Rubin & Rothman, LLC -- Consumer Complaint Report & Risk Analysis
Rubin & Rothman, LLC: Debt Collection Practices Under Scrutiny
Complaint Summary
Rubin & Rothman, LLC has received 38 consumer complaints filed with the CFPB across 3 products. The most common issues reported are written notification about debt, false statements or representation, took or threatened to take negative or legal action. Complaints span 6 states, with New York and Connecticut leading in complaint volume.
Company Overview
Company: Rubin & Rothman, LLC
Total CFPB Complaints: 38
AI Risk Score: 73/100
Most Recent Complaint: 2022-07-14T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Rubin & Rothman, LLC has 37 consumer complaints on file with the CFPB. Company has received 37 complaints in total. The majority of complaints are related to debt collection practices.
Response Quality Assessment
fair
Top Consumer Issues
Late or improper written notifications about debt -- Severity: medium
Red Flags
- False statements or representation in debt collection letters
Green Flags
- Proper handling of disputed debts
Consumer Tips & Advice
Consumers should verify the accuracy of the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers.
Regulatory History
Regulatory history shows multiple instances of non-compliance with debt collection laws.
Industry Context
The debt collection industry is under pressure to adhere to stricter regulations to protect consumers.
Frequently Asked Questions About Rubin & Rothman, LLC
How many CFPB complaints does Rubin & Rothman, LLC have?
Rubin & Rothman, LLC has 37 complaints on file with the CFPB. The most recent complaint was filed on September 18, 2024.
What is Rubin & Rothman, LLC's complaint response rate?
Response rate data is not yet available for Rubin & Rothman, LLC.
Does Rubin & Rothman, LLC respond to complaints on time?
Timely response data is not yet available for Rubin & Rothman, LLC.
Is Rubin & Rothman, LLC safe to do business with?
Rubin & Rothman, LLC: Debt Collection Practices Under Scrutiny Rubin & Rothman, LLC has 37 CFPB complaints. Risk score: 73/100.
What red flags exist for Rubin & Rothman, LLC?
Potential red flags for Rubin & Rothman, LLC: False statements or representation in debt collection letters. These are based on analysis of CFPB complaint patterns.
What are Rubin & Rothman, LLC's strengths?
Positive indicators for Rubin & Rothman, LLC: Proper handling of disputed debts.
What tips should consumers know about Rubin & Rothman, LLC?
Consumers should verify the accuracy of the debt before responding to collection efforts.
Are complaints against Rubin & Rothman, LLC increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers. Rubin & Rothman, LLC currently has 37 total complaints.
Has Rubin & Rothman, LLC faced regulatory action?
Regulatory history shows multiple instances of non-compliance with debt collection laws.
How does Rubin & Rothman, LLC compare to industry peers?
The debt collection industry is under pressure to adhere to stricter regulations to protect consumers.
What unique insight can be drawn from the complaint data?
The majority of complaints are related to false statements or representation in debt collection letters, suggesting a need for more accurate and transparent communication from the company.
Recent Complaints Against Rubin & Rothman, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #17958817 | Debt collection | False statements or representation | 2025-11-26T12:00:00-05:00 | Connecticut | |
| #17900311 | Debt collection | Took or threatened to take negative or legal action | 2025-11-24T12:00:00-05:00 | New Jersey | |
| #17875373 | Debt collection | Attempts to collect debt not owed | 2025-11-21T12:00:00-05:00 | Massachusetts | |
| #17875366 | Debt collection | Took or threatened to take negative or legal action | 2025-11-13T12:00:00-05:00 | Connecticut | |
| #16039171 | Debt collection | False statements or representation | 2025-09-18T12:00:00-05:00 | New York | |
| #15915234 | Debt collection | Written notification about debt | 2025-09-12T12:00:00-05:00 | New York | |
| #14362301 | Debt collection | Attempts to collect debt not owed | 2025-06-29T12:00:00-05:00 | Connecticut | |
| #14352771 | Debt collection | Written notification about debt | 2025-06-28T12:00:00-05:00 | New York | |
| #14205669 | Debt collection | Written notification about debt | 2025-06-20T12:00:00-05:00 | Connecticut | |
| #13351456 | Debt collection | Written notification about debt | 2025-05-05T12:00:00-05:00 | Maine | |
| #13086801 | Debt collection | Written notification about debt | 2025-04-20T12:00:00-05:00 | New York | |
| #12178710 | Debt collection | Took or threatened to take negative or legal action | 2025-02-22T12:00:00-05:00 | Pennsylvania | |
| #11653759 | Debt collection | Attempts to collect debt not owed | 2025-01-18T12:00:00-05:00 | New York | |
| #11345316 | Debt collection | Attempts to collect debt not owed | 2025-01-01T12:00:00-05:00 | New York | |
| #11152249 | Debt collection | False statements or representation | 2024-12-13T12:00:00-05:00 | Maine | |
| #11151875 | Debt collection | False statements or representation | 2024-12-13T12:00:00-05:00 | Maine | |
| #10664918 | Debt collection | Written notification about debt | 2024-11-02T12:00:00-05:00 | New York | |
| #10174308 | Debt collection | Took or threatened to take negative or legal action | 2024-09-18T12:00:00-05:00 | New York | |
| #8574965 | Debt collection | Written notification about debt | 2024-03-18T12:00:00-05:00 | New York | |
| #8171897 | Debt collection | Written notification about debt | 2024-01-17T12:00:00-05:00 | Connecticut |
Rubin & Rothman, LLC Complaints by State
- Rubin & Rothman, LLC Complaints in New York -- 22 complaints
- Rubin & Rothman, LLC Complaints in Connecticut -- 6 complaints
- Rubin & Rothman, LLC Complaints in New Jersey -- 5 complaints
- Rubin & Rothman, LLC Complaints in Maine -- 3 complaints
- Rubin & Rothman, LLC Complaints in Massachusetts -- 1 complaints
- Rubin & Rothman, LLC Complaints in Pennsylvania -- 1 complaints
Rubin & Rothman, LLC Complaints by Product
- Rubin & Rothman, LLC Debt collection Complaints -- 36 complaints | All Debt collection Complaints
- Rubin & Rothman, LLC Credit card or prepaid card Complaints -- 1 complaints | All Credit card or prepaid card Complaints
- Rubin & Rothman, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 1 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Rubin & Rothman, LLC Complaints by Issue
- Rubin & Rothman, LLC -- Written notification about debt -- 11 complaints | All Written notification about debt Complaints
- Rubin & Rothman, LLC -- False statements or representation -- 9 complaints | All False statements or representation Complaints
- Rubin & Rothman, LLC -- Took or threatened to take negative or legal action -- 8 complaints | All Took or threatened to take negative or legal action Complaints
- Rubin & Rothman, LLC -- Attempts to collect debt not owed -- 8 complaints | All Attempts to collect debt not owed Complaints
- Rubin & Rothman, LLC -- Getting a credit card -- 1 complaints | All Getting a credit card Complaints
- Rubin & Rothman, LLC -- Incorrect information on your report -- 1 complaints | All Incorrect information on your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Rubin & Rothman, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.