Debt collection -- Written notification about debt -- Complaint #10664918
Complaint Overview
Complaint ID: 10664918
Company: Rubin & Rothman, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: New York
ZIP Code: 117XX
Date Received: 2024-11-02T12:00:00-05:00
Date Sent to Company: 2024-11-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Received a letter from Rubin & rothman LLC about debt that not been validated, the information is inaccurate and incorrect. PURSUANT TO THE FDCPA, I WOULD LIKE THE FOLLOWING PROVIDED : XXXX ) THE NAME AND ADDRESS OF THE ORIGINAL AND CURRENT CREDITOR XXXX ) VERIFICATION OF THE DEBT AMOUNT THAT YOU ARE SEEKING TO COLLECT XXXX ) ANY ASSIGNMENT FROM THE ORIGINAL CREDITOR WITH MY NAME AND ORIGINAL ACCOUNT NUMBER ON THE ORIGINAL DEBT XXXX ) ALL INFORMATION ON THE SECURITIZATION OF THE DEBT AND PROOF THE DEBT WAS ASSIGNED BACK TO 5 ) Pursuant to local state laws as well as the FDCP and FCRA, I'm requesting validation with proficient contractual evidence bearing my signature obligating me to pay your company. UNDER FEDERAL LAW : Pursuant to XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX b ), you are required to cease and desist from collecting upon the debt ( including contacting a debtor 's credit ) until you properly validate and verify the debt amount. Please do not look at my credit or report anything to my credit reports as Idispute I owe this debt to you and that dispute should be stated on my credit report. Do not contact my credit report. Thank you for your immediate cooperation.
Frequently Asked Questions
What is Complaint #10664918 about?
Complaint #10664918 was filed against Rubin & Rothman, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-11-02T12:00:00-05:00.
How did Rubin & Rothman, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Rubin & Rothman, LLC?
Yes, visit the Rubin & Rothman, LLC company profile at readthecomplaint.com/company/rubin-rothman-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.