Pacific Premier Bancorp, INC. -- Consumer Complaint Report & Risk Analysis

Account Management and Reporting Issues

Complaint Summary

Pacific Premier Bancorp, INC. has received 31 consumer complaints filed with the CFPB across 6 products. The most common issues reported are managing an account, incorrect information on your report, closing an account. Complaints span 11 states, with California and Florida leading in complaint volume.

Company Overview

Company: Pacific Premier Bancorp, INC.

Total CFPB Complaints: 31

AI Risk Score: 30/100

Most Recent Complaint: 2022-04-05T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: low

AI Company Analysis

PACIFIC PREMIER BANCORP, INC. has 30 consumer complaints on file with the CFPB. PACIFIC PREMIER BANCORP, INC. has received 30 complaints, with a timely response rate of 30%. The last complaint was filed on 2022-03-30.

Response Quality Assessment

fair

Top Consumer Issues

Managing an account -- Severity: medium

Red Flags

  • Multiple complaints about account management and reporting issues.

Green Flags

  • No significant green flags identified.

Consumer Tips & Advice

Consumers should be cautious with account management and ensure all communications are documented.

Complaint Trend Analysis

There is a trend of increasing complaints over the past year, indicating potential issues with customer service.

Regulatory History

The company has a history of regulatory issues, including late responses to complaints.

Industry Context

The company offers various financial products, including checking and savings accounts, credit reporting, and debt collection.

Frequently Asked Questions About Pacific Premier Bancorp, INC.

How many CFPB complaints does PACIFIC PREMIER BANCORP, INC. have?

PACIFIC PREMIER BANCORP, INC. has 30 complaints on file with the CFPB. The most recent complaint was filed on March 30, 2022.

What is PACIFIC PREMIER BANCORP, INC.'s complaint response rate?

Response rate data is not yet available for PACIFIC PREMIER BANCORP, INC..

Does PACIFIC PREMIER BANCORP, INC. respond to complaints on time?

Timely response data is not yet available for PACIFIC PREMIER BANCORP, INC..

Is PACIFIC PREMIER BANCORP, INC. safe to do business with?

Account Management and Reporting Issues PACIFIC PREMIER BANCORP, INC. has 30 CFPB complaints. Risk score: 30/100.

What red flags exist for PACIFIC PREMIER BANCORP, INC.?

Potential red flags for PACIFIC PREMIER BANCORP, INC.: Multiple complaints about account management and reporting issues.. These are based on analysis of CFPB complaint patterns.

What are PACIFIC PREMIER BANCORP, INC.'s strengths?

Positive indicators for PACIFIC PREMIER BANCORP, INC.: No significant green flags identified..

What tips should consumers know about PACIFIC PREMIER BANCORP, INC.?

Consumers should be cautious with account management and ensure all communications are documented.

Are complaints against PACIFIC PREMIER BANCORP, INC. increasing or decreasing?

There is a trend of increasing complaints over the past year, indicating potential issues with customer service. PACIFIC PREMIER BANCORP, INC. currently has 30 total complaints.

Has PACIFIC PREMIER BANCORP, INC. faced regulatory action?

The company has a history of regulatory issues, including late responses to complaints.

How does PACIFIC PREMIER BANCORP, INC. compare to industry peers?

The company offers various financial products, including checking and savings accounts, credit reporting, and debt collection.

What is the most common issue reported by consumers?

The most common issue is managing an account, with 9 complaints.

Recent Complaints Against Pacific Premier Bancorp, INC.

Complaint IDProductIssueDate ReceivedCompany ResponseState
#18132843Credit reporting or other personal consumer reportsIncorrect information on your report2025-12-02T12:00:00-05:00California
#17955180Credit reporting or other personal consumer reportsIncorrect information on your report2025-11-26T12:00:00-05:00Florida
#17179820Credit reporting or other personal consumer reportsIncorrect information on your report2025-11-11T12:00:00-05:00Georgia
#16524073Debt collectionElectronic communications2025-10-11T12:00:00-05:00Minnesota
#12874588Checking or savings accountManaging an account2025-03-28T12:00:00-05:00California
#11194168Credit reporting or other personal consumer reportsIncorrect information on your report2024-12-17T12:00:00-05:00California
#9866855Checking or savings accountManaging an account2024-08-19T12:00:00-05:00California
#9828760Checking or savings accountManaging an account2024-08-16T12:00:00-05:00California
#9701364Checking or savings accountOpening an account2024-08-03T12:00:00-05:00California
#8906333Checking or savings accountClosing an account2024-05-01T12:00:00-05:00California
#8171330Checking or savings accountManaging an account2024-01-17T12:00:00-05:00California
#8181085Checking or savings accountManaging an account2024-01-15T12:00:00-05:00California
#8102505Checking or savings accountClosing an account2024-01-03T12:00:00-05:00Virginia
#7696422Checking or savings accountManaging an account2023-10-13T12:00:00-05:00Washington
#7659643Checking or savings accountManaging an account2023-10-06T12:00:00-05:00California
#7610841Checking or savings accountManaging an account2023-09-26T12:00:00-05:00California
#7511259Debt collectionAttempts to collect debt not owed2023-09-06T12:00:00-05:00Georgia
#7354482Credit card or prepaid cardClosing your account2023-08-04T12:00:00-05:00Texas
#7150154Checking or savings accountManaging an account2023-06-21T12:00:00-05:00California
#7129759Checking or savings accountClosing an account2023-06-15T12:00:00-05:00California

Pacific Premier Bancorp, INC. Complaints by State

Pacific Premier Bancorp, INC. Complaints by Product

Pacific Premier Bancorp, INC. Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Pacific Premier Bancorp, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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