Wakefield & Associates, INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection Disputes and Reporting Errors
Complaint Summary
Wakefield & Associates, INC. has received 556 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, incorrect information on your report. Complaints span 37 states, with Tennessee and Georgia leading in complaint volume.
Company Overview
Company: Wakefield & Associates, INC.
Total CFPB Complaints: 556
AI Risk Score: 72/100
Most Recent Complaint: 2022-04-06T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
WAKEFIELD & ASSOCIATES, INC. has 551 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Debt not owed -- Severity: medium
Red Flags
- Multiple complaints about attempts to collect debt not owed
Green Flags
- Some complaints about improper use of reports
Consumer Tips & Advice
Be cautious and verify the debt before responding to collection efforts.
Complaint Trend Analysis
There is a steady trend of complaints related to debt collection and reporting issues.
Regulatory History
Regulatory history shows ongoing efforts to improve accuracy and fairness in debt collection practices.
Industry Context
The industry context involves a mix of debt collection and credit reporting services, with a focus on consumer protection.
Frequently Asked Questions About Wakefield & Associates, INC.
How many CFPB complaints does WAKEFIELD & ASSOCIATES, INC. have?
WAKEFIELD & ASSOCIATES, INC. has 551 complaints on file with the CFPB. The most recent complaint was filed on July 13, 2022.
What is WAKEFIELD & ASSOCIATES, INC.'s complaint response rate?
Response rate data is not yet available for WAKEFIELD & ASSOCIATES, INC..
Does WAKEFIELD & ASSOCIATES, INC. respond to complaints on time?
Timely response data is not yet available for WAKEFIELD & ASSOCIATES, INC..
Is WAKEFIELD & ASSOCIATES, INC. safe to do business with?
Debt Collection Disputes and Reporting Errors WAKEFIELD & ASSOCIATES, INC. has 551 CFPB complaints. Risk score: 72/100.
What red flags exist for WAKEFIELD & ASSOCIATES, INC.?
Potential red flags for WAKEFIELD & ASSOCIATES, INC.: Multiple complaints about attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.
What are WAKEFIELD & ASSOCIATES, INC.'s strengths?
Positive indicators for WAKEFIELD & ASSOCIATES, INC.: Some complaints about improper use of reports.
What tips should consumers know about WAKEFIELD & ASSOCIATES, INC.?
Be cautious and verify the debt before responding to collection efforts.
Are complaints against WAKEFIELD & ASSOCIATES, INC. increasing or decreasing?
There is a steady trend of complaints related to debt collection and reporting issues. WAKEFIELD & ASSOCIATES, INC. currently has 551 total complaints.
Has WAKEFIELD & ASSOCIATES, INC. faced regulatory action?
Regulatory history shows ongoing efforts to improve accuracy and fairness in debt collection practices.
How does WAKEFIELD & ASSOCIATES, INC. compare to industry peers?
The industry context involves a mix of debt collection and credit reporting services, with a focus on consumer protection.
What is the most common issue reported by consumers?
The most common issue reported is attempts to collect debt not owed.
Recent Complaints Against Wakefield & Associates, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #6380069 | Debt collection | Attempts to collect debt not owed | 2022-12-30T12:00:00-05:00 | Ohio | |
| #6377436 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-12-29T12:00:00-05:00 | South Carolina | |
| #6376938 | Debt collection | Written notification about debt | 2022-12-29T12:00:00-05:00 | Virginia | |
| #6376618 | Debt collection | Attempts to collect debt not owed | 2022-12-29T12:00:00-05:00 | Florida | |
| #6373160 | Debt collection | Attempts to collect debt not owed | 2022-12-28T12:00:00-05:00 | South Dakota | |
| #6357307 | Debt collection | Written notification about debt | 2022-12-23T12:00:00-05:00 | Texas | |
| #6354621 | Debt collection | Took or threatened to take negative or legal action | 2022-12-22T12:00:00-05:00 | California | |
| #6349511 | Debt collection | Attempts to collect debt not owed | 2022-12-21T12:00:00-05:00 | Arizona | |
| #6349297 | Debt collection | Attempts to collect debt not owed | 2022-12-21T12:00:00-05:00 | Georgia | |
| #6321692 | Debt collection | Written notification about debt | 2022-12-14T12:00:00-05:00 | Arizona | |
| #6312412 | Debt collection | Written notification about debt | 2022-12-12T12:00:00-05:00 | New York | |
| #6312397 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-12-12T12:00:00-05:00 | Georgia | |
| #6299503 | Credit reporting, credit repair services, or other personal consumer reports | Credit monitoring or identity theft protection services | 2022-12-08T12:00:00-05:00 | South Carolina | |
| #6289011 | Debt collection | Took or threatened to take negative or legal action | 2022-12-06T12:00:00-05:00 | California | |
| #6288523 | Debt collection | Attempts to collect debt not owed | 2022-12-06T12:00:00-05:00 | Missouri | |
| #6247702 | Debt collection | Written notification about debt | 2022-11-26T12:00:00-05:00 | Florida | |
| #6231090 | Debt collection | False statements or representation | 2022-11-21T12:00:00-05:00 | Illinois | |
| #6222685 | Debt collection | Attempts to collect debt not owed | 2022-11-19T12:00:00-05:00 | Kansas | |
| #6222661 | Debt collection | Took or threatened to take negative or legal action | 2022-11-19T12:00:00-05:00 | Texas | |
| #6221776 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-11-18T12:00:00-05:00 | Florida |
Wakefield & Associates, INC. Complaints by State
- Wakefield & Associates, INC. Complaints in Tennessee -- 87 complaints
- Wakefield & Associates, INC. Complaints in Georgia -- 76 complaints
- Wakefield & Associates, INC. Complaints in California -- 38 complaints
- Wakefield & Associates, INC. Complaints in Texas -- 34 complaints
- Wakefield & Associates, INC. Complaints in Missouri -- 34 complaints
- Wakefield & Associates, INC. Complaints in Illinois -- 33 complaints
- Wakefield & Associates, INC. Complaints in South Carolina -- 29 complaints
- Wakefield & Associates, INC. Complaints in Florida -- 29 complaints
- Wakefield & Associates, INC. Complaints in Colorado -- 21 complaints
- Wakefield & Associates, INC. Complaints in Alabama -- 19 complaints
- Wakefield & Associates, INC. Complaints in Arizona -- 18 complaints
- Wakefield & Associates, INC. Complaints in Nevada -- 13 complaints
- Wakefield & Associates, INC. Complaints in Virginia -- 12 complaints
- Wakefield & Associates, INC. Complaints in Michigan -- 12 complaints
- Wakefield & Associates, INC. Complaints in New Jersey -- 11 complaints
Wakefield & Associates, INC. Complaints by Product
- Wakefield & Associates, INC. Debt collection Complaints -- 436 complaints | All Debt collection Complaints
- Wakefield & Associates, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 118 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Wakefield & Associates, INC. Vehicle loan or lease Complaints -- 1 complaints | All Vehicle loan or lease Complaints
- Wakefield & Associates, INC. Mortgage Complaints -- 1 complaints | All Mortgage Complaints
Wakefield & Associates, INC. Complaints by Issue
- Wakefield & Associates, INC. -- Attempts to collect debt not owed -- 244 complaints | All Attempts to collect debt not owed Complaints
- Wakefield & Associates, INC. -- Written notification about debt -- 113 complaints | All Written notification about debt Complaints
- Wakefield & Associates, INC. -- Incorrect information on your report -- 55 complaints | All Incorrect information on your report Complaints
- Wakefield & Associates, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 43 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Wakefield & Associates, INC. -- False statements or representation -- 36 complaints | All False statements or representation Complaints
- Wakefield & Associates, INC. -- Communication tactics -- 23 complaints | All Communication tactics Complaints
- Wakefield & Associates, INC. -- Improper use of your report -- 19 complaints | All Improper use of your report Complaints
- Wakefield & Associates, INC. -- Took or threatened to take negative or legal action -- 17 complaints | All Took or threatened to take negative or legal action Complaints
- Wakefield & Associates, INC. -- Threatened to contact someone or share information improperly -- 3 complaints | All Threatened to contact someone or share information improperly Complaints
- Wakefield & Associates, INC. -- Credit monitoring or identity theft protection services -- 1 complaints | All Credit monitoring or identity theft protection services Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Wakefield & Associates, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.