Debt collection -- Took or threatened to take negative or legal action -- Complaint #6222661
Complaint Overview
Complaint ID: 6222661
Company: Wakefield & Associates, INC.
Product: Debt collection
Sub-Product: Medical debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Texas
ZIP Code: 77450
Date Received: 2022-11-19T12:00:00-05:00
Date Sent to Company: 2022-11-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/2019 I was involved in a car accident. Hospital billing department was legally notified that my case was in litigation. They proceeded to forward my bill to Wakefield. Wakefield proceeded to report my bill as collections to all three credit bureaus with out validating the bill with first. They were also legally INFORMED multiple times that my case was in litigation. Called me multiple times, have sent multiple notices XXXX with NO ITEMIZATION and WITH THE WRONG PROVIDER after requesting a itemized bill and validation, including but limited too what was shared with them as I feared my HIPPA RIGHTS might have beeb violated. This company continues to violate my rights according to The federal Fair Debt Collection Practices Act ( FDCPA ), which protects debtors from harassment, threats, and unfair means of debt collection by debt collectors. This law applies to WAKEFIELD and ASSOCIATES. They continue to refresh the debt on all of my credit reports causing grave damage to my credit and quality of Iife. The unwillingness to temporarily remove the tradelines in question while being in litigation again highlights how aggressive, brazen, and irresponsible this company handles consumer information. WAKEFIELD is not above the law.
Frequently Asked Questions
What is Complaint #6222661 about?
Complaint #6222661 was filed against Wakefield & Associates, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-11-19T12:00:00-05:00.
How did Wakefield & Associates, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Wakefield & Associates, INC.?
Yes, visit the Wakefield & Associates, INC. company profile at readthecomplaint.com/company/wakefield-associates-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.