State Collection Service, INC. -- Consumer Complaint Report & Risk Analysis
State Collection Service, Inc.: Debt Collection Practices Under Scrutiny
Complaint Summary
State Collection Service, INC. has received 116 consumer complaints filed with the CFPB across 3 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, false statements or representation. Complaints span 22 states, with Illinois and Washington leading in complaint volume.
Company Overview
Company: State Collection Service, INC.
Total CFPB Complaints: 116
AI Risk Score: 85/100
Most Recent Complaint: 2021-12-27T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: low
AI Company Analysis
State Collection Service, Inc. has 114 consumer complaints on file with the CFPB. State Collection Service, Inc. has received 114 complaints, with a focus on debt collection practices. The majority of complaints involve attempts to collect debts that consumers claim are not owed.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debts not owed -- Severity: medium
Red Flags
- Multiple complaints about the company's debt collection practices, including attempts to collect debts that consumers claim are not owed.
Green Flags
- No significant green flags identified in the complaint data.
Consumer Tips & Advice
Consumers are advised to verify the accuracy of any debt claims before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers.
Regulatory History
Regulatory history shows that State Collection Service, Inc. has faced several complaints but has not yet been subject to formal regulatory action.
Industry Context
The company operates in a highly regulated industry, with strict guidelines on debt collection practices and the accuracy of consumer reports.
Frequently Asked Questions About State Collection Service, INC.
How many CFPB complaints does State Collection Service, Inc. have?
State Collection Service, Inc. has 114 complaints on file with the CFPB. The most recent complaint was filed on September 16, 2021.
What is State Collection Service, Inc.'s complaint response rate?
Response rate data is not yet available for State Collection Service, Inc..
Does State Collection Service, Inc. respond to complaints on time?
Timely response data is not yet available for State Collection Service, Inc..
Is State Collection Service, Inc. safe to do business with?
State Collection Service, Inc.: Debt Collection Practices Under Scrutiny State Collection Service, Inc. has 114 CFPB complaints. Risk score: 85/100.
What red flags exist for State Collection Service, Inc.?
Potential red flags for State Collection Service, Inc.: Multiple complaints about the company's debt collection practices, including attempts to collect debts that consumers claim are not owed.. These are based on analysis of CFPB complaint patterns.
What are State Collection Service, Inc.'s strengths?
Positive indicators for State Collection Service, Inc.: No significant green flags identified in the complaint data..
What tips should consumers know about State Collection Service, Inc.?
Consumers are advised to verify the accuracy of any debt claims before responding to collection efforts.
Are complaints against State Collection Service, Inc. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers. State Collection Service, Inc. currently has 114 total complaints.
Has State Collection Service, Inc. faced regulatory action?
Regulatory history shows that State Collection Service, Inc. has faced several complaints but has not yet been subject to formal regulatory action.
How does State Collection Service, Inc. compare to industry peers?
The company operates in a highly regulated industry, with strict guidelines on debt collection practices and the accuracy of consumer reports.
What unique insight can be drawn from the complaint data regarding State Collection Service, Inc.'s practices?
The majority of complaints involve attempts to collect debts that consumers claim are not owed, suggesting a potential issue with the accuracy of the debt information provided by the company.
Recent Complaints Against State Collection Service, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18141206 | Debt collection | Communication tactics | 2025-12-04T12:00:00-05:00 | Texas | |
| #17979966 | Debt collection | Communication tactics | 2025-11-22T12:00:00-05:00 | Washington | |
| #13796538 | Debt collection | Communication tactics | 2025-05-29T12:00:00-05:00 | New York | |
| #12849055 | Debt collection | Written notification about debt | 2025-04-06T12:00:00-05:00 | Maryland | |
| #12127557 | Debt collection | Attempts to collect debt not owed | 2025-02-18T12:00:00-05:00 | New York | |
| #11977937 | Debt collection | Attempts to collect debt not owed | 2025-02-06T12:00:00-05:00 | Kansas | |
| #11290197 | Debt collection | False statements or representation | 2024-12-26T12:00:00-05:00 | Washington | |
| #11289950 | Debt collection | False statements or representation | 2024-12-26T12:00:00-05:00 | Washington | |
| #10595494 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-10-27T12:00:00-05:00 | Illinois | |
| #9574354 | Debt collection | Written notification about debt | 2024-07-21T12:00:00-05:00 | Maryland | |
| #9322900 | Debt collection | Written notification about debt | 2024-06-21T12:00:00-05:00 | Iowa | |
| #9010082 | Debt collection | Attempts to collect debt not owed | 2024-05-14T12:00:00-05:00 | California | |
| #8987589 | Debt collection | Attempts to collect debt not owed | 2024-05-11T12:00:00-05:00 | South Carolina | |
| #8880309 | Debt collection | Attempts to collect debt not owed | 2024-04-28T12:00:00-05:00 | Pennsylvania | |
| #8870603 | Debt collection | Took or threatened to take negative or legal action | 2024-04-26T12:00:00-05:00 | Washington | |
| #8614737 | Debt collection | Electronic communications | 2024-03-23T12:00:00-05:00 | Wisconsin | |
| #8117424 | Debt collection | Attempts to collect debt not owed | 2024-01-06T12:00:00-05:00 | Washington | |
| #8013412 | Debt collection | Written notification about debt | 2023-12-16T12:00:00-05:00 | Florida | |
| #7871943 | Debt collection | Attempts to collect debt not owed | 2023-11-16T12:00:00-05:00 | Maryland | |
| #7824418 | Debt collection | Attempts to collect debt not owed | 2023-11-08T12:00:00-05:00 | Maryland |
State Collection Service, INC. Complaints by State
- State Collection Service, INC. Complaints in Illinois -- 21 complaints
- State Collection Service, INC. Complaints in Washington -- 17 complaints
- State Collection Service, INC. Complaints in Maryland -- 17 complaints
- State Collection Service, INC. Complaints in Wisconsin -- 13 complaints
- State Collection Service, INC. Complaints in California -- 8 complaints
- State Collection Service, INC. Complaints in Florida -- 7 complaints
- State Collection Service, INC. Complaints in Texas -- 4 complaints
- State Collection Service, INC. Complaints in Kansas -- 4 complaints
- State Collection Service, INC. Complaints in Pennsylvania -- 4 complaints
- State Collection Service, INC. Complaints in New York -- 3 complaints
- State Collection Service, INC. Complaints in Minnesota -- 3 complaints
- State Collection Service, INC. Complaints in South Carolina -- 2 complaints
- State Collection Service, INC. Complaints in North Dakota -- 2 complaints
- State Collection Service, INC. Complaints in Georgia -- 2 complaints
- State Collection Service, INC. Complaints in Delaware -- 2 complaints
State Collection Service, INC. Complaints by Product
- State Collection Service, INC. Debt collection Complaints -- 107 complaints | All Debt collection Complaints
- State Collection Service, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 8 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- State Collection Service, INC. Credit reporting or other personal consumer reports Complaints -- 1 complaints | All Credit reporting or other personal consumer reports Complaints
State Collection Service, INC. Complaints by Issue
- State Collection Service, INC. -- Attempts to collect debt not owed -- 47 complaints | All Attempts to collect debt not owed Complaints
- State Collection Service, INC. -- Written notification about debt -- 35 complaints | All Written notification about debt Complaints
- State Collection Service, INC. -- False statements or representation -- 13 complaints | All False statements or representation Complaints
- State Collection Service, INC. -- Communication tactics -- 6 complaints | All Communication tactics Complaints
- State Collection Service, INC. -- Incorrect information on your report -- 6 complaints | All Incorrect information on your report Complaints
- State Collection Service, INC. -- Took or threatened to take negative or legal action -- 3 complaints | All Took or threatened to take negative or legal action Complaints
- State Collection Service, INC. -- Threatened to contact someone or share information improperly -- 2 complaints | All Threatened to contact someone or share information improperly Complaints
- State Collection Service, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 2 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- State Collection Service, INC. -- Electronic communications -- 1 complaints | All Electronic communications Complaints
- State Collection Service, INC. -- Improper use of your report -- 1 complaints | All Improper use of your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for State Collection Service, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.