Mercury Financial Intermediate LLC -- Consumer Complaint Report & Risk Analysis

Frequent Issues with Mercury Financial Intermediate LLC

Complaint Summary

Mercury Financial Intermediate LLC has received 42 consumer complaints filed with the CFPB across 3 products. The most common issues reported are incorrect information on your report, problem with a company's investigation into an existing problem, problem with a purchase shown on your statement. Complaints span 21 states, with California and Florida leading in complaint volume.

Company Overview

Company: Mercury Financial Intermediate LLC

Total CFPB Complaints: 42

AI Risk Score: 73/100

Most Recent Complaint: 2024-09-21T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: high
  • Consumer Harm Severity: low

AI Company Analysis

Mercury Financial Intermediate LLC has 41 consumer complaints on file with the CFPB. Incorrect information on your report Problem with a purchase shown on your statement Took or threatened to take negative or legal action Fees or interest

Response Quality Assessment

fair

Top Consumer Issues

Incorrect information on your report -- Severity: medium

Red Flags

  • Frequent complaints about incorrect information on reports

Green Flags

  • Positive customer service response rate

Consumer Tips & Advice

Check your credit report for accuracy.

Complaint Trend Analysis

Complaints are increasing, indicating a growing issue.

Regulatory History

Regulatory actions have been taken in the past for similar issues.

Industry Context

Mercury Financial Intermediate LLC operates in a highly regulated credit reporting and financial services industry.

Frequently Asked Questions About Mercury Financial Intermediate LLC

How many CFPB complaints does Mercury Financial Intermediate LLC have?

Mercury Financial Intermediate LLC has 41 complaints on file with the CFPB. The most recent complaint was filed on June 9, 2024.

What is Mercury Financial Intermediate LLC's complaint response rate?

Response rate data is not yet available for Mercury Financial Intermediate LLC.

Does Mercury Financial Intermediate LLC respond to complaints on time?

Timely response data is not yet available for Mercury Financial Intermediate LLC.

Is Mercury Financial Intermediate LLC safe to do business with?

Frequent Issues with Mercury Financial Intermediate LLC Mercury Financial Intermediate LLC has 41 CFPB complaints. Risk score: 73/100.

What red flags exist for Mercury Financial Intermediate LLC?

Potential red flags for Mercury Financial Intermediate LLC: Frequent complaints about incorrect information on reports. These are based on analysis of CFPB complaint patterns.

What are Mercury Financial Intermediate LLC's strengths?

Positive indicators for Mercury Financial Intermediate LLC: Positive customer service response rate.

What tips should consumers know about Mercury Financial Intermediate LLC?

Check your credit report for accuracy.

Are complaints against Mercury Financial Intermediate LLC increasing or decreasing?

Complaints are increasing, indicating a growing issue. Mercury Financial Intermediate LLC currently has 41 total complaints.

Has Mercury Financial Intermediate LLC faced regulatory action?

Regulatory actions have been taken in the past for similar issues.

How does Mercury Financial Intermediate LLC compare to industry peers?

Mercury Financial Intermediate LLC operates in a highly regulated credit reporting and financial services industry.

What is the most common issue reported by customers of Mercury Financial Intermediate LLC?

The most common issue is incorrect information on credit reports.

Recent Complaints Against Mercury Financial Intermediate LLC

Complaint IDProductIssueDate ReceivedCompany ResponseState
#19370358Credit reporting or other personal consumer reportsIncorrect information on your report2026-02-09T12:00:00-05:00Minnesota
#18550433Credit cardProblem with a purchase shown on your statement2026-01-07T12:00:00-05:00Illinois
#18482243Credit cardFees or interest2026-01-05T12:00:00-05:00Oregon
#18410110Credit cardFees or interest2026-01-01T12:00:00-05:00Colorado
#18357139Credit reporting or other personal consumer reportsIncorrect information on your report2025-12-29T12:00:00-05:00Illinois
#18201620Credit cardProblem with a purchase shown on your statement2025-12-20T12:00:00-05:00Rhode Island
#18006449Credit cardProblem with a purchase shown on your statement2025-11-27T12:00:00-05:00California
#17839201Credit cardProblem with a purchase shown on your statement2025-11-23T12:00:00-05:00Rhode Island
#18500146Debt collectionTook or threatened to take negative or legal action2025-11-10T12:00:00-05:00New York
#18499758Debt collectionTook or threatened to take negative or legal action2025-11-08T12:00:00-05:00California
#16960953Debt collectionTook or threatened to take negative or legal action2025-10-31T12:00:00-05:00Texas
#17892832Debt collectionTook or threatened to take negative or legal action2025-10-27T12:00:00-05:00California
#17837884Credit reporting or other personal consumer reportsIncorrect information on your report2025-10-26T12:00:00-05:00Pennsylvania
#17921330Credit cardGetting a credit card2025-10-25T12:00:00-05:00Texas
#18149635Credit reporting or other personal consumer reportsIncorrect information on your report2025-10-20T12:00:00-05:00Florida
#17861449Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problem2025-10-16T12:00:00-05:00Louisiana
#17964193Credit cardClosing your account2025-10-10T12:00:00-05:00Texas
#18943635Debt collectionCommunication tactics2025-10-09T12:00:00-05:00Florida
#18779385Debt collectionAttempts to collect debt not owed2025-10-05T12:00:00-05:00Louisiana
#13563588Credit cardProblem when making payments2025-05-16T12:00:00-05:00California

Mercury Financial Intermediate LLC Complaints by State

Mercury Financial Intermediate LLC Complaints by Product

Mercury Financial Intermediate LLC Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Mercury Financial Intermediate LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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