M.A.R.S., INC. -- Consumer Complaint Report & Risk Analysis
M.A.R.S., Inc. - Debt Collection and Reporting Issues
Complaint Summary
M.A.R.S., INC. has received 31 consumer complaints filed with the CFPB across 3 products. The most common issues reported are written notification about debt, false statements or representation, attempts to collect debt not owed. Complaints span 9 states, with Texas and Oklahoma leading in complaint volume.
Company Overview
Company: M.A.R.S., INC.
Total CFPB Complaints: 31
AI Risk Score: 45/100
Most Recent Complaint: 2026-05-10T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
M.A.R.S., Inc. has 31 consumer complaints on file with the CFPB. Written notification about debt False statements or representation
Response Quality Assessment
fair
Top Consumer Issues
Debt collection practices -- Severity: medium
Red Flags
- False statements or representation in debt collection
Green Flags
- Proper handling of incorrect information on reports
Consumer Tips & Advice
Consumers should verify the accuracy of any debt notifications.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices.
Regulatory History
Regulatory history shows ongoing scrutiny of debt collection practices.
Industry Context
The industry context is focused on improving accuracy and fairness in debt collection and reporting.
Frequently Asked Questions About M.A.R.S., INC.
How many CFPB complaints does M.A.R.S., Inc. have?
M.A.R.S., Inc. has 31 complaints on file with the CFPB. The most recent complaint was filed on May 10, 2026.
What is M.A.R.S., Inc.'s complaint response rate?
Response rate data is not yet available for M.A.R.S., Inc..
Does M.A.R.S., Inc. respond to complaints on time?
Timely response data is not yet available for M.A.R.S., Inc..
Is M.A.R.S., Inc. safe to do business with?
M.A.R.S., Inc. - Debt Collection and Reporting Issues M.A.R.S., Inc. has 31 CFPB complaints. Risk score: 45/100.
What red flags exist for M.A.R.S., Inc.?
Potential red flags for M.A.R.S., Inc.: False statements or representation in debt collection. These are based on analysis of CFPB complaint patterns.
What are M.A.R.S., Inc.'s strengths?
Positive indicators for M.A.R.S., Inc.: Proper handling of incorrect information on reports.
What tips should consumers know about M.A.R.S., Inc.?
Consumers should verify the accuracy of any debt notifications.
Are complaints against M.A.R.S., Inc. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices. M.A.R.S., Inc. currently has 31 total complaints.
Has M.A.R.S., Inc. faced regulatory action?
Regulatory history shows ongoing scrutiny of debt collection practices.
How does M.A.R.S., Inc. compare to industry peers?
The industry context is focused on improving accuracy and fairness in debt collection and reporting.
What unique insight can be gained from the complaint data?
The majority of complaints are related to false statements and incorrect debt notifications, indicating a need for stricter verification processes.
Recent Complaints Against M.A.R.S., INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #22059741 | Debt collection | Threatened to contact someone or share information improperly | 2026-05-10T12:00:00-05:00 | Texas | |
| #18748322 | Debt collection | Written notification about debt | 2025-11-21T12:00:00-05:00 | Illinois | |
| #18150247 | Debt collection | False statements or representation | 2025-11-07T12:00:00-05:00 | Kansas | |
| #17976470 | Debt collection | False statements or representation | 2025-10-23T12:00:00-05:00 | Texas | |
| #17976422 | Debt collection | False statements or representation | 2025-10-21T12:00:00-05:00 | Texas | |
| #12961035 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-04-11T12:00:00-05:00 | Texas | |
| #12158107 | Debt collection | Attempts to collect debt not owed | 2025-02-20T12:00:00-05:00 | Illinois | |
| #11331664 | Debt collection | Attempts to collect debt not owed | 2024-12-30T12:00:00-05:00 | Texas | |
| #11244877 | Debt collection | Written notification about debt | 2024-12-21T12:00:00-05:00 | Mississippi | |
| #10365092 | Debt collection | Written notification about debt | 2024-10-06T12:00:00-05:00 | Oklahoma | |
| #10059787 | Debt collection | Communication tactics | 2024-09-06T12:00:00-05:00 | Kansas | |
| #9985754 | Debt collection | Written notification about debt | 2024-08-29T12:00:00-05:00 | Kansas | |
| #9038640 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-05-17T12:00:00-05:00 | Oklahoma | |
| #8906351 | Debt collection | Written notification about debt | 2024-05-01T12:00:00-05:00 | Oklahoma | |
| #8213583 | Debt collection | False statements or representation | 2024-01-22T12:00:00-05:00 | Kansas | |
| #7568578 | Debt collection | False statements or representation | 2023-09-18T12:00:00-05:00 | Arizona | |
| #7177145 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-06-27T12:00:00-05:00 | Kansas | |
| #7133906 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2023-06-18T12:00:00-05:00 | Oklahoma | |
| #6459581 | Debt collection | Attempts to collect debt not owed | 2023-01-19T12:00:00-05:00 | California | |
| #6074897 | Debt collection | Communication tactics | 2022-10-11T12:00:00-05:00 | Texas |
M.A.R.S., INC. Complaints by State
- M.A.R.S., INC. Complaints in Texas -- 10 complaints
- M.A.R.S., INC. Complaints in Oklahoma -- 8 complaints
- M.A.R.S., INC. Complaints in Kansas -- 6 complaints
- M.A.R.S., INC. Complaints in Illinois -- 2 complaints
- M.A.R.S., INC. Complaints in Mississippi -- 1 complaints
- M.A.R.S., INC. Complaints in Arizona -- 1 complaints
- M.A.R.S., INC. Complaints in California -- 1 complaints
- M.A.R.S., INC. Complaints in Arkansas -- 1 complaints
- M.A.R.S., INC. Complaints in Michigan -- 1 complaints
M.A.R.S., INC. Complaints by Product
- M.A.R.S., INC. Debt collection Complaints -- 26 complaints | All Debt collection Complaints
- M.A.R.S., INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 3 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- M.A.R.S., INC. Credit reporting or other personal consumer reports Complaints -- 2 complaints | All Credit reporting or other personal consumer reports Complaints
M.A.R.S., INC. Complaints by Issue
- M.A.R.S., INC. -- Written notification about debt -- 8 complaints | All Written notification about debt Complaints
- M.A.R.S., INC. -- False statements or representation -- 8 complaints | All False statements or representation Complaints
- M.A.R.S., INC. -- Attempts to collect debt not owed -- 5 complaints | All Attempts to collect debt not owed Complaints
- M.A.R.S., INC. -- Communication tactics -- 4 complaints | All Communication tactics Complaints
- M.A.R.S., INC. -- Incorrect information on your report -- 3 complaints | All Incorrect information on your report Complaints
- M.A.R.S., INC. -- Threatened to contact someone or share information improperly -- 1 complaints | All Threatened to contact someone or share information improperly Complaints
- M.A.R.S., INC. -- Problem with a company's investigation into an existing problem -- 1 complaints | All Problem with a company's investigation into an existing problem Complaints
- M.A.R.S., INC. -- Problem with a credit reporting company's investigation into an existing problem -- 1 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for M.A.R.S., INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.