Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #9038640
Complaint Overview
Complaint ID: 9038640
Company: M.A.R.S., INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Oklahoma
ZIP Code: 748XX
Date Received: 2024-05-17T12:00:00-05:00
Date Sent to Company: 2024-05-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I hereby exercise my rights under the Fair Debt Collection Practices Act ( FDCPA ) and demand that all communication related to this alleged debt cease immediately. I am formally requesting that you and your agency, as well as all associated parties, cease any contact with me, either in writing or by phone, all forms on contact to cease regarding this matter. Please be aware that I am aware of my rights as a consumer under the FDCPA, and any further attempts to collect this alleged debt without proper verification and validation will be considered a violation of the Act. I also request that you provide me with documented proof of this debt, including its origin and the legitimacy of your claim, as required by law. Until proper validation is provided, I consider this matter unresolved and will not entertain any further communication on this subject. Any negative reporting or attempts to damage my credit standing based on unverified and disputed information will be dealt with accordingly
Frequently Asked Questions
What is Complaint #9038640 about?
Complaint #9038640 was filed against M.A.R.S., INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-05-17T12:00:00-05:00.
How did M.A.R.S., INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against M.A.R.S., INC.?
Yes, visit the M.A.R.S., INC. company profile at readthecomplaint.com/company/m-a-r-s-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.