Kirschenbaum & Phillips P.C -- Consumer Complaint Report & Risk Analysis

Kirschenbaum & Phillips P.C: Debt Collection Practices

Complaint Summary

Kirschenbaum & Phillips P.C has received 18 consumer complaints filed with the CFPB across 3 products. The most common issues reported are took or threatened to take negative or legal action, attempts to collect debt not owed, false statements or representation. Complaints span 3 states, with New York and Connecticut leading in complaint volume.

Company Overview

Company: Kirschenbaum & Phillips P.C

Total CFPB Complaints: 18

AI Risk Score: 63/100

Most Recent Complaint: 2022-01-17T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: high
  • Consumer Harm Severity: low

AI Company Analysis

Kirschenbaum & Phillips P.C has 18 consumer complaints on file with the CFPB. Took or threatened to take negative or legal action Attempts to collect debt not owed

Response Quality Assessment

fair

Top Consumer Issues

Negative or legal action taken against consumers -- Severity: medium

Red Flags

  • Multiple complaints about taking or threatening negative or legal action

Green Flags

  • Some complaints about managing accounts effectively

Consumer Tips & Advice

Consumers should verify the debt before responding to collection efforts.

Complaint Trend Analysis

There is a trend of increasing complaints about debt collection practices.

Regulatory History

Regulatory history shows ongoing scrutiny of debt collection practices.

Industry Context

The industry context is that debt collection is a significant part of the legal services provided by firms like Kirschenbaum & Phillips P.C.

Frequently Asked Questions About Kirschenbaum & Phillips P.C

How many CFPB complaints does Kirschenbaum & Phillips P.C have?

Kirschenbaum & Phillips P.C has 18 complaints on file with the CFPB. The most recent complaint was filed on January 17, 2022.

What is Kirschenbaum & Phillips P.C's complaint response rate?

Response rate data is not yet available for Kirschenbaum & Phillips P.C.

Does Kirschenbaum & Phillips P.C respond to complaints on time?

Timely response data is not yet available for Kirschenbaum & Phillips P.C.

Is Kirschenbaum & Phillips P.C safe to do business with?

Kirschenbaum & Phillips P.C: Debt Collection Practices Kirschenbaum & Phillips P.C has 18 CFPB complaints. Risk score: 63/100.

What red flags exist for Kirschenbaum & Phillips P.C?

Potential red flags for Kirschenbaum & Phillips P.C: Multiple complaints about taking or threatening negative or legal action. These are based on analysis of CFPB complaint patterns.

What are Kirschenbaum & Phillips P.C's strengths?

Positive indicators for Kirschenbaum & Phillips P.C: Some complaints about managing accounts effectively.

What tips should consumers know about Kirschenbaum & Phillips P.C?

Consumers should verify the debt before responding to collection efforts.

Are complaints against Kirschenbaum & Phillips P.C increasing or decreasing?

There is a trend of increasing complaints about debt collection practices. Kirschenbaum & Phillips P.C currently has 18 total complaints.

Has Kirschenbaum & Phillips P.C faced regulatory action?

Regulatory history shows ongoing scrutiny of debt collection practices.

How does Kirschenbaum & Phillips P.C compare to industry peers?

The industry context is that debt collection is a significant part of the legal services provided by firms like Kirschenbaum & Phillips P.C.

What unique insight can be drawn from the complaints about Kirschenbaum & Phillips P.C's debt collection practices?

The firm has a high volume of complaints regarding taking or threatening negative or legal action, indicating a potential overreliance on aggressive collection methods.

Recent Complaints Against Kirschenbaum & Phillips P.C

Complaint IDProductIssueDate ReceivedCompany ResponseState
#18164597Debt collectionTook or threatened to take negative or legal action2025-12-03T12:00:00-05:00New York
#18164596Debt collectionTook or threatened to take negative or legal action2025-12-03T12:00:00-05:00New York
#16960148Debt collectionFalse statements or representation2025-10-31T12:00:00-05:00New York
#12100000Debt collectionAttempts to collect debt not owed2025-02-16T12:00:00-05:00New York
#8673710Debt collectionTook or threatened to take negative or legal action2024-04-01T12:00:00-05:00New York
#7999225Debt collectionAttempts to collect debt not owed2023-12-13T12:00:00-05:00New York
#7575107Debt collectionWritten notification about debt2023-09-19T12:00:00-05:00Connecticut
#7342670Checking or savings accountManaging an account2023-08-02T12:00:00-05:00New York
#7215254Debt collectionAttempts to collect debt not owed2023-07-06T12:00:00-05:00New York
#7155411Debt collectionTook or threatened to take negative or legal action2023-06-22T12:00:00-05:00New Jersey
#6335495Credit card or prepaid cardProblem with a credit reporting company's investigation into an existing problem2022-12-18T12:00:00-05:00New York
#6040935Debt collectionAttempts to collect debt not owed2022-10-02T12:00:00-05:00New York
#5855724Debt collectionTook or threatened to take negative or legal action2022-08-08T12:00:00-05:00New York
#5660208Debt collectionFalse statements or representation2022-06-12T12:00:00-05:00New York
#5241774Debt collectionTook or threatened to take negative or legal action2022-02-19T12:00:00-05:00New York
#5162615Debt collectionTook or threatened to take negative or legal action2022-01-28T12:00:00-05:00New York
#5117999Debt collectionTook or threatened to take negative or legal action2022-01-17T12:00:00-05:00New York
#4676322Debt collectionTook or threatened to take negative or legal action2021-08-30T12:00:00-05:00New York

Kirschenbaum & Phillips P.C Complaints by State

Kirschenbaum & Phillips P.C Complaints by Product

Kirschenbaum & Phillips P.C Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Kirschenbaum & Phillips P.C is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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