Debt collection -- Attempts to collect debt not owed -- Complaint #6040935
Complaint Overview
Complaint ID: 6040935
Company: Kirschenbaum & Phillips P.C
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: New York
ZIP Code: 11208
Date Received: 2022-10-02T12:00:00-05:00
Date Sent to Company: 2022-10-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Debt collection company lawyers ( Kirschenbaum & Phillips ) wrote me a harassing letter ( XX/XX/XXXX ) to collect a debt that was proven uncollectible in XXXX civil court after successful motion, by me, on ( XX/XX/XXXX ) removed the case to private arbitration with XXXX. The debt collection attorneys refused to pay for our arbitration fees, as stipulated by the XXXX XXXX XXXX member agreement they bought, as well as by an active court motion that ordered them to from XX/XX/XXXX. They ignored XXXX arbitration and the XXXX courts orders and offers to resolve or settle this alleged debt dispute. They proceeded to ignore, deny, and wait until they presumed all court and arbitration actions were done to resume harassing me again with letters on this unproven, uncollectible, and now statute dismissible debt. The dental debt is from XX/XX/XXXX. The Statute of limitations in New York State for credit card dental debt is now 3 Years as per a newly enacted law. They need to stop the harassment on invalid and uncollectible debt.
Frequently Asked Questions
What is Complaint #6040935 about?
Complaint #6040935 was filed against Kirschenbaum & Phillips P.C regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-10-02T12:00:00-05:00.
How did Kirschenbaum & Phillips P.C respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Kirschenbaum & Phillips P.C?
Yes, visit the Kirschenbaum & Phillips P.C company profile at readthecomplaint.com/company/kirschenbaum-phillips-p-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.