Key 2 Recovery, INC. -- Consumer Complaint Report & Risk Analysis
Key 2 Recovery: Debt Collection and Reporting Issues
Complaint Summary
Key 2 Recovery, INC. has received 53 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, communication tactics, written notification about debt. Complaints span 24 states, with Tennessee and Nebraska leading in complaint volume.
Company Overview
Company: Key 2 Recovery, INC.
Total CFPB Complaints: 53
AI Risk Score: 65/100
Most Recent Complaint: 2021-06-09T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Key 2 Recovery, Inc. has 52 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about incorrect information on reports
Green Flags
- No significant green flags identified
Consumer Tips & Advice
Be cautious and verify the debt before responding to collection notices.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices.
Regulatory History
Regulatory history shows ongoing scrutiny of debt collection practices.
Industry Context
The industry context highlights the importance of accurate reporting and fair debt collection practices.
Frequently Asked Questions About Key 2 Recovery, INC.
How many CFPB complaints does Key 2 Recovery, Inc. have?
Key 2 Recovery, Inc. has 52 complaints on file with the CFPB. The most recent complaint was filed on June 8, 2021.
What is Key 2 Recovery, Inc.'s complaint response rate?
Response rate data is not yet available for Key 2 Recovery, Inc..
Does Key 2 Recovery, Inc. respond to complaints on time?
Timely response data is not yet available for Key 2 Recovery, Inc..
Is Key 2 Recovery, Inc. safe to do business with?
Key 2 Recovery: Debt Collection and Reporting Issues Key 2 Recovery, Inc. has 52 CFPB complaints. Risk score: 65/100.
What red flags exist for Key 2 Recovery, Inc.?
Potential red flags for Key 2 Recovery, Inc.: Multiple complaints about incorrect information on reports. These are based on analysis of CFPB complaint patterns.
What are Key 2 Recovery, Inc.'s strengths?
Positive indicators for Key 2 Recovery, Inc.: No significant green flags identified.
What tips should consumers know about Key 2 Recovery, Inc.?
Be cautious and verify the debt before responding to collection notices.
Are complaints against Key 2 Recovery, Inc. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices. Key 2 Recovery, Inc. currently has 52 total complaints.
Has Key 2 Recovery, Inc. faced regulatory action?
Regulatory history shows ongoing scrutiny of debt collection practices.
How does Key 2 Recovery, Inc. compare to industry peers?
The industry context highlights the importance of accurate reporting and fair debt collection practices.
What unique insight can be drawn from the complaints about Key 2 Recovery?
Complaints indicate a need for more accurate verification of debts before collection actions are taken.
Recent Complaints Against Key 2 Recovery, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #19984294 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-03-04T12:00:00-05:00 | Kentucky | |
| #17874326 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-11-18T12:00:00-05:00 | Kentucky | |
| #15682557 | Debt collection | Attempts to collect debt not owed | 2025-09-02T12:00:00-05:00 | Arkansas | |
| #14030650 | Debt collection | Took or threatened to take negative or legal action | 2025-06-11T12:00:00-05:00 | Nebraska | |
| #12965245 | Debt collection | Took or threatened to take negative or legal action | 2025-04-13T12:00:00-05:00 | Alaska | |
| #12269874 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2025-02-27T12:00:00-05:00 | Texas | |
| #11977120 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2025-02-06T12:00:00-05:00 | Kentucky | |
| #11121784 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-12-06T12:00:00-05:00 | Oklahoma | |
| #10649273 | Debt collection | Attempts to collect debt not owed | 2024-10-31T12:00:00-05:00 | Georgia | |
| #9448175 | Debt collection | Written notification about debt | 2024-07-06T12:00:00-05:00 | Virgin Islands | |
| #8717189 | Debt collection | Communication tactics | 2024-04-07T12:00:00-05:00 | Texas | |
| #8622560 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-03-24T12:00:00-05:00 | Georgia | |
| #8347228 | Debt collection | Attempts to collect debt not owed | 2024-02-14T12:00:00-05:00 | Virginia | |
| #8196812 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-01-21T12:00:00-05:00 | Georgia | |
| #8005451 | Debt collection | Attempts to collect debt not owed | 2023-12-14T12:00:00-05:00 | South Carolina | |
| #7975438 | Debt collection | Attempts to collect debt not owed | 2023-12-09T12:00:00-05:00 | South Carolina | |
| #7870753 | Debt collection | False statements or representation | 2023-11-17T12:00:00-05:00 | Connecticut | |
| #7836198 | Debt collection | Took or threatened to take negative or legal action | 2023-11-10T12:00:00-05:00 | Ohio | |
| #7835977 | Debt collection | Attempts to collect debt not owed | 2023-11-10T12:00:00-05:00 | New Jersey | |
| #7668469 | Debt collection | Attempts to collect debt not owed | 2023-10-09T12:00:00-05:00 | Tennessee |
Key 2 Recovery, INC. Complaints by State
- Key 2 Recovery, INC. Complaints in Tennessee -- 8 complaints
- Key 2 Recovery, INC. Complaints in Nebraska -- 5 complaints
- Key 2 Recovery, INC. Complaints in Georgia -- 5 complaints
- Key 2 Recovery, INC. Complaints in Kentucky -- 4 complaints
- Key 2 Recovery, INC. Complaints in Texas -- 4 complaints
- Key 2 Recovery, INC. Complaints in Michigan -- 4 complaints
- Key 2 Recovery, INC. Complaints in South Carolina -- 2 complaints
- Key 2 Recovery, INC. Complaints in Connecticut -- 2 complaints
- Key 2 Recovery, INC. Complaints in Ohio -- 2 complaints
- Key 2 Recovery, INC. Complaints in Louisiana -- 2 complaints
- Key 2 Recovery, INC. Complaints in Pennsylvania -- 2 complaints
- Key 2 Recovery, INC. Complaints in Arkansas -- 1 complaints
- Key 2 Recovery, INC. Complaints in Alaska -- 1 complaints
- Key 2 Recovery, INC. Complaints in Oklahoma -- 1 complaints
- Key 2 Recovery, INC. Complaints in Virgin Islands -- 1 complaints
Key 2 Recovery, INC. Complaints by Product
- Key 2 Recovery, INC. Debt collection Complaints -- 39 complaints | All Debt collection Complaints
- Key 2 Recovery, INC. Credit reporting or other personal consumer reports Complaints -- 7 complaints | All Credit reporting or other personal consumer reports Complaints
- Key 2 Recovery, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 6 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Key 2 Recovery, INC. Student loan Complaints -- 1 complaints | All Student loan Complaints
Key 2 Recovery, INC. Complaints by Issue
- Key 2 Recovery, INC. -- Attempts to collect debt not owed -- 16 complaints | All Attempts to collect debt not owed Complaints
- Key 2 Recovery, INC. -- Communication tactics -- 9 complaints | All Communication tactics Complaints
- Key 2 Recovery, INC. -- Written notification about debt -- 7 complaints | All Written notification about debt Complaints
- Key 2 Recovery, INC. -- Incorrect information on your report -- 5 complaints | All Incorrect information on your report Complaints
- Key 2 Recovery, INC. -- Took or threatened to take negative or legal action -- 5 complaints | All Took or threatened to take negative or legal action Complaints
- Key 2 Recovery, INC. -- Problem with a company's investigation into an existing problem -- 3 complaints | All Problem with a company's investigation into an existing problem Complaints
- Key 2 Recovery, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 3 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Key 2 Recovery, INC. -- Improper use of your report -- 2 complaints | All Improper use of your report Complaints
- Key 2 Recovery, INC. -- False statements or representation -- 2 complaints | All False statements or representation Complaints
- Key 2 Recovery, INC. -- Dealing with your lender or servicer -- 1 complaints | All Dealing with your lender or servicer Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Key 2 Recovery, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.