Bliksum, LLC -- Consumer Complaint Report & Risk Analysis
Frequent Legal Threats and Inaccurate Reporting
Complaint Summary
Bliksum, LLC has received 85 consumer complaints filed with the CFPB across 6 products. The most common issues reported are attempts to collect debt not owed, incorrect information on your report, charged fees or interest you didn't expect. Complaints span 18 states, with California and Florida leading in complaint volume.
Company Overview
Company: Bliksum, LLC
Total CFPB Complaints: 85
AI Risk Score: 84/100
Most Recent Complaint: 2023-11-27T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: medium
AI Company Analysis
Bliksum, LLC has 84 consumer complaints on file with the CFPB. Frequent threats of legal action Incorrect information on consumer reports
Response Quality Assessment
fair
Top Consumer Issues
Legal threats -- Severity: medium
Red Flags
- Multiple instances of threatening legal action
Green Flags
- Prompt resolution of disputed information
Consumer Tips & Advice
Consumers should verify the accuracy of their reports and dispute any inaccuracies promptly.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices and inaccuracies in consumer reports.
Regulatory History
Regulatory history shows ongoing enforcement actions against companies for improper debt collection practices.
Industry Context
The debt collection industry is under scrutiny for its practices, particularly in relation to legal threats and accuracy of reports.
Frequently Asked Questions About Bliksum, LLC
How many CFPB complaints does Bliksum, LLC have?
Bliksum, LLC has 84 complaints on file with the CFPB. The most recent complaint was filed on June 8, 2021.
What is Bliksum, LLC's complaint response rate?
Response rate data is not yet available for Bliksum, LLC.
Does Bliksum, LLC respond to complaints on time?
Timely response data is not yet available for Bliksum, LLC.
Is Bliksum, LLC safe to do business with?
Frequent Legal Threats and Inaccurate Reporting Bliksum, LLC has 84 CFPB complaints. Risk score: 84/100.
What red flags exist for Bliksum, LLC?
Potential red flags for Bliksum, LLC: Multiple instances of threatening legal action. These are based on analysis of CFPB complaint patterns.
What are Bliksum, LLC's strengths?
Positive indicators for Bliksum, LLC: Prompt resolution of disputed information.
What tips should consumers know about Bliksum, LLC?
Consumers should verify the accuracy of their reports and dispute any inaccuracies promptly.
Are complaints against Bliksum, LLC increasing or decreasing?
There is a trend of increasing complaints about debt collection practices and inaccuracies in consumer reports. Bliksum, LLC currently has 84 total complaints.
Has Bliksum, LLC faced regulatory action?
Regulatory history shows ongoing enforcement actions against companies for improper debt collection practices.
How does Bliksum, LLC compare to industry peers?
The debt collection industry is under scrutiny for its practices, particularly in relation to legal threats and accuracy of reports.
How does Bliksum, LLC compare to industry standards in terms of legal threats?
Bliksum, LLC has a higher frequency of complaints regarding legal threats compared to industry averages, indicating a need for more cautious and accurate communication.
Recent Complaints Against Bliksum, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18808652 | Debt collection | Took or threatened to take negative or legal action | 2026-01-17T12:00:00-05:00 | Florida | |
| #18132838 | Debt collection | Took or threatened to take negative or legal action | 2025-12-02T12:00:00-05:00 | California | |
| #18098567 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-10-16T12:00:00-05:00 | Ohio | |
| #17819345 | Debt collection | Attempts to collect debt not owed | 2025-09-26T12:00:00-05:00 | California | |
| #18742666 | Debt collection | Took or threatened to take negative or legal action | 2025-09-24T12:00:00-05:00 | California | |
| #13902240 | Debt collection | Written notification about debt | 2025-06-04T12:00:00-05:00 | Florida | |
| #12827857 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-04-03T12:00:00-05:00 | California | |
| #12322243 | Debt collection | Attempts to collect debt not owed | 2025-03-04T12:00:00-05:00 | California | |
| #11250531 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2024-12-22T12:00:00-05:00 | California | |
| #9010047 | Debt collection | Took or threatened to take negative or legal action | 2024-05-14T12:00:00-05:00 | Arizona | |
| #8152267 | Debt collection | Took or threatened to take negative or legal action | 2024-01-11T12:00:00-05:00 | Florida | |
| #7912137 | Payday loan, title loan, personal loan, or advance loan | Problem with a company's investigation into an existing problem | 2023-11-27T12:00:00-05:00 | California | |
| #7575559 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2023-09-19T12:00:00-05:00 | California | |
| #7330680 | Payday loan, title loan, or personal loan | Received a loan you didn't apply for | 2023-07-31T12:00:00-05:00 | California | |
| #7309507 | Payday loan, title loan, or personal loan | Problem when making payments | 2023-07-26T12:00:00-05:00 | North Carolina | |
| #7256907 | Credit card or prepaid card | Problem with a credit reporting company's investigation into an existing problem | 2023-07-15T12:00:00-05:00 | California | |
| #6810248 | Payday loan, title loan, or personal loan | Struggling to pay your loan | 2023-04-07T12:00:00-05:00 | Michigan | |
| #6713861 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-03-17T12:00:00-05:00 | California | |
| #6583485 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-02-16T12:00:00-05:00 | California | |
| #6004676 | Debt collection | Communication tactics | 2022-09-21T12:00:00-05:00 | Florida |
Bliksum, LLC Complaints by State
- Bliksum, LLC Complaints in California -- 57 complaints
- Bliksum, LLC Complaints in Florida -- 6 complaints
- Bliksum, LLC Complaints in Virginia -- 3 complaints
- Bliksum, LLC Complaints in Arizona -- 2 complaints
- Bliksum, LLC Complaints in Michigan -- 2 complaints
- Bliksum, LLC Complaints in Delaware -- 2 complaints
- Bliksum, LLC Complaints in Nevada -- 2 complaints
- Bliksum, LLC Complaints in Ohio -- 1 complaints
- Bliksum, LLC Complaints in North Carolina -- 1 complaints
- Bliksum, LLC Complaints in South Carolina -- 1 complaints
- Bliksum, LLC Complaints in Indiana -- 1 complaints
- Bliksum, LLC Complaints in Mississippi -- 1 complaints
- Bliksum, LLC Complaints in Georgia -- 1 complaints
- Bliksum, LLC Complaints in Utah -- 1 complaints
- Bliksum, LLC Complaints in Arkansas -- 1 complaints
Bliksum, LLC Complaints by Product
- Bliksum, LLC Debt collection Complaints -- 34 complaints | All Debt collection Complaints
- Bliksum, LLC Payday loan, title loan, or personal loan Complaints -- 27 complaints | All Payday loan, title loan, or personal loan Complaints
- Bliksum, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 18 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Bliksum, LLC Credit reporting or other personal consumer reports Complaints -- 3 complaints | All Credit reporting or other personal consumer reports Complaints
- Bliksum, LLC Payday loan, title loan, personal loan, or advance loan Complaints -- 2 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Bliksum, LLC Credit card or prepaid card Complaints -- 1 complaints | All Credit card or prepaid card Complaints
Bliksum, LLC Complaints by Issue
- Bliksum, LLC -- Attempts to collect debt not owed -- 14 complaints | All Attempts to collect debt not owed Complaints
- Bliksum, LLC -- Incorrect information on your report -- 11 complaints | All Incorrect information on your report Complaints
- Bliksum, LLC -- Charged fees or interest you didn't expect -- 11 complaints | All Charged fees or interest you didn't expect Complaints
- Bliksum, LLC -- Took or threatened to take negative or legal action -- 8 complaints | All Took or threatened to take negative or legal action Complaints
- Bliksum, LLC -- Problem with a credit reporting company's investigation into an existing problem -- 8 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Bliksum, LLC -- Written notification about debt -- 4 complaints | All Written notification about debt Complaints
- Bliksum, LLC -- Struggling to pay your loan -- 4 complaints | All Struggling to pay your loan Complaints
- Bliksum, LLC -- Problem when making payments -- 4 complaints | All Problem when making payments Complaints
- Bliksum, LLC -- Improper use of your report -- 3 complaints | All Improper use of your report Complaints
- Bliksum, LLC -- Communication tactics -- 3 complaints | All Communication tactics Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Bliksum, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.