Payday loan, title loan, or personal loan -- Struggling to pay your loan -- Complaint #6810248

Complaint Overview

Complaint ID: 6810248

Company: Bliksum, LLC

Product: Payday loan, title loan, or personal loan

Sub-Product: Installment loan

Issue: Struggling to pay your loan

State: Michigan

ZIP Code: 48864

Date Received: 2023-04-07T12:00:00-05:00

Date Sent to Company: 2023-05-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I signed a promissory note in XXXX of XXXX, taking out a small {$3000.00} loan. I didnt understand what I was getting myself into, as no loan officer spoke with me. I am being charged XXXX % in interest. Finance charge of {$15000.00}, and again, no one explained to me this was the cost of credit. I signed a promissory note with no guidance from a loan officer and now the debt is in collections and hurting my credit.

Frequently Asked Questions

What is Complaint #6810248 about?

Complaint #6810248 was filed against Bliksum, LLC regarding Payday loan, title loan, or personal loan specifically about Struggling to pay your loan. It was received by the CFPB on 2023-04-07T12:00:00-05:00.

How did Bliksum, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against Bliksum, LLC?

Yes, visit the Bliksum, LLC company profile at readthecomplaint.com/company/bliksum-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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