Americash Holding LLC -- Consumer Complaint Report & Risk Analysis
AmeriCash Holding LLC: Timely Debt Collection Practices and Fee Transparency Concerns
Complaint Summary
Americash Holding LLC has received 20 consumer complaints filed with the CFPB across 4 products. The most common issues reported are charged fees or interest you didn't expect, attempts to collect debt not owed, struggling to pay your loan. Complaints span 6 states, with Illinois and Wisconsin leading in complaint volume.
Company Overview
Company: Americash Holding LLC
Total CFPB Complaints: 20
AI Risk Score: 45/100
Most Recent Complaint: 2022-10-17T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
AmeriCash Holding LLC has 20 consumer complaints on file with the CFPB. Charged fees or interest not disclosed in loan agreement Attempts to collect debts not owed to the borrower
Response Quality Assessment
fair
Top Consumer Issues
Charged fees or interest not disclosed in loan agreement -- Severity: medium
Red Flags
- Attempts to collect debts not owed to the borrower
Green Flags
- Proper fee disclosure and timely communication with borrowers
Consumer Tips & Advice
Be aware of unexpected fees and verify the debt before making payments.
Complaint Trend Analysis
There is a trend of increasing scrutiny on debt collection practices and fee transparency in the financial services industry.
Regulatory History
Regulatory history shows ongoing enforcement actions against companies for improper debt collection practices.
Industry Context
The payday loan and debt collection industry is facing increased regulatory oversight and consumer protection measures.
Frequently Asked Questions About Americash Holding LLC
How many CFPB complaints does AmeriCash Holding LLC have?
AmeriCash Holding LLC has 20 complaints on file with the CFPB. The most recent complaint was filed on October 17, 2022.
What is AmeriCash Holding LLC's complaint response rate?
Response rate data is not yet available for AmeriCash Holding LLC.
Does AmeriCash Holding LLC respond to complaints on time?
Timely response data is not yet available for AmeriCash Holding LLC.
Is AmeriCash Holding LLC safe to do business with?
AmeriCash Holding LLC: Timely Debt Collection Practices and Fee Transparency Concerns AmeriCash Holding LLC has 20 CFPB complaints. Risk score: 45/100.
What red flags exist for AmeriCash Holding LLC?
Potential red flags for AmeriCash Holding LLC: Attempts to collect debts not owed to the borrower. These are based on analysis of CFPB complaint patterns.
What are AmeriCash Holding LLC's strengths?
Positive indicators for AmeriCash Holding LLC: Proper fee disclosure and timely communication with borrowers.
What tips should consumers know about AmeriCash Holding LLC?
Be aware of unexpected fees and verify the debt before making payments.
Are complaints against AmeriCash Holding LLC increasing or decreasing?
There is a trend of increasing scrutiny on debt collection practices and fee transparency in the financial services industry. AmeriCash Holding LLC currently has 20 total complaints.
Has AmeriCash Holding LLC faced regulatory action?
Regulatory history shows ongoing enforcement actions against companies for improper debt collection practices.
How does AmeriCash Holding LLC compare to industry peers?
The payday loan and debt collection industry is facing increased regulatory oversight and consumer protection measures.
How does AmeriCash Holding LLC's fee structure compare to industry standards?
AmeriCash Holding LLC's fee structure should align with industry standards, but there have been instances where unexpected fees were charged. It is important for consumers to review the loan agreement thoroughly.
Recent Complaints Against Americash Holding LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #12734560 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2025-03-30T12:00:00-05:00 | Illinois | |
| #10875902 | Debt collection | Electronic communications | 2024-11-18T12:00:00-05:00 | South Carolina | |
| #10875898 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2024-11-18T12:00:00-05:00 | Wisconsin | |
| #10667057 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | 2024-11-02T12:00:00-05:00 | Missouri | |
| #10608661 | Debt collection | Attempts to collect debt not owed | 2024-10-28T12:00:00-05:00 | Illinois | |
| #10359527 | Debt collection | Attempts to collect debt not owed | 2024-10-05T12:00:00-05:00 | North Carolina | |
| #10156697 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-09-14T12:00:00-05:00 | Illinois | |
| #9011056 | Debt collection | Attempts to collect debt not owed | 2024-05-14T12:00:00-05:00 | Illinois | |
| #8574790 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-03-18T12:00:00-05:00 | Texas | |
| #7831129 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2023-11-09T12:00:00-05:00 | Illinois | |
| #7689716 | Debt collection | Took or threatened to take negative or legal action | 2023-09-30T12:00:00-05:00 | Wisconsin | |
| #7574640 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | 2023-09-19T12:00:00-05:00 | Wisconsin | |
| #7106983 | Payday loan, title loan, or personal loan | Charged fees or interest you didn't expect | 2023-06-12T12:00:00-05:00 | Illinois | |
| #6619654 | Payday loan, title loan, or personal loan | Charged fees or interest you didn't expect | 2023-02-26T12:00:00-05:00 | Illinois | |
| #6096198 | Payday loan, title loan, or personal loan | Was approved for a loan, but didn't receive the money | 2022-10-17T12:00:00-05:00 | Illinois | |
| #6025189 | Payday loan, title loan, or personal loan | Charged fees or interest you didn't expect | 2022-09-27T12:00:00-05:00 | Wisconsin | |
| #5962601 | Payday loan, title loan, or personal loan | Loan payment wasn't credited to your account | 2022-09-08T12:00:00-05:00 | Wisconsin | |
| #5619271 | Payday loan, title loan, or personal loan | Charged fees or interest you didn't expect | 2022-05-31T12:00:00-05:00 | Illinois | |
| #5382122 | Debt collection | Attempts to collect debt not owed | 2022-03-29T12:00:00-05:00 | Missouri | |
| #5246084 | Payday loan, title loan, or personal loan | Struggling to pay your loan | 2022-02-21T12:00:00-05:00 | Illinois |
Americash Holding LLC Complaints by State
- Americash Holding LLC Complaints in Illinois -- 10 complaints
- Americash Holding LLC Complaints in Wisconsin -- 5 complaints
- Americash Holding LLC Complaints in Missouri -- 2 complaints
- Americash Holding LLC Complaints in South Carolina -- 1 complaints
- Americash Holding LLC Complaints in North Carolina -- 1 complaints
- Americash Holding LLC Complaints in Texas -- 1 complaints
Americash Holding LLC Complaints by Product
- Americash Holding LLC Payday loan, title loan, or personal loan Complaints -- 7 complaints | All Payday loan, title loan, or personal loan Complaints
- Americash Holding LLC Debt collection Complaints -- 6 complaints | All Debt collection Complaints
- Americash Holding LLC Payday loan, title loan, personal loan, or advance loan Complaints -- 5 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Americash Holding LLC Credit reporting or other personal consumer reports Complaints -- 2 complaints | All Credit reporting or other personal consumer reports Complaints
Americash Holding LLC Complaints by Issue
- Americash Holding LLC -- Charged fees or interest you didn't expect -- 6 complaints | All Charged fees or interest you didn't expect Complaints
- Americash Holding LLC -- Attempts to collect debt not owed -- 4 complaints | All Attempts to collect debt not owed Complaints
- Americash Holding LLC -- Struggling to pay your loan -- 2 complaints | All Struggling to pay your loan Complaints
- Americash Holding LLC -- Improper use of your report -- 2 complaints | All Improper use of your report Complaints
- Americash Holding LLC -- Electronic communications -- 1 complaints | All Electronic communications Complaints
- Americash Holding LLC -- Problem with the payoff process at the end of the loan -- 1 complaints | All Problem with the payoff process at the end of the loan Complaints
- Americash Holding LLC -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
- Americash Holding LLC -- Received a loan you didn't apply for -- 1 complaints | All Received a loan you didn't apply for Complaints
- Americash Holding LLC -- Was approved for a loan, but didn't receive the money -- 1 complaints | All Was approved for a loan, but didn't receive the money Complaints
- Americash Holding LLC -- Loan payment wasn't credited to your account -- 1 complaints | All Loan payment wasn't credited to your account Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Americash Holding LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.