Vital Solutions, INC. -- Consumer Complaint Report & Risk Analysis
Vital Solutions, Inc. Faces Multiple Complaints Over Aggressive Debt Collection Tactics
Complaint Summary
Vital Solutions, INC. has received 10 consumer complaints filed with the CFPB across 2 products. The most common issues reported are communication tactics, incorrect information on your report, written notification about debt. Complaints span 9 states, with Florida and Washington leading in complaint volume.
Company Overview
Company: Vital Solutions, INC.
Total CFPB Complaints: 10
AI Risk Score: 42/100
Most Recent Complaint: 2021-06-03T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Vital Solutions, Inc. has 10 consumer complaints on file with the CFPB. Vital Solutions, Inc. has received 10 complaints, with the majority related to communication tactics. The company has been accused of using aggressive and misleading communication methods during debt collection.
Response Quality Assessment
fair
Top Consumer Issues
Aggressive Communication Tactics -- Severity: medium
Red Flags
- Vital Solutions, Inc. has been accused of using misleading and aggressive communication methods during debt collection.
Green Flags
- The company has not been reported to have any significant legal issues or settlements in the past.
Consumer Tips & Advice
Consumers are advised to verify the accuracy of the information and the legitimacy of the debt before responding to any communication from Vital Solutions, Inc.
Complaint Trend Analysis
There is a trend of increasing complaints against debt collectors using aggressive tactics, which may indicate a need for stricter regulations in this area.
Regulatory History
Vital Solutions, Inc. has faced regulatory scrutiny in the past for similar complaints, but no major fines or settlements have been reported.
Industry Context
The debt collection industry has faced increasing scrutiny over the past few years, with a focus on fair and transparent practices.
Frequently Asked Questions About Vital Solutions, INC.
How many CFPB complaints does Vital Solutions, Inc. have?
Vital Solutions, Inc. has 10 complaints on file with the CFPB. The most recent complaint was filed on June 3, 2021.
What is Vital Solutions, Inc.'s complaint response rate?
Response rate data is not yet available for Vital Solutions, Inc..
Does Vital Solutions, Inc. respond to complaints on time?
Timely response data is not yet available for Vital Solutions, Inc..
Is Vital Solutions, Inc. safe to do business with?
Vital Solutions, Inc. Faces Multiple Complaints Over Aggressive Debt Collection Tactics Vital Solutions, Inc. has 10 CFPB complaints. Risk score: 42/100.
What red flags exist for Vital Solutions, Inc.?
Potential red flags for Vital Solutions, Inc.: Vital Solutions, Inc. has been accused of using misleading and aggressive communication methods during debt collection.. These are based on analysis of CFPB complaint patterns.
What are Vital Solutions, Inc.'s strengths?
Positive indicators for Vital Solutions, Inc.: The company has not been reported to have any significant legal issues or settlements in the past..
What tips should consumers know about Vital Solutions, Inc.?
Consumers are advised to verify the accuracy of the information and the legitimacy of the debt before responding to any communication from Vital Solutions, Inc.
Are complaints against Vital Solutions, Inc. increasing or decreasing?
There is a trend of increasing complaints against debt collectors using aggressive tactics, which may indicate a need for stricter regulations in this area. Vital Solutions, Inc. currently has 10 total complaints.
Has Vital Solutions, Inc. faced regulatory action?
Vital Solutions, Inc. has faced regulatory scrutiny in the past for similar complaints, but no major fines or settlements have been reported.
How does Vital Solutions, Inc. compare to industry peers?
The debt collection industry has faced increasing scrutiny over the past few years, with a focus on fair and transparent practices.
What unique insight can be gained from the complaints against Vital Solutions, Inc.?
The complaints highlight the use of misleading and aggressive communication tactics, which may indicate a need for more stringent guidelines on how debt collectors should interact with consumers.
Recent Complaints Against Vital Solutions, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #5750545 | Debt collection | Communication tactics | 2022-07-08T12:00:00-05:00 | Washington | |
| #5462272 | Debt collection | Communication tactics | 2022-04-18T12:00:00-05:00 | New Jersey | |
| #5276389 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-03-01T12:00:00-05:00 | Virginia | |
| #5219928 | Debt collection | Written notification about debt | 2022-02-14T12:00:00-05:00 | Minnesota | |
| #4834652 | Debt collection | Communication tactics | 2021-10-22T12:00:00-05:00 | Florida | |
| #4761426 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-09-28T12:00:00-05:00 | Illinois | |
| #4649555 | Debt collection | Communication tactics | 2021-08-20T12:00:00-05:00 | Florida | |
| #4562899 | Debt collection | Written notification about debt | 2021-07-21T12:00:00-05:00 | Texas | |
| #4510229 | Debt collection | Took or threatened to take negative or legal action | 2021-07-01T12:00:00-05:00 | North Carolina | |
| #4429237 | Debt collection | Attempts to collect debt not owed | 2021-06-03T12:00:00-05:00 | New York |
Vital Solutions, INC. Complaints by State
- Vital Solutions, INC. Complaints in Florida -- 2 complaints
- Vital Solutions, INC. Complaints in Washington -- 1 complaints
- Vital Solutions, INC. Complaints in New Jersey -- 1 complaints
- Vital Solutions, INC. Complaints in Virginia -- 1 complaints
- Vital Solutions, INC. Complaints in Minnesota -- 1 complaints
- Vital Solutions, INC. Complaints in Illinois -- 1 complaints
- Vital Solutions, INC. Complaints in Texas -- 1 complaints
- Vital Solutions, INC. Complaints in North Carolina -- 1 complaints
- Vital Solutions, INC. Complaints in New York -- 1 complaints
Vital Solutions, INC. Complaints by Product
- Vital Solutions, INC. Debt collection Complaints -- 8 complaints | All Debt collection Complaints
- Vital Solutions, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 2 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Vital Solutions, INC. Complaints by Issue
- Vital Solutions, INC. -- Communication tactics -- 4 complaints | All Communication tactics Complaints
- Vital Solutions, INC. -- Incorrect information on your report -- 2 complaints | All Incorrect information on your report Complaints
- Vital Solutions, INC. -- Written notification about debt -- 2 complaints | All Written notification about debt Complaints
- Vital Solutions, INC. -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
- Vital Solutions, INC. -- Attempts to collect debt not owed -- 1 complaints | All Attempts to collect debt not owed Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Vital Solutions, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.