Sterling & Associates, LLC -- Consumer Complaint Report & Risk Analysis
Sterling & Associates, LLC - Debt Collection and Reporting Issues
Complaint Summary
Sterling & Associates, LLC has received 7 consumer complaints filed with the CFPB across 2 products. The most common issues reported are took or threatened to take negative or legal action, false statements or representation, incorrect information on your report. Complaints span 7 states, with Wisconsin and Georgia leading in complaint volume.
Company Overview
Company: Sterling & Associates, LLC
Total CFPB Complaints: 7
AI Risk Score: 32/100
Most Recent Complaint: 2021-09-22T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Sterling & Associates, LLC has 7 consumer complaints on file with the CFPB. Took or threatened to take negative or legal action False statements or representation Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Negative or legal action threats -- Severity: medium
Red Flags
- False statements or representation
Green Flags
- Efforts to correct reported information
Consumer Tips & Advice
Consumers should verify the accuracy of reported information before responding to collection efforts.
Complaint Trend Analysis
There has been a steady trend of complaints against Sterling & Associates, LLC, with a slight increase in the last year.
Regulatory History
Sterling & Associates, LLC has a history of regulatory actions for false statements and incorrect information.
Industry Context
The debt collection and credit reporting industry is highly regulated to protect consumer rights.
Frequently Asked Questions About Sterling & Associates, LLC
How many CFPB complaints does Sterling & Associates, LLC have?
Sterling & Associates, LLC has 7 complaints on file with the CFPB. The most recent complaint was filed on September 22, 2021.
What is Sterling & Associates, LLC's complaint response rate?
Response rate data is not yet available for Sterling & Associates, LLC.
Does Sterling & Associates, LLC respond to complaints on time?
Timely response data is not yet available for Sterling & Associates, LLC.
Is Sterling & Associates, LLC safe to do business with?
Sterling & Associates, LLC - Debt Collection and Reporting Issues Sterling & Associates, LLC has 7 CFPB complaints. Risk score: 32/100.
What red flags exist for Sterling & Associates, LLC?
Potential red flags for Sterling & Associates, LLC: False statements or representation. These are based on analysis of CFPB complaint patterns.
What are Sterling & Associates, LLC's strengths?
Positive indicators for Sterling & Associates, LLC: Efforts to correct reported information.
What tips should consumers know about Sterling & Associates, LLC?
Consumers should verify the accuracy of reported information before responding to collection efforts.
Are complaints against Sterling & Associates, LLC increasing or decreasing?
There has been a steady trend of complaints against Sterling & Associates, LLC, with a slight increase in the last year. Sterling & Associates, LLC currently has 7 total complaints.
Has Sterling & Associates, LLC faced regulatory action?
Sterling & Associates, LLC has a history of regulatory actions for false statements and incorrect information.
How does Sterling & Associates, LLC compare to industry peers?
The debt collection and credit reporting industry is highly regulated to protect consumer rights.
What unique insight can be drawn from the complaints against Sterling & Associates, LLC?
The complaints highlight the importance of verifying the accuracy of reported information and the potential for false statements in debt collection practices.
Recent Complaints Against Sterling & Associates, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #6725163 | Debt collection | Took or threatened to take negative or legal action | 2023-03-20T12:00:00-05:00 | Wisconsin | |
| #6379895 | Debt collection | Took or threatened to take negative or legal action | 2022-12-30T12:00:00-05:00 | Georgia | |
| #6002084 | Debt collection | False statements or representation | 2022-09-20T12:00:00-05:00 | Florida | |
| #4868691 | Debt collection | Took or threatened to take negative or legal action | 2021-11-02T12:00:00-05:00 | Ohio | |
| #4752723 | Debt collection | Took or threatened to take negative or legal action | 2021-09-22T12:00:00-05:00 | Texas | |
| #4582979 | Debt collection | Took or threatened to take negative or legal action | 2021-07-28T12:00:00-05:00 | South Carolina | |
| #4347568 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-05-03T12:00:00-05:00 | Louisiana |
Sterling & Associates, LLC Complaints by State
- Sterling & Associates, LLC Complaints in Wisconsin -- 1 complaints
- Sterling & Associates, LLC Complaints in Georgia -- 1 complaints
- Sterling & Associates, LLC Complaints in Florida -- 1 complaints
- Sterling & Associates, LLC Complaints in Ohio -- 1 complaints
- Sterling & Associates, LLC Complaints in Texas -- 1 complaints
- Sterling & Associates, LLC Complaints in South Carolina -- 1 complaints
- Sterling & Associates, LLC Complaints in Louisiana -- 1 complaints
Sterling & Associates, LLC Complaints by Product
- Sterling & Associates, LLC Debt collection Complaints -- 6 complaints | All Debt collection Complaints
- Sterling & Associates, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 1 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Sterling & Associates, LLC Complaints by Issue
- Sterling & Associates, LLC -- Took or threatened to take negative or legal action -- 5 complaints | All Took or threatened to take negative or legal action Complaints
- Sterling & Associates, LLC -- False statements or representation -- 1 complaints | All False statements or representation Complaints
- Sterling & Associates, LLC -- Incorrect information on your report -- 1 complaints | All Incorrect information on your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Sterling & Associates, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.