Sg And Associates -- Consumer Complaint Report & Risk Analysis
Debt Collection and Credit Reporting Issues
Complaint Summary
Sg And Associates has received 83 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, took or threatened to take negative or legal action, written notification about debt. Complaints span 24 states, with Texas and Florida leading in complaint volume.
Company Overview
Company: Sg And Associates
Total CFPB Complaints: 83
AI Risk Score: 81/100
Most Recent Complaint: 2023-11-27T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
SG and Associates has 81 consumer complaints on file with the CFPB. Company has taken or threatened to take negative or legal action against customers. Attempts to collect debts that customers do not owe.
Response Quality Assessment
fair
Top Consumer Issues
Company's handling of debt collection and credit reporting issues -- Severity: medium
Red Flags
- Company has taken or threatened to take negative or legal action against customers.
- Attempts to collect debts that customers do not owe.
Green Flags
- Company has provided written notifications about debt to customers.
Consumer Tips & Advice
Consumers should verify the accuracy of any debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints related to debt collection and credit reporting issues.
Regulatory History
Regulatory history shows that the company has faced multiple complaints and investigations for similar issues.
Industry Context
The industry context shows that debt collection and credit reporting are highly regulated areas with frequent consumer complaints.
Frequently Asked Questions About Sg And Associates
How many CFPB complaints does SG and Associates have?
SG and Associates has 81 complaints on file with the CFPB. The most recent complaint was filed on May 9, 2023.
What is SG and Associates's complaint response rate?
Response rate data is not yet available for SG and Associates.
Does SG and Associates respond to complaints on time?
Timely response data is not yet available for SG and Associates.
Is SG and Associates safe to do business with?
Debt Collection and Credit Reporting Issues SG and Associates has 81 CFPB complaints. Risk score: 81/100.
What red flags exist for SG and Associates?
Potential red flags for SG and Associates: Company has taken or threatened to take negative or legal action against customers.. Attempts to collect debts that customers do not owe.. These are based on analysis of CFPB complaint patterns.
What are SG and Associates's strengths?
Positive indicators for SG and Associates: Company has provided written notifications about debt to customers..
What tips should consumers know about SG and Associates?
Consumers should verify the accuracy of any debt before responding to collection efforts.
Are complaints against SG and Associates increasing or decreasing?
There is a trend of increasing complaints related to debt collection and credit reporting issues. SG and Associates currently has 81 total complaints.
Has SG and Associates faced regulatory action?
Regulatory history shows that the company has faced multiple complaints and investigations for similar issues.
How does SG and Associates compare to industry peers?
The industry context shows that debt collection and credit reporting are highly regulated areas with frequent consumer complaints.
What unique insight can be provided about the company's handling of debt collection?
The company has a history of taking or threatening legal action against customers, even when the debts may not be owed, which is a significant concern.
Recent Complaints Against Sg And Associates
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #20432195 | Debt collection | Took or threatened to take negative or legal action | 2026-03-19T12:00:00-05:00 | Texas | |
| #18209100 | Debt collection | Took or threatened to take negative or legal action | 2025-12-21T12:00:00-05:00 | Texas | |
| #18110252 | Debt collection | Attempts to collect debt not owed | 2025-12-02T12:00:00-05:00 | Texas | |
| #18098595 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-12-01T12:00:00-05:00 | Texas | |
| #17935319 | Debt collection | Written notification about debt | 2025-11-25T12:00:00-05:00 | Pennsylvania | |
| #17891495 | Debt collection | Written notification about debt | 2025-11-24T12:00:00-05:00 | Texas | |
| #17841653 | Debt collection | Written notification about debt | 2025-11-23T12:00:00-05:00 | Washington | |
| #16164632 | Debt collection | Took or threatened to take negative or legal action | 2025-09-24T12:00:00-05:00 | Texas | |
| #15633153 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2025-08-31T12:00:00-05:00 | South Carolina | |
| #14362250 | Debt collection | Written notification about debt | 2025-06-29T12:00:00-05:00 | Alabama | |
| #14184609 | Debt collection | Communication tactics | 2025-06-19T12:00:00-05:00 | New Hampshire | |
| #13271283 | Debt collection | Attempts to collect debt not owed | 2025-04-30T12:00:00-05:00 | Florida | |
| #12658288 | Debt collection | Attempts to collect debt not owed | 2025-03-25T12:00:00-05:00 | North Carolina | |
| #12142654 | Debt collection | False statements or representation | 2025-02-19T12:00:00-05:00 | Texas | |
| #12075189 | Debt collection | Took or threatened to take negative or legal action | 2025-02-11T12:00:00-05:00 | New York | |
| #10359586 | Debt collection | Attempts to collect debt not owed | 2024-10-05T12:00:00-05:00 | Georgia | |
| #9912069 | Debt collection | Attempts to collect debt not owed | 2024-08-24T12:00:00-05:00 | North Carolina | |
| #9684597 | Debt collection | Took or threatened to take negative or legal action | 2024-08-01T12:00:00-05:00 | Texas | |
| #9488919 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-07-11T12:00:00-05:00 | Georgia | |
| #8875537 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-04-27T12:00:00-05:00 | New York |
Sg And Associates Complaints by State
- Sg And Associates Complaints in Texas -- 18 complaints
- Sg And Associates Complaints in Florida -- 12 complaints
- Sg And Associates Complaints in California -- 8 complaints
- Sg And Associates Complaints in Pennsylvania -- 6 complaints
- Sg And Associates Complaints in New York -- 6 complaints
- Sg And Associates Complaints in North Carolina -- 4 complaints
- Sg And Associates Complaints in Ohio -- 4 complaints
- Sg And Associates Complaints in South Carolina -- 3 complaints
- Sg And Associates Complaints in Georgia -- 3 complaints
- Sg And Associates Complaints in Alabama -- 2 complaints
- Sg And Associates Complaints in Indiana -- 2 complaints
- Sg And Associates Complaints in Illinois -- 2 complaints
- Sg And Associates Complaints in Arizona -- 2 complaints
- Sg And Associates Complaints in Washington -- 1 complaints
- Sg And Associates Complaints in New Hampshire -- 1 complaints
Sg And Associates Complaints by Product
- Sg And Associates Debt collection Complaints -- 65 complaints | All Debt collection Complaints
- Sg And Associates Credit reporting, credit repair services, or other personal consumer reports Complaints -- 9 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Sg And Associates Credit reporting or other personal consumer reports Complaints -- 8 complaints | All Credit reporting or other personal consumer reports Complaints
- Sg And Associates Credit card or prepaid card Complaints -- 1 complaints | All Credit card or prepaid card Complaints
Sg And Associates Complaints by Issue
- Sg And Associates -- Attempts to collect debt not owed -- 27 complaints | All Attempts to collect debt not owed Complaints
- Sg And Associates -- Took or threatened to take negative or legal action -- 15 complaints | All Took or threatened to take negative or legal action Complaints
- Sg And Associates -- Written notification about debt -- 10 complaints | All Written notification about debt Complaints
- Sg And Associates -- False statements or representation -- 6 complaints | All False statements or representation Complaints
- Sg And Associates -- Incorrect information on your report -- 5 complaints | All Incorrect information on your report Complaints
- Sg And Associates -- Problem with a company's investigation into an existing problem -- 4 complaints | All Problem with a company's investigation into an existing problem Complaints
- Sg And Associates -- Communication tactics -- 4 complaints | All Communication tactics Complaints
- Sg And Associates -- Improper use of your report -- 4 complaints | All Improper use of your report Complaints
- Sg And Associates -- Threatened to contact someone or share information improperly -- 3 complaints | All Threatened to contact someone or share information improperly Complaints
- Sg And Associates -- Problem with a credit reporting company's investigation into an existing problem -- 3 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Sg And Associates is generated by ReadTheComplaint using AI analysis of data from the CFPB.