Debt collection -- False statements or representation -- Complaint #12142654
Complaint Overview
Complaint ID: 12142654
Company: Sg And Associates
Product: Debt collection
Sub-Product: I do not know
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Texas
ZIP Code: XXXXX
Date Received: 2025-02-19T12:00:00-05:00
Date Sent to Company: 2025-02-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing due to the negative marks made on my credit file. I would be willing to accept this debt if it were mine and upon Validation and Proof of Claim but it's not mine and there's no way that validate it. Based on the provisions of the Fair Debt Collection Practices Act ( FDCPA ), I am requesting full validation of this debt. I am requesting proof that I am indeed the party you are asking to pay this debt, and that there is some contractual obligation which is binding on me to pay it with your company. I request that you stop contacting me or reporting until the companies can provide adequate validation of this alleged debt. To refresh your memory on what constitutes legal validation, there is required documentation that has not been provided.
Frequently Asked Questions
What is Complaint #12142654 about?
Complaint #12142654 was filed against Sg And Associates regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-02-19T12:00:00-05:00.
How did Sg And Associates respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Sg And Associates?
Yes, visit the Sg And Associates company profile at readthecomplaint.com/company/sg-and-associates to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.