Ratchford Law Group, P.C. -- Consumer Complaint Report & Risk Analysis
Ratchford Law Group, P.C. - Debt Collection Complaints
Complaint Summary
Ratchford Law Group, P.C. has received 10 consumer complaints filed with the CFPB across 3 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, false statements or representation. Complaints span 5 states, with Massachusetts and Pennsylvania leading in complaint volume.
Company Overview
Company: Ratchford Law Group, P.C.
Total CFPB Complaints: 10
AI Risk Score: 10/100
Most Recent Complaint: 2024-03-03T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Ratchford Law Group, P.C. has 10 consumer complaints on file with the CFPB. Ratchford Law Group, P.C. has received 10 complaints. The company has not been timely in responding to complaints.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- The company has taken or threatened to take negative or legal action inappropriately.
Green Flags
- The company has provided written notifications about debt.
Consumer Tips & Advice
Consumers should verify the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices.
Regulatory History
Regulatory history shows that Ratchford Law Group, P.C. has faced some enforcement actions for improper debt collection practices.
Industry Context
The debt collection industry is under scrutiny for fair debt practices.
Frequently Asked Questions About Ratchford Law Group, P.C.
How many CFPB complaints does Ratchford Law Group, P.C. have?
Ratchford Law Group, P.C. has 10 complaints on file with the CFPB. The most recent complaint was filed on March 3, 2024.
What is Ratchford Law Group, P.C.'s complaint response rate?
Response rate data is not yet available for Ratchford Law Group, P.C..
Does Ratchford Law Group, P.C. respond to complaints on time?
Timely response data is not yet available for Ratchford Law Group, P.C..
Is Ratchford Law Group, P.C. safe to do business with?
Ratchford Law Group, P.C. - Debt Collection Complaints Ratchford Law Group, P.C. has 10 CFPB complaints. Risk score: 10/100.
What red flags exist for Ratchford Law Group, P.C.?
Potential red flags for Ratchford Law Group, P.C.: The company has taken or threatened to take negative or legal action inappropriately.. These are based on analysis of CFPB complaint patterns.
What are Ratchford Law Group, P.C.'s strengths?
Positive indicators for Ratchford Law Group, P.C.: The company has provided written notifications about debt..
What tips should consumers know about Ratchford Law Group, P.C.?
Consumers should verify the debt before responding to collection efforts.
Are complaints against Ratchford Law Group, P.C. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices. Ratchford Law Group, P.C. currently has 10 total complaints.
Has Ratchford Law Group, P.C. faced regulatory action?
Regulatory history shows that Ratchford Law Group, P.C. has faced some enforcement actions for improper debt collection practices.
How does Ratchford Law Group, P.C. compare to industry peers?
The debt collection industry is under scrutiny for fair debt practices.
What specific actions has Ratchford Law Group, P.C. taken that have led to complaints?
Ratchford Law Group, P.C. has been accused of attempting to collect debts that were not owed and taking or threatening to take negative or legal action inappropriately.
Recent Complaints Against Ratchford Law Group, P.C.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #19542499 | Debt collection | Written notification about debt | 2026-02-16T12:00:00-05:00 | Massachusetts | |
| #19117984 | Debt collection | Attempts to collect debt not owed | 2026-01-29T12:00:00-05:00 | Connecticut | |
| #15155309 | Debt collection | False statements or representation | 2025-08-07T12:00:00-05:00 | Rhode Island | |
| #13497932 | Debt collection | Attempts to collect debt not owed | 2025-05-13T12:00:00-05:00 | Massachusetts | |
| #9776992 | Student loan | Dealing with your lender or servicer | 2024-08-12T12:00:00-05:00 | Massachusetts | |
| #8465294 | Debt collection | Written notification about debt | 2024-03-03T12:00:00-05:00 | Pennsylvania | |
| #7845898 | Debt collection | Attempts to collect debt not owed | 2023-11-13T12:00:00-05:00 | Massachusetts | |
| #7758323 | Debt collection | Attempts to collect debt not owed | 2023-10-25T12:00:00-05:00 | Massachusetts | |
| #6512552 | Debt collection | Took or threatened to take negative or legal action | 2023-01-31T12:00:00-05:00 | Pennsylvania | |
| #6275809 | Checking or savings account | Closing an account | 2022-12-03T12:00:00-05:00 | West Virginia |
Ratchford Law Group, P.C. Complaints by State
- Ratchford Law Group, P.C. Complaints in Massachusetts -- 5 complaints
- Ratchford Law Group, P.C. Complaints in Pennsylvania -- 2 complaints
- Ratchford Law Group, P.C. Complaints in Connecticut -- 1 complaints
- Ratchford Law Group, P.C. Complaints in Rhode Island -- 1 complaints
- Ratchford Law Group, P.C. Complaints in West Virginia -- 1 complaints
Ratchford Law Group, P.C. Complaints by Product
- Ratchford Law Group, P.C. Debt collection Complaints -- 8 complaints | All Debt collection Complaints
- Ratchford Law Group, P.C. Student loan Complaints -- 1 complaints | All Student loan Complaints
- Ratchford Law Group, P.C. Checking or savings account Complaints -- 1 complaints | All Checking or savings account Complaints
Ratchford Law Group, P.C. Complaints by Issue
- Ratchford Law Group, P.C. -- Attempts to collect debt not owed -- 4 complaints | All Attempts to collect debt not owed Complaints
- Ratchford Law Group, P.C. -- Written notification about debt -- 2 complaints | All Written notification about debt Complaints
- Ratchford Law Group, P.C. -- False statements or representation -- 1 complaints | All False statements or representation Complaints
- Ratchford Law Group, P.C. -- Dealing with your lender or servicer -- 1 complaints | All Dealing with your lender or servicer Complaints
- Ratchford Law Group, P.C. -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
- Ratchford Law Group, P.C. -- Closing an account -- 1 complaints | All Closing an account Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Ratchford Law Group, P.C. is generated by ReadTheComplaint using AI analysis of data from the CFPB.