Debt collection -- Attempts to collect debt not owed -- Complaint #7845898
Complaint Overview
Complaint ID: 7845898
Company: Ratchford Law Group, P.C.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Massachusetts
ZIP Code: 021XX
Date Received: 2023-11-13T12:00:00-05:00
Date Sent to Company: 2023-11-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Ratchford law group P.C. is harassing me for a debt I do not owe. Under my rights through The Fair Debt Collection Practices Act 15 usc section 1692c, I have sent them a " cease and desist '' letter.
Frequently Asked Questions
What is Complaint #7845898 about?
Complaint #7845898 was filed against Ratchford Law Group, P.C. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-11-13T12:00:00-05:00.
How did Ratchford Law Group, P.C. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ratchford Law Group, P.C.?
Yes, visit the Ratchford Law Group, P.C. company profile at readthecomplaint.com/company/ratchford-law-group-p-c to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.