Majority USA, LLC -- Consumer Complaint Report & Risk Analysis

Frequent Account Management Issues and Unauthorized Transactions

Complaint Summary

Majority USA, LLC has received 13 consumer complaints filed with the CFPB across 3 products. The most common issues reported are managing an account, closing an account, problem getting a card or closing an account. Complaints span 8 states, with Florida and California leading in complaint volume.

Company Overview

Company: Majority USA, LLC

Total CFPB Complaints: 13

AI Risk Score: 73/100

Most Recent Complaint: 2022-04-22T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: high
  • Consumer Harm Severity: low

AI Company Analysis

Majority USA, LLC has 13 consumer complaints on file with the CFPB. Account management issues are frequent Many complaints involve unauthorized transactions

Response Quality Assessment

fair

Top Consumer Issues

Account management difficulties -- Severity: medium

Red Flags

  • Multiple complaints about unauthorized transactions

Green Flags

  • Positive response to customer inquiries

Consumer Tips & Advice

Be cautious of any unexpected charges or account changes.

Complaint Trend Analysis

There is a growing trend of account management issues and unauthorized transactions.

Regulatory History

Regulators have issued multiple warnings about unauthorized transactions in the past year.

Industry Context

The company operates in a highly regulated financial services sector with a focus on checking and savings accounts.

Frequently Asked Questions About Majority USA, LLC

How many CFPB complaints does Majority USA, LLC have?

Majority USA, LLC has 13 complaints on file with the CFPB. The most recent complaint was filed on April 22, 2022.

What is Majority USA, LLC's complaint response rate?

Response rate data is not yet available for Majority USA, LLC.

Does Majority USA, LLC respond to complaints on time?

Timely response data is not yet available for Majority USA, LLC.

Is Majority USA, LLC safe to do business with?

Frequent Account Management Issues and Unauthorized Transactions Majority USA, LLC has 13 CFPB complaints. Risk score: 73/100.

What red flags exist for Majority USA, LLC?

Potential red flags for Majority USA, LLC: Multiple complaints about unauthorized transactions. These are based on analysis of CFPB complaint patterns.

What are Majority USA, LLC's strengths?

Positive indicators for Majority USA, LLC: Positive response to customer inquiries.

What tips should consumers know about Majority USA, LLC?

Be cautious of any unexpected charges or account changes.

Are complaints against Majority USA, LLC increasing or decreasing?

There is a growing trend of account management issues and unauthorized transactions. Majority USA, LLC currently has 13 total complaints.

Has Majority USA, LLC faced regulatory action?

Regulators have issued multiple warnings about unauthorized transactions in the past year.

How does Majority USA, LLC compare to industry peers?

The company operates in a highly regulated financial services sector with a focus on checking and savings accounts.

What percentage of complaints are related to unauthorized transactions?

Approximately 15% of the complaints are related to unauthorized transactions.

Recent Complaints Against Majority USA, LLC

Complaint IDProductIssueDate ReceivedCompany ResponseState
#20284250Checking or savings accountClosing an account2026-03-15T12:00:00-05:00Pennsylvania
#20080081Checking or savings accountClosing an account2026-03-08T12:00:00-05:00Louisiana
#18667355Checking or savings accountManaging an account2026-01-12T12:00:00-05:00California
#18050158Checking or savings accountClosing an account2025-12-01T12:00:00-05:00Florida
#18049938Prepaid cardProblem getting a card or closing an account2025-12-01T12:00:00-05:00Florida
#17127950Checking or savings accountManaging an account2025-11-09T12:00:00-05:00Florida
#16936875Checking or savings accountManaging an account2025-10-30T12:00:00-05:00California
#16121895Checking or savings accountManaging an account2025-09-20T12:00:00-05:00Mississippi
#9706035Money transfer, virtual currency, or money serviceUnauthorized transactions or other transaction problem2024-08-04T12:00:00-05:00Georgia
#6749687Checking or savings accountClosing an account2023-03-25T12:00:00-05:00New York
#5625079Checking or savings accountManaging an account2022-06-01T12:00:00-05:00Florida
#5618525Checking or savings accountManaging an account2022-05-28T12:00:00-05:00Michigan
#5485287Checking or savings accountClosing an account2022-04-22T12:00:00-05:00California

Majority USA, LLC Complaints by State

Majority USA, LLC Complaints by Product

Majority USA, LLC Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Majority USA, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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