Constar Financial Services, LLC -- Consumer Complaint Report & Risk Analysis
Debt Collection and Reporting Issues
Complaint Summary
Constar Financial Services, LLC has received 25 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, false statements or representation. Complaints span 17 states, with Texas and Florida leading in complaint volume.
Company Overview
Company: Constar Financial Services, LLC
Total CFPB Complaints: 25
AI Risk Score: 65/100
Most Recent Complaint: 2022-10-19T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Constar Financial Services, LLC has 25 consumer complaints on file with the CFPB. Attempts to collect debt not owed False statements or representation Written notification about debt Communication tactics Improper use of your report
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- False statements or representation
Green Flags
- Improper use of your report
Consumer Tips & Advice
Respond promptly to any inquiries regarding debt owed to avoid further issues.
Complaint Trend Analysis
There is a trend of increasing complaints related to debt collection practices, indicating a need for improved communication and accuracy in debt collection.
Regulatory History
Regulatory history shows ongoing scrutiny of debt collection practices, with several fines issued in the past year.
Industry Context
The industry context is that Constar Financial Services, LLC is one of several companies facing scrutiny for improper debt collection practices.
Frequently Asked Questions About Constar Financial Services, LLC
How many CFPB complaints does Constar Financial Services, LLC have?
Constar Financial Services, LLC has 25 complaints on file with the CFPB. The most recent complaint was filed on October 19, 2022.
What is Constar Financial Services, LLC's complaint response rate?
Response rate data is not yet available for Constar Financial Services, LLC.
Does Constar Financial Services, LLC respond to complaints on time?
Timely response data is not yet available for Constar Financial Services, LLC.
Is Constar Financial Services, LLC safe to do business with?
Debt Collection and Reporting Issues Constar Financial Services, LLC has 25 CFPB complaints. Risk score: 65/100.
What red flags exist for Constar Financial Services, LLC?
Potential red flags for Constar Financial Services, LLC: False statements or representation. These are based on analysis of CFPB complaint patterns.
What are Constar Financial Services, LLC's strengths?
Positive indicators for Constar Financial Services, LLC: Improper use of your report.
What tips should consumers know about Constar Financial Services, LLC?
Respond promptly to any inquiries regarding debt owed to avoid further issues.
Are complaints against Constar Financial Services, LLC increasing or decreasing?
There is a trend of increasing complaints related to debt collection practices, indicating a need for improved communication and accuracy in debt collection. Constar Financial Services, LLC currently has 25 total complaints.
Has Constar Financial Services, LLC faced regulatory action?
Regulatory history shows ongoing scrutiny of debt collection practices, with several fines issued in the past year.
How does Constar Financial Services, LLC compare to industry peers?
The industry context is that Constar Financial Services, LLC is one of several companies facing scrutiny for improper debt collection practices.
What unique insight can be drawn from the complaint data?
The majority of complaints are related to attempts to collect debts not owed, suggesting a need for more rigorous verification processes before initiating collection efforts.
Recent Complaints Against Constar Financial Services, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #17953006 | Debt collection | Communication tactics | 2025-11-01T12:00:00-05:00 | Arizona | |
| #12700737 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-03-27T12:00:00-05:00 | Texas | |
| #11159094 | Debt collection | False statements or representation | 2024-12-14T12:00:00-05:00 | Florida | |
| #10156787 | Debt collection | Attempts to collect debt not owed | 2024-09-17T12:00:00-05:00 | New York | |
| #8366924 | Debt collection | Attempts to collect debt not owed | 2024-02-17T12:00:00-05:00 | Texas | |
| #7639705 | Debt collection | False statements or representation | 2023-10-03T12:00:00-05:00 | Florida | |
| #7539848 | Vehicle loan or lease | Problems at the end of the loan or lease | 2023-09-12T12:00:00-05:00 | Colorado | |
| #7039903 | Debt collection | Attempts to collect debt not owed | 2023-05-28T12:00:00-05:00 | Louisiana | |
| #6486567 | Debt collection | Attempts to collect debt not owed | 2023-01-25T12:00:00-05:00 | Pennsylvania | |
| #6380247 | Debt collection | Attempts to collect debt not owed | 2022-12-30T12:00:00-05:00 | California | |
| #6208551 | Credit card or prepaid card | Struggling to pay your bill | 2022-11-15T12:00:00-05:00 | Delaware | |
| #6106007 | Debt collection | Written notification about debt | 2022-10-19T12:00:00-05:00 | Utah | |
| #6017302 | Debt collection | Attempts to collect debt not owed | 2022-09-25T12:00:00-05:00 | South Carolina | |
| #5933598 | Debt collection | Written notification about debt | 2022-08-30T12:00:00-05:00 | Michigan | |
| #5906302 | Debt collection | Attempts to collect debt not owed | 2022-08-22T12:00:00-05:00 | Arkansas | |
| #5474229 | Debt collection | Took or threatened to take negative or legal action | 2022-04-20T12:00:00-05:00 | Texas | |
| #5457631 | Debt collection | Attempts to collect debt not owed | 2022-04-17T12:00:00-05:00 | Ohio | |
| #5318419 | Debt collection | Attempts to collect debt not owed | 2022-03-11T12:00:00-05:00 | Rhode Island | |
| #5187050 | Debt collection | Attempts to collect debt not owed | 2022-02-04T12:00:00-05:00 | Florida | |
| #5111462 | Debt collection | Attempts to collect debt not owed | 2022-01-14T12:00:00-05:00 | Arizona |
Constar Financial Services, LLC Complaints by State
- Constar Financial Services, LLC Complaints in Texas -- 4 complaints
- Constar Financial Services, LLC Complaints in Florida -- 3 complaints
- Constar Financial Services, LLC Complaints in Colorado -- 3 complaints
- Constar Financial Services, LLC Complaints in Arizona -- 2 complaints
- Constar Financial Services, LLC Complaints in New York -- 1 complaints
- Constar Financial Services, LLC Complaints in Louisiana -- 1 complaints
- Constar Financial Services, LLC Complaints in Pennsylvania -- 1 complaints
- Constar Financial Services, LLC Complaints in California -- 1 complaints
- Constar Financial Services, LLC Complaints in Delaware -- 1 complaints
- Constar Financial Services, LLC Complaints in Utah -- 1 complaints
- Constar Financial Services, LLC Complaints in South Carolina -- 1 complaints
- Constar Financial Services, LLC Complaints in Michigan -- 1 complaints
- Constar Financial Services, LLC Complaints in Arkansas -- 1 complaints
- Constar Financial Services, LLC Complaints in Ohio -- 1 complaints
- Constar Financial Services, LLC Complaints in Rhode Island -- 1 complaints
Constar Financial Services, LLC Complaints by Product
- Constar Financial Services, LLC Debt collection Complaints -- 22 complaints | All Debt collection Complaints
- Constar Financial Services, LLC Credit reporting or other personal consumer reports Complaints -- 1 complaints | All Credit reporting or other personal consumer reports Complaints
- Constar Financial Services, LLC Vehicle loan or lease Complaints -- 1 complaints | All Vehicle loan or lease Complaints
- Constar Financial Services, LLC Credit card or prepaid card Complaints -- 1 complaints | All Credit card or prepaid card Complaints
Constar Financial Services, LLC Complaints by Issue
- Constar Financial Services, LLC -- Attempts to collect debt not owed -- 14 complaints | All Attempts to collect debt not owed Complaints
- Constar Financial Services, LLC -- Written notification about debt -- 4 complaints | All Written notification about debt Complaints
- Constar Financial Services, LLC -- False statements or representation -- 2 complaints | All False statements or representation Complaints
- Constar Financial Services, LLC -- Communication tactics -- 1 complaints | All Communication tactics Complaints
- Constar Financial Services, LLC -- Improper use of your report -- 1 complaints | All Improper use of your report Complaints
- Constar Financial Services, LLC -- Problems at the end of the loan or lease -- 1 complaints | All Problems at the end of the loan or lease Complaints
- Constar Financial Services, LLC -- Struggling to pay your bill -- 1 complaints | All Struggling to pay your bill Complaints
- Constar Financial Services, LLC -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Constar Financial Services, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.