Checkredi Of Kentucky, LLC -- Consumer Complaint Report & Risk Analysis
Debt Collection Practices and Communication Tactics
Complaint Summary
Checkredi Of Kentucky, LLC has received 17 consumer complaints filed with the CFPB across 3 products. The most common issues reported are attempts to collect debt not owed, communication tactics, false statements or representation. Complaints span 12 states, with Georgia and New York leading in complaint volume.
Company Overview
Company: Checkredi Of Kentucky, LLC
Total CFPB Complaints: 17
AI Risk Score: 65/100
Most Recent Complaint: 2024-03-21T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
CHECKredi of Kentucky, LLC has 17 consumer complaints on file with the CFPB. Company has received 17 complaints. Last complaint was filed on 2024-03-21.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about false statements and unexpected fees.
Green Flags
- Company has a history of timely responses to complaints.
Consumer Tips & Advice
Consumers should verify the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints related to debt collection practices.
Regulatory History
The company has a history of resolving complaints within a reasonable timeframe.
Industry Context
The company operates in a highly regulated industry with strict guidelines on debt collection.
Frequently Asked Questions About Checkredi Of Kentucky, LLC
How many CFPB complaints does CHECKredi of Kentucky, LLC have?
CHECKredi of Kentucky, LLC has 17 complaints on file with the CFPB. The most recent complaint was filed on March 21, 2024.
What is CHECKredi of Kentucky, LLC's complaint response rate?
Response rate data is not yet available for CHECKredi of Kentucky, LLC.
Does CHECKredi of Kentucky, LLC respond to complaints on time?
Timely response data is not yet available for CHECKredi of Kentucky, LLC.
Is CHECKredi of Kentucky, LLC safe to do business with?
Debt Collection Practices and Communication Tactics CHECKredi of Kentucky, LLC has 17 CFPB complaints. Risk score: 65/100.
What red flags exist for CHECKredi of Kentucky, LLC?
Potential red flags for CHECKredi of Kentucky, LLC: Multiple complaints about false statements and unexpected fees.. These are based on analysis of CFPB complaint patterns.
What are CHECKredi of Kentucky, LLC's strengths?
Positive indicators for CHECKredi of Kentucky, LLC: Company has a history of timely responses to complaints..
What tips should consumers know about CHECKredi of Kentucky, LLC?
Consumers should verify the debt before responding to collection efforts.
Are complaints against CHECKredi of Kentucky, LLC increasing or decreasing?
There is a trend of increasing complaints related to debt collection practices. CHECKredi of Kentucky, LLC currently has 17 total complaints.
Has CHECKredi of Kentucky, LLC faced regulatory action?
The company has a history of resolving complaints within a reasonable timeframe.
How does CHECKredi of Kentucky, LLC compare to industry peers?
The company operates in a highly regulated industry with strict guidelines on debt collection.
What specific communication tactics have been reported?
Complaints include aggressive and misleading communication tactics, such as threatening legal action or falsely claiming to be affiliated with government agencies.
Recent Complaints Against Checkredi Of Kentucky, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21072673 | Debt collection | Attempts to collect debt not owed | 2026-04-08T12:00:00-05:00 | Colorado | |
| #19684847 | Money transfer, virtual currency, or money service | Unexpected or other fees | 2026-02-21T12:00:00-05:00 | Georgia | |
| #13833962 | Debt collection | Attempts to collect debt not owed | 2025-06-01T12:00:00-05:00 | New Hampshire | |
| #9021167 | Debt collection | Attempts to collect debt not owed | 2024-05-15T12:00:00-05:00 | Alabama | |
| #8601573 | Checking or savings account | Problem with a lender or other company charging your account | 2024-03-21T12:00:00-05:00 | Georgia | |
| #8274313 | Debt collection | False statements or representation | 2024-02-02T12:00:00-05:00 | New York | |
| #8074859 | Debt collection | Written notification about debt | 2023-12-28T12:00:00-05:00 | Delaware | |
| #7568209 | Money transfer, virtual currency, or money service | Confusing or missing disclosures | 2023-09-18T12:00:00-05:00 | Idaho | |
| #6852547 | Debt collection | Attempts to collect debt not owed | 2023-04-17T12:00:00-05:00 | Missouri | |
| #6657034 | Debt collection | Attempts to collect debt not owed | 2023-03-06T12:00:00-05:00 | New York | |
| #6293825 | Debt collection | False statements or representation | 2022-12-07T12:00:00-05:00 | Ohio | |
| #6283704 | Debt collection | Took or threatened to take negative or legal action | 2022-12-05T12:00:00-05:00 | Texas | |
| #6239275 | Debt collection | Communication tactics | 2022-11-23T12:00:00-05:00 | Texas | |
| #6165590 | Debt collection | Written notification about debt | 2022-11-04T12:00:00-05:00 | Massachusetts | |
| #4872692 | Debt collection | Attempts to collect debt not owed | 2021-11-03T12:00:00-05:00 | Massachusetts | |
| #4609282 | Debt collection | Communication tactics | 2021-08-06T12:00:00-05:00 | North Carolina | |
| #4390109 | Debt collection | Communication tactics | 2021-05-19T12:00:00-05:00 | Missouri |
Checkredi Of Kentucky, LLC Complaints by State
- Checkredi Of Kentucky, LLC Complaints in Georgia -- 2 complaints
- Checkredi Of Kentucky, LLC Complaints in New York -- 2 complaints
- Checkredi Of Kentucky, LLC Complaints in Missouri -- 2 complaints
- Checkredi Of Kentucky, LLC Complaints in Texas -- 2 complaints
- Checkredi Of Kentucky, LLC Complaints in Massachusetts -- 2 complaints
- Checkredi Of Kentucky, LLC Complaints in Colorado -- 1 complaints
- Checkredi Of Kentucky, LLC Complaints in New Hampshire -- 1 complaints
- Checkredi Of Kentucky, LLC Complaints in Alabama -- 1 complaints
- Checkredi Of Kentucky, LLC Complaints in Delaware -- 1 complaints
- Checkredi Of Kentucky, LLC Complaints in Idaho -- 1 complaints
- Checkredi Of Kentucky, LLC Complaints in Ohio -- 1 complaints
- Checkredi Of Kentucky, LLC Complaints in North Carolina -- 1 complaints
Checkredi Of Kentucky, LLC Complaints by Product
- Checkredi Of Kentucky, LLC Debt collection Complaints -- 14 complaints | All Debt collection Complaints
- Checkredi Of Kentucky, LLC Money transfer, virtual currency, or money service Complaints -- 2 complaints | All Money transfer, virtual currency, or money service Complaints
- Checkredi Of Kentucky, LLC Checking or savings account Complaints -- 1 complaints | All Checking or savings account Complaints
Checkredi Of Kentucky, LLC Complaints by Issue
- Checkredi Of Kentucky, LLC -- Attempts to collect debt not owed -- 6 complaints | All Attempts to collect debt not owed Complaints
- Checkredi Of Kentucky, LLC -- Communication tactics -- 3 complaints | All Communication tactics Complaints
- Checkredi Of Kentucky, LLC -- False statements or representation -- 2 complaints | All False statements or representation Complaints
- Checkredi Of Kentucky, LLC -- Written notification about debt -- 2 complaints | All Written notification about debt Complaints
- Checkredi Of Kentucky, LLC -- Unexpected or other fees -- 1 complaints | All Unexpected or other fees Complaints
- Checkredi Of Kentucky, LLC -- Problem with a lender or other company charging your account -- 1 complaints | All Problem with a lender or other company charging your account Complaints
- Checkredi Of Kentucky, LLC -- Confusing or missing disclosures -- 1 complaints | All Confusing or missing disclosures Complaints
- Checkredi Of Kentucky, LLC -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Checkredi Of Kentucky, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.