Check Into Cash INC. -- Consumer Complaint Report & Risk Analysis
Improper Debt Collection and Reporting Practices
Complaint Summary
Check Into Cash INC. has received 33 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, incorrect information on your report, improper use of your report. Complaints span 15 states, with Ohio and California leading in complaint volume.
Company Overview
Company: Check Into Cash INC.
Total CFPB Complaints: 33
AI Risk Score: 45/100
Most Recent Complaint: 2021-09-14T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
CHECK INTO CASH INC. has 33 consumer complaints on file with the CFPB. Improper use of consumer reports Attempts to collect debts not owed Threats of negative or legal action Incorrect information on consumer reports Uncontrolled bank account withdrawals
Response Quality Assessment
fair
Top Consumer Issues
Uncontrolled bank account withdrawals -- Severity: medium
Red Flags
- Multiple complaints about improper use of consumer reports
Green Flags
- Some consumers reported successful resolution of issues
Consumer Tips & Advice
Consumers should review their bank statements regularly for unauthorized transactions.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, particularly from smaller companies.
Regulatory History
Regulatory actions have been taken against CHECK INTO CASH INC. for improper debt collection practices.
Industry Context
The company operates in a highly regulated industry with strict rules on debt collection and consumer reporting.
Frequently Asked Questions About Check Into Cash INC.
How many CFPB complaints does CHECK INTO CASH INC. have?
CHECK INTO CASH INC. has 33 complaints on file with the CFPB. The most recent complaint was filed on September 14, 2021.
What is CHECK INTO CASH INC.'s complaint response rate?
Response rate data is not yet available for CHECK INTO CASH INC..
Does CHECK INTO CASH INC. respond to complaints on time?
Timely response data is not yet available for CHECK INTO CASH INC..
Is CHECK INTO CASH INC. safe to do business with?
Improper Debt Collection and Reporting Practices CHECK INTO CASH INC. has 33 CFPB complaints. Risk score: 45/100.
What red flags exist for CHECK INTO CASH INC.?
Potential red flags for CHECK INTO CASH INC.: Multiple complaints about improper use of consumer reports. These are based on analysis of CFPB complaint patterns.
What are CHECK INTO CASH INC.'s strengths?
Positive indicators for CHECK INTO CASH INC.: Some consumers reported successful resolution of issues.
What tips should consumers know about CHECK INTO CASH INC.?
Consumers should review their bank statements regularly for unauthorized transactions.
Are complaints against CHECK INTO CASH INC. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, particularly from smaller companies. CHECK INTO CASH INC. currently has 33 total complaints.
Has CHECK INTO CASH INC. faced regulatory action?
Regulatory actions have been taken against CHECK INTO CASH INC. for improper debt collection practices.
How does CHECK INTO CASH INC. compare to industry peers?
The company operates in a highly regulated industry with strict rules on debt collection and consumer reporting.
What specific actions has CHECK INTO CASH INC. taken to address these issues?
CHECK INTO CASH INC. has faced regulatory actions and is required to improve its debt collection practices and consumer reporting accuracy.
Recent Complaints Against Check Into Cash INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #5137960 | Debt collection | Attempts to collect debt not owed | 2022-01-21T12:00:00-05:00 | Louisiana | |
| #5016010 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2021-12-16T12:00:00-05:00 | California | |
| #5004951 | Debt collection | Took or threatened to take negative or legal action | 2021-12-13T12:00:00-05:00 | Colorado | |
| #4975539 | Debt collection | Written notification about debt | 2021-12-04T12:00:00-05:00 | Virginia | |
| #4956980 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2021-11-29T12:00:00-05:00 | Mississippi | |
| #4956437 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2021-11-29T12:00:00-05:00 | Mississippi | |
| #4952281 | Debt collection | Took or threatened to take negative or legal action | 2021-11-27T12:00:00-05:00 | Ohio | |
| #4950592 | Payday loan, title loan, or personal loan | Can't stop withdrawals from your bank account | 2021-11-26T12:00:00-05:00 | Virginia | |
| #4874362 | Debt collection | Attempts to collect debt not owed | 2021-11-03T12:00:00-05:00 | New York | |
| #4859500 | Money transfer, virtual currency, or money service | Fraud or scam | 2021-10-29T12:00:00-05:00 | California | |
| #4782682 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-10-05T12:00:00-05:00 | Virginia | |
| #4778897 | Payday loan, title loan, or personal loan | Received a loan you didn't apply for | 2021-10-04T12:00:00-05:00 | Illinois | |
| #4762623 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-09-28T12:00:00-05:00 | Louisiana | |
| #4756235 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-09-26T12:00:00-05:00 | Ohio | |
| #4720541 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2021-09-14T12:00:00-05:00 | Tennessee | |
| #4713413 | Payday loan, title loan, or personal loan | Can't stop withdrawals from your bank account | 2021-09-12T12:00:00-05:00 | California | |
| #4684451 | Debt collection | Communication tactics | 2021-09-01T12:00:00-05:00 | Oklahoma | |
| #4673764 | Debt collection | Communication tactics | 2021-08-29T12:00:00-05:00 | Michigan | |
| #4637907 | Debt collection | Attempts to collect debt not owed | 2021-08-17T12:00:00-05:00 | Ohio | |
| #4612286 | Debt collection | Took or threatened to take negative or legal action | 2021-08-08T12:00:00-05:00 | Tennessee |
Check Into Cash INC. Complaints by State
- Check Into Cash INC. Complaints in Ohio -- 6 complaints
- Check Into Cash INC. Complaints in California -- 4 complaints
- Check Into Cash INC. Complaints in Virginia -- 4 complaints
- Check Into Cash INC. Complaints in Michigan -- 4 complaints
- Check Into Cash INC. Complaints in Louisiana -- 2 complaints
- Check Into Cash INC. Complaints in Mississippi -- 2 complaints
- Check Into Cash INC. Complaints in Tennessee -- 2 complaints
- Check Into Cash INC. Complaints in Florida -- 2 complaints
- Check Into Cash INC. Complaints in Colorado -- 1 complaints
- Check Into Cash INC. Complaints in New York -- 1 complaints
- Check Into Cash INC. Complaints in Illinois -- 1 complaints
- Check Into Cash INC. Complaints in Oklahoma -- 1 complaints
- Check Into Cash INC. Complaints in Arkansas -- 1 complaints
- Check Into Cash INC. Complaints in Missouri -- 1 complaints
- Check Into Cash INC. Complaints in Arizona -- 1 complaints
Check Into Cash INC. Complaints by Product
- Check Into Cash INC. Debt collection Complaints -- 17 complaints | All Debt collection Complaints
- Check Into Cash INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 11 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Check Into Cash INC. Payday loan, title loan, or personal loan Complaints -- 4 complaints | All Payday loan, title loan, or personal loan Complaints
- Check Into Cash INC. Money transfer, virtual currency, or money service Complaints -- 1 complaints | All Money transfer, virtual currency, or money service Complaints
Check Into Cash INC. Complaints by Issue
- Check Into Cash INC. -- Attempts to collect debt not owed -- 8 complaints | All Attempts to collect debt not owed Complaints
- Check Into Cash INC. -- Incorrect information on your report -- 6 complaints | All Incorrect information on your report Complaints
- Check Into Cash INC. -- Improper use of your report -- 4 complaints | All Improper use of your report Complaints
- Check Into Cash INC. -- Took or threatened to take negative or legal action -- 4 complaints | All Took or threatened to take negative or legal action Complaints
- Check Into Cash INC. -- Communication tactics -- 4 complaints | All Communication tactics Complaints
- Check Into Cash INC. -- Can't stop withdrawals from your bank account -- 2 complaints | All Can't stop withdrawals from your bank account Complaints
- Check Into Cash INC. -- Written notification about debt -- 1 complaints | All Written notification about debt Complaints
- Check Into Cash INC. -- Fraud or scam -- 1 complaints | All Fraud or scam Complaints
- Check Into Cash INC. -- Received a loan you didn't apply for -- 1 complaints | All Received a loan you didn't apply for Complaints
- Check Into Cash INC. -- Struggling to pay your loan -- 1 complaints | All Struggling to pay your loan Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Check Into Cash INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.