Capstone Credit & Collection, LLC. -- Consumer Complaint Report & Risk Analysis
Debt Collection Practices and Reporting Errors
Complaint Summary
Capstone Credit & Collection, LLC. has received 47 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, incorrect information on your report, written notification about debt. Complaints span 13 states, with Florida and Georgia leading in complaint volume.
Company Overview
Company: Capstone Credit & Collection, LLC.
Total CFPB Complaints: 47
AI Risk Score: 65/100
Most Recent Complaint: 2025-04-07T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: medium
AI Company Analysis
Capstone Credit & Collection, LLC. has 47 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report False statements or representation
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about false statements and incorrect information on reports
Green Flags
- Company has a high volume of complaints but a moderate response rate
Consumer Tips & Advice
Be cautious and verify the accuracy of any debt collection notices.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices and reporting errors.
Regulatory History
Regulatory history shows ongoing scrutiny of debt collection practices and accuracy of consumer reports.
Industry Context
The industry context highlights the importance of accurate and timely debt collection practices and credit reporting.
Frequently Asked Questions About Capstone Credit & Collection, LLC.
How many CFPB complaints does Capstone Credit & Collection, LLC. have?
Capstone Credit & Collection, LLC. has 47 complaints on file with the CFPB. The most recent complaint was filed on April 7, 2025.
What is Capstone Credit & Collection, LLC.'s complaint response rate?
Response rate data is not yet available for Capstone Credit & Collection, LLC..
Does Capstone Credit & Collection, LLC. respond to complaints on time?
Timely response data is not yet available for Capstone Credit & Collection, LLC..
Is Capstone Credit & Collection, LLC. safe to do business with?
Debt Collection Practices and Reporting Errors Capstone Credit & Collection, LLC. has 47 CFPB complaints. Risk score: 65/100.
What red flags exist for Capstone Credit & Collection, LLC.?
Potential red flags for Capstone Credit & Collection, LLC.: Multiple complaints about false statements and incorrect information on reports. These are based on analysis of CFPB complaint patterns.
What are Capstone Credit & Collection, LLC.'s strengths?
Positive indicators for Capstone Credit & Collection, LLC.: Company has a high volume of complaints but a moderate response rate.
What tips should consumers know about Capstone Credit & Collection, LLC.?
Be cautious and verify the accuracy of any debt collection notices.
Are complaints against Capstone Credit & Collection, LLC. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices and reporting errors. Capstone Credit & Collection, LLC. currently has 47 total complaints.
Has Capstone Credit & Collection, LLC. faced regulatory action?
Regulatory history shows ongoing scrutiny of debt collection practices and accuracy of consumer reports.
How does Capstone Credit & Collection, LLC. compare to industry peers?
The industry context highlights the importance of accurate and timely debt collection practices and credit reporting.
What is the most common issue reported to Capstone Credit & Collection, LLC?
The most common issue is attempts to collect debt not owed, with 7 complaints.
Recent Complaints Against Capstone Credit & Collection, LLC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21772839 | Debt collection | Attempts to collect debt not owed | 2026-04-30T12:00:00-05:00 | Florida | |
| #21548749 | Debt collection | False statements or representation | 2026-04-23T12:00:00-05:00 | Washington | |
| #20938556 | Debt collection | Communication tactics | 2026-04-03T12:00:00-05:00 | South Carolina | |
| #18433087 | Credit reporting or other personal consumer reports | Improper use of your report | 2026-01-02T12:00:00-05:00 | Florida | |
| #18384554 | Debt collection | Attempts to collect debt not owed | 2025-12-30T12:00:00-05:00 | Oregon | |
| #18201497 | Debt collection | Attempts to collect debt not owed | 2025-12-20T12:00:00-05:00 | Florida | |
| #18966055 | Debt collection | Took or threatened to take negative or legal action | 2025-12-01T12:00:00-05:00 | Florida | |
| #18891732 | Debt collection | Written notification about debt | 2025-11-23T12:00:00-05:00 | Florida | |
| #17870783 | Debt collection | Attempts to collect debt not owed | 2025-11-14T12:00:00-05:00 | Florida | |
| #18046790 | Debt collection | Written notification about debt | 2025-10-20T12:00:00-05:00 | Florida | |
| #16064845 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-09-19T12:00:00-05:00 | Florida | |
| #15324259 | Debt collection | Written notification about debt | 2025-08-15T12:00:00-05:00 | Georgia | |
| #13767198 | Debt collection | False statements or representation | 2025-05-26T12:00:00-05:00 | Georgia | |
| #12868354 | Mortgage | Applying for a mortgage or refinancing an existing mortgage | 2025-04-07T12:00:00-05:00 | Florida | |
| #11311404 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-12-28T12:00:00-05:00 | Alabama | |
| #9653458 | Debt collection | Took or threatened to take negative or legal action | 2024-07-29T12:00:00-05:00 | Pennsylvania | |
| #9554273 | Debt collection | Attempts to collect debt not owed | 2024-07-18T12:00:00-05:00 | Florida | |
| #9378067 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-06-23T12:00:00-05:00 | Florida | |
| #9157230 | Debt collection | Attempts to collect debt not owed | 2024-06-01T12:00:00-05:00 | Florida | |
| #9010126 | Debt collection | Attempts to collect debt not owed | 2024-05-14T12:00:00-05:00 | Florida |
Capstone Credit & Collection, LLC. Complaints by State
- Capstone Credit & Collection, LLC. Complaints in Florida -- 32 complaints
- Capstone Credit & Collection, LLC. Complaints in Georgia -- 3 complaints
- Capstone Credit & Collection, LLC. Complaints in Missouri -- 2 complaints
- Capstone Credit & Collection, LLC. Complaints in Washington -- 1 complaints
- Capstone Credit & Collection, LLC. Complaints in South Carolina -- 1 complaints
- Capstone Credit & Collection, LLC. Complaints in Oregon -- 1 complaints
- Capstone Credit & Collection, LLC. Complaints in Alabama -- 1 complaints
- Capstone Credit & Collection, LLC. Complaints in Pennsylvania -- 1 complaints
- Capstone Credit & Collection, LLC. Complaints in New Jersey -- 1 complaints
- Capstone Credit & Collection, LLC. Complaints in North Carolina -- 1 complaints
- Capstone Credit & Collection, LLC. Complaints in Illinois -- 1 complaints
- Capstone Credit & Collection, LLC. Complaints in West Virginia -- 1 complaints
- Capstone Credit & Collection, LLC. Complaints in Oklahoma -- 1 complaints
Capstone Credit & Collection, LLC. Complaints by Product
- Capstone Credit & Collection, LLC. Debt collection Complaints -- 35 complaints | All Debt collection Complaints
- Capstone Credit & Collection, LLC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 6 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Capstone Credit & Collection, LLC. Credit reporting or other personal consumer reports Complaints -- 5 complaints | All Credit reporting or other personal consumer reports Complaints
- Capstone Credit & Collection, LLC. Mortgage Complaints -- 1 complaints | All Mortgage Complaints
Capstone Credit & Collection, LLC. Complaints by Issue
- Capstone Credit & Collection, LLC. -- Attempts to collect debt not owed -- 18 complaints | All Attempts to collect debt not owed Complaints
- Capstone Credit & Collection, LLC. -- Incorrect information on your report -- 8 complaints | All Incorrect information on your report Complaints
- Capstone Credit & Collection, LLC. -- Written notification about debt -- 6 complaints | All Written notification about debt Complaints
- Capstone Credit & Collection, LLC. -- False statements or representation -- 5 complaints | All False statements or representation Complaints
- Capstone Credit & Collection, LLC. -- Took or threatened to take negative or legal action -- 5 complaints | All Took or threatened to take negative or legal action Complaints
- Capstone Credit & Collection, LLC. -- Problem with a credit reporting company's investigation into an existing problem -- 2 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Capstone Credit & Collection, LLC. -- Communication tactics -- 1 complaints | All Communication tactics Complaints
- Capstone Credit & Collection, LLC. -- Improper use of your report -- 1 complaints | All Improper use of your report Complaints
- Capstone Credit & Collection, LLC. -- Applying for a mortgage or refinancing an existing mortgage -- 1 complaints | All Applying for a mortgage or refinancing an existing mortgage Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Capstone Credit & Collection, LLC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.