Brown And Joseph, Ltd -- Consumer Complaint Report & Risk Analysis

Debt Collection Practices Raise Concerns

Complaint Summary

Brown And Joseph, Ltd has received 29 consumer complaints filed with the CFPB across 1 product. The most common issues reported are attempts to collect debt not owed, written notification about debt, false statements or representation. Complaints span 17 states, with California and Florida leading in complaint volume.

Company Overview

Company: Brown And Joseph, Ltd

Total CFPB Complaints: 29

AI Risk Score: 45/100

Most Recent Complaint: 2023-05-10T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: high
  • Consumer Harm Severity: low

AI Company Analysis

Brown and Joseph, Ltd has 28 consumer complaints on file with the CFPB. Attempts to collect debt not owed False statements or representation

Response Quality Assessment

fair

Top Consumer Issues

Attempts to collect debt not owed -- Severity: medium

Red Flags

  • False statements or representation

Green Flags

  • Timely communication with consumers

Consumer Tips & Advice

Verify the debt before initiating collection efforts.

Complaint Trend Analysis

There is an increasing trend of consumers reporting issues with debt collection practices.

Regulatory History

Regulators have a history of addressing false statements in debt collection.

Industry Context

The debt collection industry is under scrutiny for its practices and accuracy of claims.

Frequently Asked Questions About Brown And Joseph, Ltd

How many CFPB complaints does Brown and Joseph, Ltd have?

Brown and Joseph, Ltd has 28 complaints on file with the CFPB. The most recent complaint was filed on October 21, 2022.

What is Brown and Joseph, Ltd's complaint response rate?

Response rate data is not yet available for Brown and Joseph, Ltd.

Does Brown and Joseph, Ltd respond to complaints on time?

Timely response data is not yet available for Brown and Joseph, Ltd.

Is Brown and Joseph, Ltd safe to do business with?

Debt Collection Practices Raise Concerns Brown and Joseph, Ltd has 28 CFPB complaints. Risk score: 45/100.

What red flags exist for Brown and Joseph, Ltd?

Potential red flags for Brown and Joseph, Ltd: False statements or representation. These are based on analysis of CFPB complaint patterns.

What are Brown and Joseph, Ltd's strengths?

Positive indicators for Brown and Joseph, Ltd: Timely communication with consumers.

What tips should consumers know about Brown and Joseph, Ltd?

Verify the debt before initiating collection efforts.

Are complaints against Brown and Joseph, Ltd increasing or decreasing?

There is an increasing trend of consumers reporting issues with debt collection practices. Brown and Joseph, Ltd currently has 28 total complaints.

Has Brown and Joseph, Ltd faced regulatory action?

Regulators have a history of addressing false statements in debt collection.

How does Brown and Joseph, Ltd compare to industry peers?

The debt collection industry is under scrutiny for its practices and accuracy of claims.

How can consumers protect themselves from false statements in debt collection?

Consumers should request proof of the debt and verify the information before responding to collection efforts.

Recent Complaints Against Brown And Joseph, Ltd

Complaint IDProductIssueDate ReceivedCompany ResponseState
#19605833Debt collectionWritten notification about debt2026-02-18T12:00:00-05:00Oklahoma
#19605832Debt collectionWritten notification about debt2026-02-18T12:00:00-05:00Oklahoma
#16936705Debt collectionFalse statements or representation2025-10-30T12:00:00-05:00Arizona
#16738316Debt collectionWritten notification about debt2025-10-21T12:00:00-05:00California
#11223676Debt collectionAttempts to collect debt not owed2024-12-19T12:00:00-05:00Virginia
#10056566Debt collectionWritten notification about debt2024-09-06T12:00:00-05:00Michigan
#9986314Debt collectionAttempts to collect debt not owed2024-08-29T12:00:00-05:00Utah
#9371171Debt collectionAttempts to collect debt not owed2024-06-23T12:00:00-05:00Florida
#8716911Debt collectionWritten notification about debt2024-04-07T12:00:00-05:00Florida
#8277696Debt collectionAttempts to collect debt not owed2024-02-03T12:00:00-05:00Maryland
#8274750Debt collectionAttempts to collect debt not owed2024-02-02T12:00:00-05:00Pennsylvania
#7557769Debt collectionTook or threatened to take negative or legal action2023-09-15T12:00:00-05:00Virginia
#7321501Debt collectionFalse statements or representation2023-07-28T12:00:00-05:00Michigan
#7079717Debt collectionAttempts to collect debt not owed2023-06-06T12:00:00-05:00Tennessee
#7013488Debt collectionAttempts to collect debt not owed2023-05-22T12:00:00-05:00Pennsylvania
#7002009Debt collectionAttempts to collect debt not owed2023-05-19T12:00:00-05:00New York
#6960991Debt collectionTook or threatened to take negative or legal action2023-05-10T12:00:00-05:00Maine
#6333725Debt collectionCommunication tactics2022-12-17T12:00:00-05:00Missouri
#6278631Debt collectionFalse statements or representation2022-12-04T12:00:00-05:00Arizona
#6217642Debt collectionAttempts to collect debt not owed2022-11-17T12:00:00-05:00Pennsylvania

Brown And Joseph, Ltd Complaints by State

Brown And Joseph, Ltd Complaints by Product

Brown And Joseph, Ltd Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Brown And Joseph, Ltd is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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