Debt collection -- False statements or representation -- Complaint #6278631
Complaint Overview
Complaint ID: 6278631
Company: Brown And Joseph, Ltd
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Arizona
ZIP Code: 85351
Date Received: 2022-12-04T12:00:00-05:00
Date Sent to Company: 2022-12-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Brown & Joseph , LLC sent a letter alleging a balance due to XXXX XXXX XXXX XXXX. " Regretfully you have failed to reply to our repeated request to voluntarily resolve this matter ... .Unless payment in full is secured immediately, our client has requested that we immediately refer this account to the XXXX XXXX XXXX. '' The put a stub to send payment to XXXX XXXX XXXX XXXX XXXX, XXXX IL XXXX. This is a ghost debt. Made up.
Frequently Asked Questions
What is Complaint #6278631 about?
Complaint #6278631 was filed against Brown And Joseph, Ltd regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-12-04T12:00:00-05:00.
How did Brown And Joseph, Ltd respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Brown And Joseph, Ltd?
Yes, visit the Brown And Joseph, Ltd company profile at readthecomplaint.com/company/brown-and-joseph-ltd to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.