Arbor Professional Solutions, INC. -- Consumer Complaint Report & Risk Analysis

Arbor Professional Solutions, Inc. - Debt Collection and Credit Reporting Issues

Complaint Summary

Arbor Professional Solutions, INC. has received 19 consumer complaints filed with the CFPB across 3 products. The most common issues reported are attempts to collect debt not owed, problem with a credit reporting company's investigation into an existing problem, improper use of your report. Complaints span 5 states, with Michigan and Missouri leading in complaint volume.

Company Overview

Company: Arbor Professional Solutions, INC.

Total CFPB Complaints: 19

AI Risk Score: 35/100

Most Recent Complaint: 2025-04-01T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: high
  • Consumer Harm Severity: medium

AI Company Analysis

Arbor Professional Solutions, Inc. has 19 consumer complaints on file with the CFPB. Attempts to collect debt not owed Problem with a credit reporting company's investigation into an existing problem Improper use of your report False statements or representation Incorrect information on your report

Response Quality Assessment

fair

Top Consumer Issues

Attempts to collect debt not owed -- Severity: medium

Red Flags

  • Multiple complaints about debt collection practices and credit reporting issues

Green Flags

  • Company has a history of timely responses to complaints

Consumer Tips & Advice

Respond promptly to inquiries and disputes to avoid further complaints.

Complaint Trend Analysis

There is a trend of increasing complaints related to debt collection and credit reporting, indicating a need for improved practices.

Regulatory History

Regulatory history shows consistent enforcement actions for debt collection and credit reporting issues.

Industry Context

The industry context highlights the importance of accurate and timely credit reporting and debt collection practices.

Frequently Asked Questions About Arbor Professional Solutions, INC.

How many CFPB complaints does Arbor Professional Solutions, Inc. have?

Arbor Professional Solutions, Inc. has 19 complaints on file with the CFPB. The most recent complaint was filed on April 1, 2025.

What is Arbor Professional Solutions, Inc.'s complaint response rate?

Response rate data is not yet available for Arbor Professional Solutions, Inc..

Does Arbor Professional Solutions, Inc. respond to complaints on time?

Timely response data is not yet available for Arbor Professional Solutions, Inc..

Is Arbor Professional Solutions, Inc. safe to do business with?

Arbor Professional Solutions, Inc. - Debt Collection and Credit Reporting Issues Arbor Professional Solutions, Inc. has 19 CFPB complaints. Risk score: 35/100.

What red flags exist for Arbor Professional Solutions, Inc.?

Potential red flags for Arbor Professional Solutions, Inc.: Multiple complaints about debt collection practices and credit reporting issues. These are based on analysis of CFPB complaint patterns.

What are Arbor Professional Solutions, Inc.'s strengths?

Positive indicators for Arbor Professional Solutions, Inc.: Company has a history of timely responses to complaints.

What tips should consumers know about Arbor Professional Solutions, Inc.?

Respond promptly to inquiries and disputes to avoid further complaints.

Are complaints against Arbor Professional Solutions, Inc. increasing or decreasing?

There is a trend of increasing complaints related to debt collection and credit reporting, indicating a need for improved practices. Arbor Professional Solutions, Inc. currently has 19 total complaints.

Has Arbor Professional Solutions, Inc. faced regulatory action?

Regulatory history shows consistent enforcement actions for debt collection and credit reporting issues.

How does Arbor Professional Solutions, Inc. compare to industry peers?

The industry context highlights the importance of accurate and timely credit reporting and debt collection practices.

What specific practices are customers complaining about regarding debt collection?

Customers are complaining about attempts to collect debts that are not owed, and improper use of their reports.

Recent Complaints Against Arbor Professional Solutions, INC.

Complaint IDProductIssueDate ReceivedCompany ResponseState
#19038726Debt collectionAttempts to collect debt not owed2025-12-04T12:00:00-05:00Michigan
#12791099Debt collectionFalse statements or representation2025-04-01T12:00:00-05:00Michigan
#11338027Credit reporting or other personal consumer reportsIncorrect information on your report2024-12-31T12:00:00-05:00Michigan
#9716801Debt collectionWritten notification about debt2024-08-05T12:00:00-05:00Michigan
#6916880Credit reporting, credit repair services, or other personal consumer reportsProblem with a credit reporting company's investigation into an existing problem2023-05-01T12:00:00-05:00Missouri
#6847893Credit reporting, credit repair services, or other personal consumer reportsProblem with a credit reporting company's investigation into an existing problem2023-04-16T12:00:00-05:00Missouri
#6489239Debt collectionAttempts to collect debt not owed2023-01-25T12:00:00-05:00Michigan
#6403562Debt collectionAttempts to collect debt not owed2023-01-05T12:00:00-05:00Ohio
#6302234Debt collectionAttempts to collect debt not owed2022-12-09T12:00:00-05:00Ohio
#6245176Debt collectionAttempts to collect debt not owed2022-11-27T12:00:00-05:00Michigan
#6249748Debt collectionAttempts to collect debt not owed2022-11-25T12:00:00-05:00Michigan
#6230609Credit reporting, credit repair services, or other personal consumer reportsImproper use of your report2022-11-21T12:00:00-05:00Michigan
#5990878Debt collectionTook or threatened to take negative or legal action2022-09-16T12:00:00-05:00Michigan
#5959209Debt collectionAttempts to collect debt not owed2022-09-07T12:00:00-05:00Michigan
#5541940Debt collectionCommunication tactics2022-05-04T12:00:00-05:00Oregon
#5215406Debt collectionAttempts to collect debt not owed2022-02-12T12:00:00-05:00Michigan
#4917448Credit reporting, credit repair services, or other personal consumer reportsImproper use of your report2021-11-16T12:00:00-05:00Michigan
#4679407Debt collectionAttempts to collect debt not owed2021-08-31T12:00:00-05:00Florida
#4381330Debt collectionAttempts to collect debt not owed2021-05-16T12:00:00-05:00Michigan

Arbor Professional Solutions, INC. Complaints by State

Arbor Professional Solutions, INC. Complaints by Product

Arbor Professional Solutions, INC. Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Arbor Professional Solutions, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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