Debt collection -- False statements or representation -- Complaint #12791099
Complaint Overview
Complaint ID: 12791099
Company: Arbor Professional Solutions, INC.
Product: Debt collection
Sub-Product: Medical debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Michigan
ZIP Code: 484XX
Date Received: 2025-04-01T12:00:00-05:00
Date Sent to Company: 2025-04-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am filing a complaint because my creditor is reporting late payments on my account number : XXXX that are inaccurate and not properly verified. I have disputed this directly with the credit bureaus and the furnisher, but the late payments remain without proper validation or documentation. Under 15 U.S.C. 1681i ( S ) ( 2 ) ( A ), furnishers must report accurate information under 15 U.S.C. 1681i, the credit bureaus must perform a reasonable investigation within 30 days. Neither of them have provided sufficient evidence to support the negative reporting.
Frequently Asked Questions
What is Complaint #12791099 about?
Complaint #12791099 was filed against Arbor Professional Solutions, INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2025-04-01T12:00:00-05:00.
How did Arbor Professional Solutions, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Arbor Professional Solutions, INC.?
Yes, visit the Arbor Professional Solutions, INC. company profile at readthecomplaint.com/company/arbor-professional-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.