Afni INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection Missteps and Reporting Errors
Complaint Summary
Afni INC. has received 714 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, incorrect information on your report. Complaints span 43 states, with Texas and Florida leading in complaint volume.
Company Overview
Company: Afni INC.
Total CFPB Complaints: 714
AI Risk Score: 85/100
Most Recent Complaint: 2023-08-19T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
AFNI INC. has 708 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Threatened to contact someone or share information improperly
Green Flags
- Good communication practices
Consumer Tips & Advice
Verify the debt before making any payments.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices and inaccuracies in credit reports.
Regulatory History
AFNI has a history of regulatory actions for improper debt collection practices.
Industry Context
AFNI operates in a highly regulated industry with strict guidelines for debt collection and credit reporting.
Frequently Asked Questions About Afni INC.
How many CFPB complaints does AFNI INC. have?
AFNI INC. has 708 complaints on file with the CFPB. The most recent complaint was filed on June 8, 2021.
What is AFNI INC.'s complaint response rate?
Response rate data is not yet available for AFNI INC..
Does AFNI INC. respond to complaints on time?
Timely response data is not yet available for AFNI INC..
Is AFNI INC. safe to do business with?
Debt Collection Missteps and Reporting Errors AFNI INC. has 708 CFPB complaints. Risk score: 85/100.
What red flags exist for AFNI INC.?
Potential red flags for AFNI INC.: Threatened to contact someone or share information improperly. These are based on analysis of CFPB complaint patterns.
What are AFNI INC.'s strengths?
Positive indicators for AFNI INC.: Good communication practices.
What tips should consumers know about AFNI INC.?
Verify the debt before making any payments.
Are complaints against AFNI INC. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices and inaccuracies in credit reports. AFNI INC. currently has 708 total complaints.
Has AFNI INC. faced regulatory action?
AFNI has a history of regulatory actions for improper debt collection practices.
How does AFNI INC. compare to industry peers?
AFNI operates in a highly regulated industry with strict guidelines for debt collection and credit reporting.
What specific actions should consumers take if they believe AFNI is attempting to collect a debt they do not owe?
Consumers should dispute the debt with AFNI and the creditor, and request a validation of the debt in writing.
Recent Complaints Against Afni INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21771778 | Debt collection | Attempts to collect debt not owed | 2026-04-30T12:00:00-05:00 | New York | |
| #21420483 | Debt collection | Attempts to collect debt not owed | 2026-04-20T12:00:00-05:00 | Texas | |
| #21362636 | Debt collection | Attempts to collect debt not owed | 2026-04-17T12:00:00-05:00 | Texas | |
| #19574145 | Debt collection | Attempts to collect debt not owed | 2026-02-17T12:00:00-05:00 | Missouri | |
| #17939698 | Debt collection | Attempts to collect debt not owed | 2025-12-10T12:00:00-05:00 | Missouri | |
| #17937933 | Debt collection | Attempts to collect debt not owed | 2025-11-26T12:00:00-05:00 | Ohio | |
| #16977499 | Debt collection | Threatened to contact someone or share information improperly | 2025-11-02T12:00:00-05:00 | Nebraska | |
| #18076275 | Debt collection | Communication tactics | 2025-10-21T12:00:00-05:00 | Illinois | |
| #14535161 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-07-08T12:00:00-05:00 | Florida | |
| #11977765 | Debt collection | Attempts to collect debt not owed | 2025-02-06T12:00:00-05:00 | Georgia | |
| #11384340 | Debt collection | Took or threatened to take negative or legal action | 2025-01-04T12:00:00-05:00 | Texas | |
| #10360196 | Debt collection | Attempts to collect debt not owed | 2024-10-05T12:00:00-05:00 | California | |
| #9437918 | Debt collection | Attempts to collect debt not owed | 2024-07-05T12:00:00-05:00 | Alaska | |
| #9281649 | Debt collection | Written notification about debt | 2024-06-17T12:00:00-05:00 | Michigan | |
| #8592706 | Debt collection | Attempts to collect debt not owed | 2024-03-18T12:00:00-05:00 | Kentucky | |
| #8049016 | Debt collection | Attempts to collect debt not owed | 2023-12-22T12:00:00-05:00 | Texas | |
| #8013409 | Debt collection | Took or threatened to take negative or legal action | 2023-12-16T12:00:00-05:00 | Pennsylvania | |
| #7795288 | Debt collection | Attempts to collect debt not owed | 2023-11-02T12:00:00-05:00 | Arizona | |
| #7783488 | Debt collection | Attempts to collect debt not owed | 2023-10-31T12:00:00-05:00 | Arizona | |
| #7777340 | Credit reporting or other personal consumer reports | Improper use of your report | 2023-10-30T12:00:00-05:00 | Michigan |
Afni INC. Complaints by State
- Afni INC. Complaints in Texas -- 69 complaints
- Afni INC. Complaints in Florida -- 62 complaints
- Afni INC. Complaints in Georgia -- 59 complaints
- Afni INC. Complaints in California -- 39 complaints
- Afni INC. Complaints in Illinois -- 33 complaints
- Afni INC. Complaints in Michigan -- 31 complaints
- Afni INC. Complaints in Pennsylvania -- 25 complaints
- Afni INC. Complaints in New York -- 20 complaints
- Afni INC. Complaints in South Carolina -- 18 complaints
- Afni INC. Complaints in North Carolina -- 16 complaints
- Afni INC. Complaints in Alabama -- 14 complaints
- Afni INC. Complaints in Ohio -- 13 complaints
- Afni INC. Complaints in Tennessee -- 13 complaints
- Afni INC. Complaints in New Jersey -- 13 complaints
- Afni INC. Complaints in Virginia -- 12 complaints
Afni INC. Complaints by Product
- Afni INC. Debt collection Complaints -- 420 complaints | All Debt collection Complaints
- Afni INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 127 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Afni INC. Credit reporting or other personal consumer reports Complaints -- 8 complaints | All Credit reporting or other personal consumer reports Complaints
- Afni INC. Credit card or prepaid card Complaints -- 1 complaints | All Credit card or prepaid card Complaints
Afni INC. Complaints by Issue
- Afni INC. -- Attempts to collect debt not owed -- 280 complaints | All Attempts to collect debt not owed Complaints
- Afni INC. -- Written notification about debt -- 83 complaints | All Written notification about debt Complaints
- Afni INC. -- Incorrect information on your report -- 74 complaints | All Incorrect information on your report Complaints
- Afni INC. -- Problem with a credit reporting company's investigation into an existing problem -- 42 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Afni INC. -- Took or threatened to take negative or legal action -- 19 complaints | All Took or threatened to take negative or legal action Complaints
- Afni INC. -- Communication tactics -- 17 complaints | All Communication tactics Complaints
- Afni INC. -- Improper use of your report -- 17 complaints | All Improper use of your report Complaints
- Afni INC. -- False statements or representation -- 17 complaints | All False statements or representation Complaints
- Afni INC. -- Threatened to contact someone or share information improperly -- 3 complaints | All Threatened to contact someone or share information improperly Complaints
- Afni INC. -- Electronic communications -- 1 complaints | All Electronic communications Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Afni INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.