Wlcc -- Consumer Complaint Report & Risk Analysis
Charged Unforeseen Fees and Difficult Communication
Complaint Summary
Wlcc has received 95 consumer complaints filed with the CFPB across 7 products. The most common issues reported are charged fees or interest you didn't expect, struggling to pay your loan, can't stop withdrawals from your bank account. Complaints span 28 states, with California and Florida leading in complaint volume.
Company Overview
Company: Wlcc
Total CFPB Complaints: 95
AI Risk Score: 65/100
Most Recent Complaint: 2022-10-22T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
WLCC has 94 consumer complaints on file with the CFPB. Charged fees or interest not disclosed Struggled to communicate with lender
Response Quality Assessment
fair
Top Consumer Issues
Difficulty in contacting lender -- Severity: medium
Red Flags
- False statements or representation
Green Flags
- Good customer service response
Consumer Tips & Advice
Contact the lender immediately to verify charges and payment methods.
Complaint Trend Analysis
There is a trend of increasing complaints about payday loans and debt collection practices.
Regulatory History
Regulatory history shows ongoing scrutiny of payday loan practices.
Industry Context
The payday loan industry is under regulatory pressure to improve transparency and customer service.
Frequently Asked Questions About Wlcc
How many CFPB complaints does WLCC have?
WLCC has 94 complaints on file with the CFPB. The most recent complaint was filed on September 15, 2021.
What is WLCC's complaint response rate?
Response rate data is not yet available for WLCC.
Does WLCC respond to complaints on time?
Timely response data is not yet available for WLCC.
Is WLCC safe to do business with?
Charged Unforeseen Fees and Difficult Communication WLCC has 94 CFPB complaints. Risk score: 65/100.
What red flags exist for WLCC?
Potential red flags for WLCC: False statements or representation. These are based on analysis of CFPB complaint patterns.
What are WLCC's strengths?
Positive indicators for WLCC: Good customer service response.
What tips should consumers know about WLCC?
Contact the lender immediately to verify charges and payment methods.
Are complaints against WLCC increasing or decreasing?
There is a trend of increasing complaints about payday loans and debt collection practices. WLCC currently has 94 total complaints.
Has WLCC faced regulatory action?
Regulatory history shows ongoing scrutiny of payday loan practices.
How does WLCC compare to industry peers?
The payday loan industry is under regulatory pressure to improve transparency and customer service.
What is the most common issue reported by consumers?
The most common issue is charged fees or interest that were not expected.
Recent Complaints Against Wlcc
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21284404 | Payday loan, title loan, personal loan, or advance loan | Can't stop withdrawals from your bank account | 2026-04-15T12:00:00-05:00 | Florida | |
| #21166307 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2026-04-11T12:00:00-05:00 | Alaska | |
| #18843664 | Debt collection | False statements or representation | 2026-01-19T12:00:00-05:00 | Florida | |
| #18779503 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2026-01-15T12:00:00-05:00 | Washington | |
| #18495468 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | 2026-01-02T12:00:00-05:00 | New Jersey | |
| #18331552 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2025-12-28T12:00:00-05:00 | Indiana | |
| #19002527 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2025-12-02T12:00:00-05:00 | California | |
| #18782486 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-11-23T12:00:00-05:00 | California | |
| #16214546 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-09-26T12:00:00-05:00 | Texas | |
| #16064624 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-09-19T12:00:00-05:00 | Kentucky | |
| #15566622 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-08-27T12:00:00-05:00 | New Jersey | |
| #12172504 | Payday loan, title loan, personal loan, or advance loan | Can't contact lender or servicer | 2025-02-21T12:00:00-05:00 | Florida | |
| #12088688 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-02-14T12:00:00-05:00 | District of Columbia | |
| #11193279 | Payday loan, title loan, personal loan, or advance loan | Can't contact lender or servicer | 2024-12-11T12:00:00-05:00 | Washington | |
| #11076379 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2024-12-08T12:00:00-05:00 | Nebraska | |
| #10878628 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2024-11-20T12:00:00-05:00 | California | |
| #10875845 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | 2024-11-18T12:00:00-05:00 | Florida | |
| #10791695 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2024-11-13T12:00:00-05:00 | Florida | |
| #10738088 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2024-11-08T12:00:00-05:00 | Louisiana | |
| #10671777 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | 2024-11-03T12:00:00-05:00 | Oklahoma |
Wlcc Complaints by State
- Wlcc Complaints in California -- 14 complaints
- Wlcc Complaints in Florida -- 11 complaints
- Wlcc Complaints in Washington -- 7 complaints
- Wlcc Complaints in Indiana -- 7 complaints
- Wlcc Complaints in Ohio -- 7 complaints
- Wlcc Complaints in Texas -- 6 complaints
- Wlcc Complaints in Michigan -- 5 complaints
- Wlcc Complaints in Illinois -- 5 complaints
- Wlcc Complaints in Arizona -- 4 complaints
- Wlcc Complaints in New Jersey -- 3 complaints
- Wlcc Complaints in Missouri -- 3 complaints
- Wlcc Complaints in Iowa -- 3 complaints
- Wlcc Complaints in Kentucky -- 2 complaints
- Wlcc Complaints in Nebraska -- 2 complaints
- Wlcc Complaints in Louisiana -- 2 complaints
Wlcc Complaints by Product
- Wlcc Payday loan, title loan, personal loan, or advance loan Complaints -- 40 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Wlcc Payday loan, title loan, or personal loan Complaints -- 35 complaints | All Payday loan, title loan, or personal loan Complaints
- Wlcc Debt collection Complaints -- 15 complaints | All Debt collection Complaints
- Wlcc Checking or savings account Complaints -- 2 complaints | All Checking or savings account Complaints
- Wlcc Credit reporting or other personal consumer reports Complaints -- 1 complaints | All Credit reporting or other personal consumer reports Complaints
- Wlcc Money transfer, virtual currency, or money service Complaints -- 1 complaints | All Money transfer, virtual currency, or money service Complaints
- Wlcc Credit reporting, credit repair services, or other personal consumer reports Complaints -- 1 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Wlcc Complaints by Issue
- Wlcc -- Charged fees or interest you didn't expect -- 20 complaints | All Charged fees or interest you didn't expect Complaints
- Wlcc -- Struggling to pay your loan -- 16 complaints | All Struggling to pay your loan Complaints
- Wlcc -- Can't stop withdrawals from your bank account -- 9 complaints | All Can't stop withdrawals from your bank account Complaints
- Wlcc -- Problem with the payoff process at the end of the loan -- 6 complaints | All Problem with the payoff process at the end of the loan Complaints
- Wlcc -- Problem when making payments -- 6 complaints | All Problem when making payments Complaints
- Wlcc -- Received a loan you didn't apply for -- 6 complaints | All Received a loan you didn't apply for Complaints
- Wlcc -- Money was taken from your bank account on the wrong day or for the wrong amount -- 6 complaints | All Money was taken from your bank account on the wrong day or for the wrong amount Complaints
- Wlcc -- Attempts to collect debt not owed -- 4 complaints | All Attempts to collect debt not owed Complaints
- Wlcc -- Was approved for a loan, but didn't receive the money -- 3 complaints | All Was approved for a loan, but didn't receive the money Complaints
- Wlcc -- Communication tactics -- 3 complaints | All Communication tactics Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Wlcc is generated by ReadTheComplaint using AI analysis of data from the CFPB.