Payday loan, title loan, personal loan, or advance loan -- Struggling to pay your loan -- Complaint #19002527
Complaint Overview
Complaint ID: 19002527
Company: Wlcc
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Payday loan
Issue: Struggling to pay your loan
State: California
ZIP Code: 92071
Date Received: 2025-12-02T12:00:00-05:00
Date Sent to Company: 2026-01-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The loan amount is for only {$400.00} and Ive paid on time every week for the 6-7 weeks, so far Ive paid {$570.00} and this week another payment is about to go out for {$96.00}. I try to ask for a settlement amount because I want to be done paying it and I feel like this loan company is taking advantage for a {$400.00} loan the total amount after 4 more payments would be a total of {$960.00} which is {$560.00} that they would make. Theyve made enough and Ive paid on time. This company isnt reasonable with their loan payoffs and Im in financial hardship. Now that Im trying to log back into the portal its saying my account isnt found.
Frequently Asked Questions
What is Complaint #19002527 about?
Complaint #19002527 was filed against Wlcc regarding Payday loan, title loan, personal loan, or advance loan specifically about Struggling to pay your loan. It was received by the CFPB on 2025-12-02T12:00:00-05:00.
How did Wlcc respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Wlcc?
Yes, visit the Wlcc company profile at readthecomplaint.com/company/wlcc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.