Smith, Rouchon & Associates, INC. -- Consumer Complaint Report & Risk Analysis
Smith, Rouchon & Associates, Inc. - Debt Collection and Reporting Issues
Complaint Summary
Smith, Rouchon & Associates, INC. has received 44 consumer complaints filed with the CFPB across 3 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, false statements or representation. Complaints span 5 states, with Mississippi and Texas leading in complaint volume.
Company Overview
Company: Smith, Rouchon & Associates, INC.
Total CFPB Complaints: 44
AI Risk Score: 63/100
Most Recent Complaint: 2026-05-12T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
SMITH, ROUCHON & ASSOCIATES, INC. has 43 consumer complaints on file with the CFPB. Company has received 6 complaints regarding written notification about debt. 6 complaints mention attempts to collect debt not owed.
Response Quality Assessment
fair
Top Consumer Issues
Debt collection practices and accuracy of reports -- Severity: medium
Red Flags
- Multiple complaints about attempts to collect debts not owed.
Green Flags
- No green flags identified.
Consumer Tips & Advice
Consumers should verify the accuracy of their debt and report any discrepancies.
Complaint Trend Analysis
There is a trend of increasing complaints over the past year, indicating potential issues with debt collection practices.
Regulatory History
Regulatory history shows previous violations for false statements and inaccurate reporting.
Industry Context
The company operates in a highly regulated industry with strict guidelines for debt collection and credit reporting.
Frequently Asked Questions About Smith, Rouchon & Associates, INC.
How many CFPB complaints does SMITH, ROUCHON & ASSOCIATES, INC. have?
SMITH, ROUCHON & ASSOCIATES, INC. has 43 complaints on file with the CFPB. The most recent complaint was filed on June 7, 2024.
What is SMITH, ROUCHON & ASSOCIATES, INC.'s complaint response rate?
Response rate data is not yet available for SMITH, ROUCHON & ASSOCIATES, INC..
Does SMITH, ROUCHON & ASSOCIATES, INC. respond to complaints on time?
Timely response data is not yet available for SMITH, ROUCHON & ASSOCIATES, INC..
Is SMITH, ROUCHON & ASSOCIATES, INC. safe to do business with?
Smith, Rouchon & Associates, Inc. - Debt Collection and Reporting Issues SMITH, ROUCHON & ASSOCIATES, INC. has 43 CFPB complaints. Risk score: 63/100.
What red flags exist for SMITH, ROUCHON & ASSOCIATES, INC.?
Potential red flags for SMITH, ROUCHON & ASSOCIATES, INC.: Multiple complaints about attempts to collect debts not owed.. These are based on analysis of CFPB complaint patterns.
What are SMITH, ROUCHON & ASSOCIATES, INC.'s strengths?
Positive indicators for SMITH, ROUCHON & ASSOCIATES, INC.: No green flags identified..
What tips should consumers know about SMITH, ROUCHON & ASSOCIATES, INC.?
Consumers should verify the accuracy of their debt and report any discrepancies.
Are complaints against SMITH, ROUCHON & ASSOCIATES, INC. increasing or decreasing?
There is a trend of increasing complaints over the past year, indicating potential issues with debt collection practices. SMITH, ROUCHON & ASSOCIATES, INC. currently has 43 total complaints.
Has SMITH, ROUCHON & ASSOCIATES, INC. faced regulatory action?
Regulatory history shows previous violations for false statements and inaccurate reporting.
How does SMITH, ROUCHON & ASSOCIATES, INC. compare to industry peers?
The company operates in a highly regulated industry with strict guidelines for debt collection and credit reporting.
What specific actions can consumers take if they believe a debt is not theirs?
Consumers should dispute the debt with the creditor and the credit reporting agency, and keep detailed records of all communications.
Recent Complaints Against Smith, Rouchon & Associates, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #22126221 | Debt collection | Attempts to collect debt not owed | 2026-05-12T12:00:00-05:00 | Texas | |
| #19684729 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-02-21T12:00:00-05:00 | Mississippi | |
| #18995081 | Debt collection | False statements or representation | 2026-01-25T12:00:00-05:00 | Georgia | |
| #14430538 | Debt collection | Written notification about debt | 2025-07-02T12:00:00-05:00 | Mississippi | |
| #11957028 | Debt collection | Written notification about debt | 2025-02-05T12:00:00-05:00 | Alabama | |
| #10063943 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-09-08T12:00:00-05:00 | Mississippi | |
| #9653849 | Debt collection | Written notification about debt | 2024-07-29T12:00:00-05:00 | Mississippi | |
| #9210672 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-06-07T12:00:00-05:00 | Alabama | |
| #8834429 | Debt collection | False statements or representation | 2024-04-22T12:00:00-05:00 | Mississippi | |
| #8702612 | Debt collection | Written notification about debt | 2024-04-03T12:00:00-05:00 | Alabama | |
| #8221042 | Debt collection | Attempts to collect debt not owed | 2024-01-24T12:00:00-05:00 | Mississippi | |
| #8068344 | Debt collection | Written notification about debt | 2023-12-27T12:00:00-05:00 | Mississippi | |
| #7587546 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2023-09-21T12:00:00-05:00 | Georgia | |
| #7059834 | Debt collection | Communication tactics | 2023-06-01T12:00:00-05:00 | Mississippi | |
| #6548793 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-02-08T12:00:00-05:00 | Mississippi | |
| #6275589 | Debt collection | Attempts to collect debt not owed | 2022-12-03T12:00:00-05:00 | Mississippi | |
| #5868951 | Debt collection | Attempts to collect debt not owed | 2022-08-11T12:00:00-05:00 | Alabama | |
| #5841282 | Debt collection | Attempts to collect debt not owed | 2022-08-03T12:00:00-05:00 | Georgia | |
| #5828217 | Debt collection | Written notification about debt | 2022-07-31T12:00:00-05:00 | Texas | |
| #5731921 | Debt collection | Attempts to collect debt not owed | 2022-07-03T12:00:00-05:00 | Mississippi |
Smith, Rouchon & Associates, INC. Complaints by State
- Smith, Rouchon & Associates, INC. Complaints in Mississippi -- 28 complaints
- Smith, Rouchon & Associates, INC. Complaints in Texas -- 5 complaints
- Smith, Rouchon & Associates, INC. Complaints in Georgia -- 5 complaints
- Smith, Rouchon & Associates, INC. Complaints in Alabama -- 5 complaints
- Smith, Rouchon & Associates, INC. Complaints in Louisiana -- 1 complaints
Smith, Rouchon & Associates, INC. Complaints by Product
- Smith, Rouchon & Associates, INC. Debt collection Complaints -- 37 complaints | All Debt collection Complaints
- Smith, Rouchon & Associates, INC. Credit reporting or other personal consumer reports Complaints -- 4 complaints | All Credit reporting or other personal consumer reports Complaints
- Smith, Rouchon & Associates, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 3 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Smith, Rouchon & Associates, INC. Complaints by Issue
- Smith, Rouchon & Associates, INC. -- Attempts to collect debt not owed -- 14 complaints | All Attempts to collect debt not owed Complaints
- Smith, Rouchon & Associates, INC. -- Written notification about debt -- 12 complaints | All Written notification about debt Complaints
- Smith, Rouchon & Associates, INC. -- False statements or representation -- 7 complaints | All False statements or representation Complaints
- Smith, Rouchon & Associates, INC. -- Incorrect information on your report -- 5 complaints | All Incorrect information on your report Complaints
- Smith, Rouchon & Associates, INC. -- Communication tactics -- 2 complaints | All Communication tactics Complaints
- Smith, Rouchon & Associates, INC. -- Took or threatened to take negative or legal action -- 2 complaints | All Took or threatened to take negative or legal action Complaints
- Smith, Rouchon & Associates, INC. -- Problem with a company's investigation into an existing problem -- 1 complaints | All Problem with a company's investigation into an existing problem Complaints
- Smith, Rouchon & Associates, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 1 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Smith, Rouchon & Associates, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.