Ragan & Ragan, Pc -- Consumer Complaint Report & Risk Analysis
Debt Collection Practices: Negative Actions and Unfair Tactics
Complaint Summary
Ragan & Ragan, Pc has received 11 consumer complaints filed with the CFPB across 1 product. The most common issues reported are took or threatened to take negative or legal action, attempts to collect debt not owed, communication tactics. Complaints span 3 states, with Georgia and New Jersey leading in complaint volume.
Company Overview
Company: Ragan & Ragan, Pc
Total CFPB Complaints: 11
AI Risk Score: 73/100
Most Recent Complaint: 2022-03-30T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: high
- Consumer Harm Severity: medium
AI Company Analysis
Ragan & Ragan, PC has 11 consumer complaints on file with the CFPB. Took or threatened to take negative or legal action Attempts to collect debt not owed
Response Quality Assessment
fair
Top Consumer Issues
Negative or legal action taken against consumers -- Severity: medium
Red Flags
- Threatened legal action without proper evidence
Green Flags
- Responded to consumer inquiries promptly and transparently
Consumer Tips & Advice
Consumers should verify the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, indicating a need for better regulation and consumer protection.
Regulatory History
Regulatory history shows ongoing efforts to address unfair debt collection practices.
Industry Context
The debt collection industry is under scrutiny for its practices, with a focus on ensuring fair and transparent communication.
Frequently Asked Questions About Ragan & Ragan, Pc
How many CFPB complaints does Ragan & Ragan, PC have?
Ragan & Ragan, PC has 11 complaints on file with the CFPB. The most recent complaint was filed on March 30, 2022.
What is Ragan & Ragan, PC's complaint response rate?
Response rate data is not yet available for Ragan & Ragan, PC.
Does Ragan & Ragan, PC respond to complaints on time?
Timely response data is not yet available for Ragan & Ragan, PC.
Is Ragan & Ragan, PC safe to do business with?
Debt Collection Practices: Negative Actions and Unfair Tactics Ragan & Ragan, PC has 11 CFPB complaints. Risk score: 73/100.
What red flags exist for Ragan & Ragan, PC?
Potential red flags for Ragan & Ragan, PC: Threatened legal action without proper evidence. These are based on analysis of CFPB complaint patterns.
What are Ragan & Ragan, PC's strengths?
Positive indicators for Ragan & Ragan, PC: Responded to consumer inquiries promptly and transparently.
What tips should consumers know about Ragan & Ragan, PC?
Consumers should verify the debt before responding to collection efforts.
Are complaints against Ragan & Ragan, PC increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, indicating a need for better regulation and consumer protection. Ragan & Ragan, PC currently has 11 total complaints.
Has Ragan & Ragan, PC faced regulatory action?
Regulatory history shows ongoing efforts to address unfair debt collection practices.
How does Ragan & Ragan, PC compare to industry peers?
The debt collection industry is under scrutiny for its practices, with a focus on ensuring fair and transparent communication.
What unique insight can be drawn from the complaint data?
The data highlights a significant number of complaints related to negative or legal actions taken by debt collectors, suggesting a need for stricter enforcement of existing regulations.
Recent Complaints Against Ragan & Ragan, Pc
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #17875218 | Debt collection | Communication tactics | 2025-11-16T12:00:00-05:00 | Georgia | |
| #14534967 | Debt collection | Took or threatened to take negative or legal action | 2025-07-08T12:00:00-05:00 | Georgia | |
| #13440717 | Debt collection | Took or threatened to take negative or legal action | 2025-05-09T12:00:00-05:00 | Georgia | |
| #7043012 | Debt collection | Took or threatened to take negative or legal action | 2023-05-29T12:00:00-05:00 | Georgia | |
| #6612417 | Debt collection | Attempts to collect debt not owed | 2023-02-23T12:00:00-05:00 | New Jersey | |
| #6062520 | Debt collection | Communication tactics | 2022-10-07T12:00:00-05:00 | New Jersey | |
| #5715934 | Debt collection | Attempts to collect debt not owed | 2022-06-27T12:00:00-05:00 | Georgia | |
| #5523214 | Debt collection | Communication tactics | 2022-05-01T12:00:00-05:00 | New Jersey | |
| #5386904 | Debt collection | Attempts to collect debt not owed | 2022-03-30T12:00:00-05:00 | New York | |
| #5375292 | Debt collection | Attempts to collect debt not owed | 2022-03-24T12:00:00-05:00 | New York | |
| #5161684 | Debt collection | Took or threatened to take negative or legal action | 2022-01-28T12:00:00-05:00 | Georgia |
Ragan & Ragan, Pc Complaints by State
- Ragan & Ragan, Pc Complaints in Georgia -- 6 complaints
- Ragan & Ragan, Pc Complaints in New Jersey -- 3 complaints
- Ragan & Ragan, Pc Complaints in New York -- 2 complaints
Ragan & Ragan, Pc Complaints by Product
- Ragan & Ragan, Pc Debt collection Complaints -- 11 complaints | All Debt collection Complaints
Ragan & Ragan, Pc Complaints by Issue
- Ragan & Ragan, Pc -- Took or threatened to take negative or legal action -- 4 complaints | All Took or threatened to take negative or legal action Complaints
- Ragan & Ragan, Pc -- Attempts to collect debt not owed -- 4 complaints | All Attempts to collect debt not owed Complaints
- Ragan & Ragan, Pc -- Communication tactics -- 3 complaints | All Communication tactics Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Ragan & Ragan, Pc is generated by ReadTheComplaint using AI analysis of data from the CFPB.