Pronto Finance INC. -- Consumer Complaint Report & Risk Analysis
PRONTO FINANCE INC. - Timely Complaints About Credit Reporting and Loan Issues
Complaint Summary
Pronto Finance INC. has received 10 consumer complaints filed with the CFPB across 3 products. The most common issues reported are improper use of your report, struggling to pay your loan, incorrect information on your report. Complaints span 2 states, with Illinois and Texas leading in complaint volume.
Company Overview
Company: Pronto Finance INC.
Total CFPB Complaints: 10
AI Risk Score: 65/100
Most Recent Complaint: 2022-10-17T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
PRONTO FINANCE INC. has 10 consumer complaints on file with the CFPB. Improper use of your report Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Improper use of credit report -- Severity: medium
Red Flags
- Struggling to pay loan
Green Flags
- Efforts to correct incorrect information
Consumer Tips & Advice
Contact PRONTO FINANCE INC. to resolve issues promptly.
Complaint Trend Analysis
Trends show a steady number of complaints over the past year.
Regulatory History
Regulatory history shows ongoing investigations into credit reporting practices.
Industry Context
PRONTO FINANCE INC. operates in a highly regulated industry with strict guidelines on credit reporting and loan servicing.
Frequently Asked Questions About Pronto Finance INC.
How many CFPB complaints does PRONTO FINANCE INC. have?
PRONTO FINANCE INC. has 10 complaints on file with the CFPB. The most recent complaint was filed on October 17, 2022.
What is PRONTO FINANCE INC.'s complaint response rate?
Response rate data is not yet available for PRONTO FINANCE INC..
Does PRONTO FINANCE INC. respond to complaints on time?
Timely response data is not yet available for PRONTO FINANCE INC..
Is PRONTO FINANCE INC. safe to do business with?
PRONTO FINANCE INC. - Timely Complaints About Credit Reporting and Loan Issues PRONTO FINANCE INC. has 10 CFPB complaints. Risk score: 65/100.
What red flags exist for PRONTO FINANCE INC.?
Potential red flags for PRONTO FINANCE INC.: Struggling to pay loan. These are based on analysis of CFPB complaint patterns.
What are PRONTO FINANCE INC.'s strengths?
Positive indicators for PRONTO FINANCE INC.: Efforts to correct incorrect information.
What tips should consumers know about PRONTO FINANCE INC.?
Contact PRONTO FINANCE INC. to resolve issues promptly.
Are complaints against PRONTO FINANCE INC. increasing or decreasing?
Trends show a steady number of complaints over the past year. PRONTO FINANCE INC. currently has 10 total complaints.
Has PRONTO FINANCE INC. faced regulatory action?
Regulatory history shows ongoing investigations into credit reporting practices.
How does PRONTO FINANCE INC. compare to industry peers?
PRONTO FINANCE INC. operates in a highly regulated industry with strict guidelines on credit reporting and loan servicing.
What unique insights can be drawn from the complaints about PRONTO FINANCE INC.?
The complaints highlight recurring issues with the accuracy of credit reports and difficulties in managing loan payments, suggesting a need for improved communication and error resolution processes.
Recent Complaints Against Pronto Finance INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #18397172 | Vehicle loan or lease | Struggling to pay your loan | 2025-12-31T12:00:00-05:00 | Illinois | |
| #8143801 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-01-10T12:00:00-05:00 | Illinois | |
| #8053763 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2023-12-24T12:00:00-05:00 | Texas | |
| #7724254 | Credit reporting or other personal consumer reports | Improper use of your report | 2023-10-18T12:00:00-05:00 | Illinois | |
| #6708740 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-03-16T12:00:00-05:00 | Illinois | |
| #6153872 | Vehicle loan or lease | Struggling to pay your loan | 2022-11-01T12:00:00-05:00 | Illinois | |
| #6096780 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-10-17T12:00:00-05:00 | Illinois | |
| #5969505 | Vehicle loan or lease | Struggling to pay your loan | 2022-09-10T12:00:00-05:00 | Illinois | |
| #5469703 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-04-19T12:00:00-05:00 | Illinois | |
| #4387093 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2021-05-18T12:00:00-05:00 | Texas |
Pronto Finance INC. Complaints by State
- Pronto Finance INC. Complaints in Illinois -- 8 complaints
- Pronto Finance INC. Complaints in Texas -- 2 complaints
Pronto Finance INC. Complaints by Product
- Pronto Finance INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 4 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Pronto Finance INC. Vehicle loan or lease Complaints -- 3 complaints | All Vehicle loan or lease Complaints
- Pronto Finance INC. Credit reporting or other personal consumer reports Complaints -- 3 complaints | All Credit reporting or other personal consumer reports Complaints
Pronto Finance INC. Complaints by Issue
- Pronto Finance INC. -- Improper use of your report -- 4 complaints | All Improper use of your report Complaints
- Pronto Finance INC. -- Struggling to pay your loan -- 3 complaints | All Struggling to pay your loan Complaints
- Pronto Finance INC. -- Incorrect information on your report -- 3 complaints | All Incorrect information on your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Pronto Finance INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.