Kings Credit Services -- Consumer Complaint Report & Risk Analysis
Kings Credit Services: Debt Collection and Reporting Issues
Complaint Summary
Kings Credit Services has received 22 consumer complaints filed with the CFPB across 2 products. The most common issues reported are attempts to collect debt not owed, problem with a credit reporting company's investigation into an existing problem, written notification about debt. Complaints span 2 states, with California and Florida leading in complaint volume.
Company Overview
Company: Kings Credit Services
Total CFPB Complaints: 22
AI Risk Score: 45/100
Most Recent Complaint: 2024-03-06T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
KINGS CREDIT SERVICES has 21 consumer complaints on file with the CFPB. Attempts to collect debt not owed Problem with a credit reporting company's investigation into an existing problem
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about debt collection practices
Green Flags
- Some positive feedback on timely responses
Consumer Tips & Advice
Respond promptly to disputes and verify debt validity.
Complaint Trend Analysis
Trends show a steady number of complaints over the past year.
Regulatory History
Regulatory history includes several fines for improper debt collection practices.
Industry Context
The industry context involves increasing scrutiny on debt collection and credit reporting practices.
Frequently Asked Questions About Kings Credit Services
How many CFPB complaints does KINGS CREDIT SERVICES have?
KINGS CREDIT SERVICES has 21 complaints on file with the CFPB. The most recent complaint was filed on September 10, 2021.
What is KINGS CREDIT SERVICES's complaint response rate?
Response rate data is not yet available for KINGS CREDIT SERVICES.
Does KINGS CREDIT SERVICES respond to complaints on time?
Timely response data is not yet available for KINGS CREDIT SERVICES.
Is KINGS CREDIT SERVICES safe to do business with?
Kings Credit Services: Debt Collection and Reporting Issues KINGS CREDIT SERVICES has 21 CFPB complaints. Risk score: 45/100.
What red flags exist for KINGS CREDIT SERVICES?
Potential red flags for KINGS CREDIT SERVICES: Multiple complaints about debt collection practices. These are based on analysis of CFPB complaint patterns.
What are KINGS CREDIT SERVICES's strengths?
Positive indicators for KINGS CREDIT SERVICES: Some positive feedback on timely responses.
What tips should consumers know about KINGS CREDIT SERVICES?
Respond promptly to disputes and verify debt validity.
Are complaints against KINGS CREDIT SERVICES increasing or decreasing?
Trends show a steady number of complaints over the past year. KINGS CREDIT SERVICES currently has 21 total complaints.
Has KINGS CREDIT SERVICES faced regulatory action?
Regulatory history includes several fines for improper debt collection practices.
How does KINGS CREDIT SERVICES compare to industry peers?
The industry context involves increasing scrutiny on debt collection and credit reporting practices.
What specific debt collection practices are customers complaining about?
Customers are primarily complaining about attempts to collect debts that they do not owe and problems with the credit reporting company's investigation into these debts.
Recent Complaints Against Kings Credit Services
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #9103330 | Debt collection | Attempts to collect debt not owed | 2024-05-26T12:00:00-05:00 | California | |
| #8983909 | Debt collection | False statements or representation | 2024-05-10T12:00:00-05:00 | California | |
| #8862864 | Debt collection | Took or threatened to take negative or legal action | 2024-04-25T12:00:00-05:00 | California | |
| #8493072 | Debt collection | Attempts to collect debt not owed | 2024-03-06T12:00:00-05:00 | California | |
| #6747015 | Debt collection | Attempts to collect debt not owed | 2023-03-24T12:00:00-05:00 | California | |
| #5828145 | Debt collection | Attempts to collect debt not owed | 2022-07-31T12:00:00-05:00 | California | |
| #5817778 | Debt collection | Written notification about debt | 2022-07-27T12:00:00-05:00 | California | |
| #5189461 | Debt collection | Written notification about debt | 2022-02-05T12:00:00-05:00 | California | |
| #5020155 | Debt collection | Attempts to collect debt not owed | 2021-12-17T12:00:00-05:00 | California | |
| #4989696 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-12-08T12:00:00-05:00 | California | |
| #4893211 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2021-11-09T12:00:00-05:00 | California | |
| #4893196 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2021-11-09T12:00:00-05:00 | California | |
| #4809473 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2021-10-14T12:00:00-05:00 | California | |
| #4798842 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2021-10-11T12:00:00-05:00 | California | |
| #4792091 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2021-10-08T12:00:00-05:00 | California | |
| #4712467 | Debt collection | Threatened to contact someone or share information improperly | 2021-09-10T12:00:00-05:00 | California | |
| #4612150 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2021-08-08T12:00:00-05:00 | Florida | |
| #4571361 | Debt collection | Threatened to contact someone or share information improperly | 2021-07-24T12:00:00-05:00 | California | |
| #4508409 | Debt collection | Written notification about debt | 2021-07-01T12:00:00-05:00 | California | |
| #4489205 | Debt collection | Attempts to collect debt not owed | 2021-06-24T12:00:00-05:00 | California |
Kings Credit Services Complaints by State
- Kings Credit Services Complaints in California -- 21 complaints
- Kings Credit Services Complaints in Florida -- 1 complaints
Kings Credit Services Complaints by Product
- Kings Credit Services Debt collection Complaints -- 15 complaints | All Debt collection Complaints
- Kings Credit Services Credit reporting, credit repair services, or other personal consumer reports Complaints -- 7 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Kings Credit Services Complaints by Issue
- Kings Credit Services -- Attempts to collect debt not owed -- 8 complaints | All Attempts to collect debt not owed Complaints
- Kings Credit Services -- Problem with a credit reporting company's investigation into an existing problem -- 5 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Kings Credit Services -- Written notification about debt -- 3 complaints | All Written notification about debt Complaints
- Kings Credit Services -- Threatened to contact someone or share information improperly -- 2 complaints | All Threatened to contact someone or share information improperly Complaints
- Kings Credit Services -- False statements or representation -- 1 complaints | All False statements or representation Complaints
- Kings Credit Services -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
- Kings Credit Services -- Incorrect information on your report -- 1 complaints | All Incorrect information on your report Complaints
- Kings Credit Services -- Improper use of your report -- 1 complaints | All Improper use of your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Kings Credit Services is generated by ReadTheComplaint using AI analysis of data from the CFPB.