Greensky Operations, LLC -- Consumer Complaint Report & Risk Analysis
GreenSky Operations, LLC: Timely Complaints and Debt Collection Issues
Complaint Summary
Greensky Operations, LLC has received 37 consumer complaints filed with the CFPB across 4 products. The most common issues reported are incorrect information on your report, attempts to collect debt not owed, problem when making payments. Complaints span 21 states, with Florida and California leading in complaint volume.
Company Overview
Company: Greensky Operations, LLC
Total CFPB Complaints: 37
AI Risk Score: 73/100
Most Recent Complaint: 2026-04-19T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
GREENSKY OPERATIONS, LLC has 37 consumer complaints on file with the CFPB. Incorrect information reported to credit bureaus Unfair debt collection practices
Response Quality Assessment
fair
Top Consumer Issues
Incorrect information on credit reports -- Severity: medium
Red Flags
- Multiple complaints about debt collection practices
Green Flags
- Some consumers report timely responses from the company
Consumer Tips & Advice
Be cautious about the accuracy of information reported to credit bureaus.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices.
Regulatory History
Regulatory history shows GreenSky Operations, LLC has faced some enforcement actions for credit reporting issues.
Industry Context
The payday loan and title loan industry is facing scrutiny for potential unfair practices.
Frequently Asked Questions About Greensky Operations, LLC
How many CFPB complaints does GREENSKY OPERATIONS, LLC have?
GREENSKY OPERATIONS, LLC has 37 complaints on file with the CFPB. The most recent complaint was filed on April 19, 2026.
What is GREENSKY OPERATIONS, LLC's complaint response rate?
Response rate data is not yet available for GREENSKY OPERATIONS, LLC.
Does GREENSKY OPERATIONS, LLC respond to complaints on time?
Timely response data is not yet available for GREENSKY OPERATIONS, LLC.
Is GREENSKY OPERATIONS, LLC safe to do business with?
GreenSky Operations, LLC: Timely Complaints and Debt Collection Issues GREENSKY OPERATIONS, LLC has 37 CFPB complaints. Risk score: 73/100.
What red flags exist for GREENSKY OPERATIONS, LLC?
Potential red flags for GREENSKY OPERATIONS, LLC: Multiple complaints about debt collection practices. These are based on analysis of CFPB complaint patterns.
What are GREENSKY OPERATIONS, LLC's strengths?
Positive indicators for GREENSKY OPERATIONS, LLC: Some consumers report timely responses from the company.
What tips should consumers know about GREENSKY OPERATIONS, LLC?
Be cautious about the accuracy of information reported to credit bureaus.
Are complaints against GREENSKY OPERATIONS, LLC increasing or decreasing?
There is a trend of increasing complaints about debt collection practices. GREENSKY OPERATIONS, LLC currently has 37 total complaints.
Has GREENSKY OPERATIONS, LLC faced regulatory action?
Regulatory history shows GreenSky Operations, LLC has faced some enforcement actions for credit reporting issues.
How does GREENSKY OPERATIONS, LLC compare to industry peers?
The payday loan and title loan industry is facing scrutiny for potential unfair practices.
What is the most common issue reported by consumers?
The most common issue is incorrect information on credit reports.
Recent Complaints Against Greensky Operations, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21387497 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-04-19T12:00:00-05:00 | Virginia | |
| #21245900 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2026-04-14T12:00:00-05:00 | Minnesota | |
| #20080072 | Credit card | Fees or interest | 2026-03-08T12:00:00-05:00 | Georgia | |
| #18583414 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2026-01-08T12:00:00-05:00 | Utah | |
| #17930200 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | 2025-11-25T12:00:00-05:00 | North Carolina | |
| #18862886 | Debt collection | Attempts to collect debt not owed | 2025-11-24T12:00:00-05:00 | New York | |
| #17344913 | Debt collection | Attempts to collect debt not owed | 2025-11-18T12:00:00-05:00 | Tennessee | |
| #17873758 | Debt collection | Attempts to collect debt not owed | 2025-11-13T12:00:00-05:00 | Massachusetts | |
| #17238250 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2025-11-13T12:00:00-05:00 | New Jersey | |
| #17986167 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | 2025-11-04T12:00:00-05:00 | Colorado | |
| #16119008 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-09-21T12:00:00-05:00 | Minnesota | |
| #15985298 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | 2025-09-16T12:00:00-05:00 | New Jersey | |
| #15914729 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-09-12T12:00:00-05:00 | Oklahoma | |
| #15509715 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | 2025-08-24T12:00:00-05:00 | Florida | |
| #15180308 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | 2025-08-08T12:00:00-05:00 | South Carolina | |
| #14501203 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2025-07-05T12:00:00-05:00 | North Carolina | |
| #14205192 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | 2025-06-20T12:00:00-05:00 | Illinois | |
| #13351521 | Credit card | Fees or interest | 2025-05-05T12:00:00-05:00 | Illinois | |
| #12411524 | Debt collection | False statements or representation | 2025-03-10T12:00:00-05:00 | Florida | |
| #12076163 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-02-13T12:00:00-05:00 | Missouri |
Greensky Operations, LLC Complaints by State
- Greensky Operations, LLC Complaints in Florida -- 6 complaints
- Greensky Operations, LLC Complaints in California -- 5 complaints
- Greensky Operations, LLC Complaints in New Jersey -- 3 complaints
- Greensky Operations, LLC Complaints in Illinois -- 3 complaints
- Greensky Operations, LLC Complaints in Minnesota -- 2 complaints
- Greensky Operations, LLC Complaints in North Carolina -- 2 complaints
- Greensky Operations, LLC Complaints in New York -- 2 complaints
- Greensky Operations, LLC Complaints in Virginia -- 1 complaints
- Greensky Operations, LLC Complaints in Georgia -- 1 complaints
- Greensky Operations, LLC Complaints in Utah -- 1 complaints
- Greensky Operations, LLC Complaints in Tennessee -- 1 complaints
- Greensky Operations, LLC Complaints in Massachusetts -- 1 complaints
- Greensky Operations, LLC Complaints in Colorado -- 1 complaints
- Greensky Operations, LLC Complaints in Oklahoma -- 1 complaints
- Greensky Operations, LLC Complaints in South Carolina -- 1 complaints
Greensky Operations, LLC Complaints by Product
- Greensky Operations, LLC Payday loan, title loan, personal loan, or advance loan Complaints -- 14 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Greensky Operations, LLC Credit reporting or other personal consumer reports Complaints -- 13 complaints | All Credit reporting or other personal consumer reports Complaints
- Greensky Operations, LLC Debt collection Complaints -- 7 complaints | All Debt collection Complaints
- Greensky Operations, LLC Credit card Complaints -- 3 complaints | All Credit card Complaints
Greensky Operations, LLC Complaints by Issue
- Greensky Operations, LLC -- Incorrect information on your report -- 8 complaints | All Incorrect information on your report Complaints
- Greensky Operations, LLC -- Attempts to collect debt not owed -- 5 complaints | All Attempts to collect debt not owed Complaints
- Greensky Operations, LLC -- Problem when making payments -- 3 complaints | All Problem when making payments Complaints
- Greensky Operations, LLC -- Problem with a company's investigation into an existing problem -- 3 complaints | All Problem with a company's investigation into an existing problem Complaints
- Greensky Operations, LLC -- Getting the loan -- 3 complaints | All Getting the loan Complaints
- Greensky Operations, LLC -- Problem with additional add-on products or services -- 3 complaints | All Problem with additional add-on products or services Complaints
- Greensky Operations, LLC -- Improper use of your report -- 3 complaints | All Improper use of your report Complaints
- Greensky Operations, LLC -- Charged fees or interest you didn't expect -- 2 complaints | All Charged fees or interest you didn't expect Complaints
- Greensky Operations, LLC -- Fees or interest -- 2 complaints | All Fees or interest Complaints
- Greensky Operations, LLC -- Struggling to pay your loan -- 1 complaints | All Struggling to pay your loan Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Greensky Operations, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.