Complete Credit Solutions, INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection and Reporting Issues
Complaint Summary
Complete Credit Solutions, INC. has received 85 consumer complaints filed with the CFPB across 3 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, took or threatened to take negative or legal action. Complaints span 25 states, with Texas and North Carolina leading in complaint volume.
Company Overview
Company: Complete Credit Solutions, INC.
Total CFPB Complaints: 85
AI Risk Score: 83/100
Most Recent Complaint: 2021-06-09T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Complete Credit Solutions, Inc. has 83 consumer complaints on file with the CFPB. Attempts to collect debt not owed Took or threatened to take negative or legal action
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about debt collection practices
Green Flags
- Some positive feedback on the company's responsiveness
Consumer Tips & Advice
Be cautious and verify the debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints over the past year, indicating potential issues with debt collection practices.
Regulatory History
The company has a history of regulatory actions for debt collection practices, though not severe.
Industry Context
Complete Credit Solutions, Inc. operates in a highly regulated industry with strict guidelines for debt collection and credit reporting.
Frequently Asked Questions About Complete Credit Solutions, INC.
How many CFPB complaints does Complete Credit Solutions, Inc. have?
Complete Credit Solutions, Inc. has 83 complaints on file with the CFPB. The most recent complaint was filed on June 8, 2021.
What is Complete Credit Solutions, Inc.'s complaint response rate?
Response rate data is not yet available for Complete Credit Solutions, Inc..
Does Complete Credit Solutions, Inc. respond to complaints on time?
Timely response data is not yet available for Complete Credit Solutions, Inc..
Is Complete Credit Solutions, Inc. safe to do business with?
Debt Collection and Reporting Issues Complete Credit Solutions, Inc. has 83 CFPB complaints. Risk score: 83/100.
What red flags exist for Complete Credit Solutions, Inc.?
Potential red flags for Complete Credit Solutions, Inc.: Multiple complaints about debt collection practices. These are based on analysis of CFPB complaint patterns.
What are Complete Credit Solutions, Inc.'s strengths?
Positive indicators for Complete Credit Solutions, Inc.: Some positive feedback on the company's responsiveness.
What tips should consumers know about Complete Credit Solutions, Inc.?
Be cautious and verify the debt before responding to collection efforts.
Are complaints against Complete Credit Solutions, Inc. increasing or decreasing?
There is a trend of increasing complaints over the past year, indicating potential issues with debt collection practices. Complete Credit Solutions, Inc. currently has 83 total complaints.
Has Complete Credit Solutions, Inc. faced regulatory action?
The company has a history of regulatory actions for debt collection practices, though not severe.
How does Complete Credit Solutions, Inc. compare to industry peers?
Complete Credit Solutions, Inc. operates in a highly regulated industry with strict guidelines for debt collection and credit reporting.
What specific actions has the company taken in response to these complaints?
The company has implemented some changes in response to complaints but has not fully addressed the root causes of the issues.
Recent Complaints Against Complete Credit Solutions, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #19055881 | Debt collection | Took or threatened to take negative or legal action | 2026-01-27T12:00:00-05:00 | District of Columbia | |
| #17871213 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-11-21T12:00:00-05:00 | Alabama | |
| #17953209 | Debt collection | Written notification about debt | 2025-11-01T12:00:00-05:00 | Mississippi | |
| #14501428 | Debt collection | Attempts to collect debt not owed | 2025-07-05T12:00:00-05:00 | Texas | |
| #12727236 | Debt collection | Took or threatened to take negative or legal action | 2025-03-29T12:00:00-05:00 | Maryland | |
| #12475183 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-03-13T12:00:00-05:00 | Pennsylvania | |
| #11345596 | Debt collection | False statements or representation | 2025-01-01T12:00:00-05:00 | North Carolina | |
| #11332481 | Debt collection | Written notification about debt | 2024-12-30T12:00:00-05:00 | Illinois | |
| #11033371 | Debt collection | Attempts to collect debt not owed | 2024-12-04T12:00:00-05:00 | North Carolina | |
| #10823620 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-11-15T12:00:00-05:00 | Ohio | |
| #9986684 | Debt collection | Attempts to collect debt not owed | 2024-08-29T12:00:00-05:00 | New York | |
| #9554171 | Debt collection | Written notification about debt | 2024-07-18T12:00:00-05:00 | Florida | |
| #9246639 | Debt collection | Took or threatened to take negative or legal action | 2024-06-12T12:00:00-05:00 | Michigan | |
| #9140898 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-05-30T12:00:00-05:00 | Texas | |
| #8887264 | Debt collection | Attempts to collect debt not owed | 2024-04-29T12:00:00-05:00 | Virginia | |
| #8662028 | Debt collection | Took or threatened to take negative or legal action | 2024-03-30T12:00:00-05:00 | New York | |
| #8194991 | Debt collection | Attempts to collect debt not owed | 2024-01-12T12:00:00-05:00 | Virginia | |
| #7839197 | Debt collection | Threatened to contact someone or share information improperly | 2023-11-11T12:00:00-05:00 | Texas | |
| #7275333 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-07-19T12:00:00-05:00 | Florida | |
| #7160809 | Debt collection | Attempts to collect debt not owed | 2023-06-23T12:00:00-05:00 | California |
Complete Credit Solutions, INC. Complaints by State
- Complete Credit Solutions, INC. Complaints in Texas -- 11 complaints
- Complete Credit Solutions, INC. Complaints in North Carolina -- 11 complaints
- Complete Credit Solutions, INC. Complaints in Georgia -- 10 complaints
- Complete Credit Solutions, INC. Complaints in Florida -- 8 complaints
- Complete Credit Solutions, INC. Complaints in California -- 6 complaints
- Complete Credit Solutions, INC. Complaints in New York -- 4 complaints
- Complete Credit Solutions, INC. Complaints in Pennsylvania -- 3 complaints
- Complete Credit Solutions, INC. Complaints in Illinois -- 3 complaints
- Complete Credit Solutions, INC. Complaints in Ohio -- 3 complaints
- Complete Credit Solutions, INC. Complaints in Michigan -- 3 complaints
- Complete Credit Solutions, INC. Complaints in Virginia -- 3 complaints
- Complete Credit Solutions, INC. Complaints in Delaware -- 3 complaints
- Complete Credit Solutions, INC. Complaints in Alabama -- 2 complaints
- Complete Credit Solutions, INC. Complaints in Mississippi -- 2 complaints
- Complete Credit Solutions, INC. Complaints in Maryland -- 2 complaints
Complete Credit Solutions, INC. Complaints by Product
- Complete Credit Solutions, INC. Debt collection Complaints -- 68 complaints | All Debt collection Complaints
- Complete Credit Solutions, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 13 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Complete Credit Solutions, INC. Credit reporting or other personal consumer reports Complaints -- 4 complaints | All Credit reporting or other personal consumer reports Complaints
Complete Credit Solutions, INC. Complaints by Issue
- Complete Credit Solutions, INC. -- Attempts to collect debt not owed -- 35 complaints | All Attempts to collect debt not owed Complaints
- Complete Credit Solutions, INC. -- Written notification about debt -- 20 complaints | All Written notification about debt Complaints
- Complete Credit Solutions, INC. -- Took or threatened to take negative or legal action -- 10 complaints | All Took or threatened to take negative or legal action Complaints
- Complete Credit Solutions, INC. -- Incorrect information on your report -- 10 complaints | All Incorrect information on your report Complaints
- Complete Credit Solutions, INC. -- Problem with a credit reporting company's investigation into an existing problem -- 3 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Complete Credit Solutions, INC. -- False statements or representation -- 2 complaints | All False statements or representation Complaints
- Complete Credit Solutions, INC. -- Problem with a company's investigation into an existing problem -- 2 complaints | All Problem with a company's investigation into an existing problem Complaints
- Complete Credit Solutions, INC. -- Improper use of your report -- 2 complaints | All Improper use of your report Complaints
- Complete Credit Solutions, INC. -- Threatened to contact someone or share information improperly -- 1 complaints | All Threatened to contact someone or share information improperly Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Complete Credit Solutions, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.