Debt collection -- Written notification about debt -- Complaint #11332481
Complaint Overview
Complaint ID: 11332481
Company: Complete Credit Solutions, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Illinois
ZIP Code: 60610
Date Received: 2024-12-30T12:00:00-05:00
Date Sent to Company: 2024-12-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Complete credit solution is violating my rights as a consumer, they have not provided me any ORIGINAL documentation under Section 609 ( a ) ( 1 ) ( A ) & Section 611 ( a ) ( 1 ) ( A ) ( a consumer contract with my signature on it ) and under Section 611 ( 5 ) ( A ) of the FCRA. I am entitled to request and receive complete and accurate documentation to verify the accuracy and legality of this account.As defined by the IRS, even if you didn't receive a form 1099-C, you must report canceled debt. This company is in clear violation of 15 USC 1681s-2 ( a ) ( 1 ) ( A ) with furnishing inaccurate information.
Frequently Asked Questions
What is Complaint #11332481 about?
Complaint #11332481 was filed against Complete Credit Solutions, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-12-30T12:00:00-05:00.
How did Complete Credit Solutions, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Complete Credit Solutions, INC.?
Yes, visit the Complete Credit Solutions, INC. company profile at readthecomplaint.com/company/complete-credit-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.