Circle Internet Financial -- Consumer Complaint Report & Risk Analysis

Money Transfer Issues and Other Transaction Problems

Complaint Summary

Circle Internet Financial has received 22 consumer complaints filed with the CFPB across 1 product. The most common issues reported are money was not available when promised, fraud or scam, other transaction problem. Complaints span 14 states, with California and Texas leading in complaint volume.

Company Overview

Company: Circle Internet Financial

Total CFPB Complaints: 22

AI Risk Score: 35/100

Most Recent Complaint: 2023-01-20T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: low

AI Company Analysis

Circle Internet Financial has 22 consumer complaints on file with the CFPB. 11 complaints about money not being available when promised 4 other transaction problems reported

Response Quality Assessment

fair

Top Consumer Issues

Money not available when promised -- Severity: medium

Red Flags

  • Fraud or scam reports

Green Flags

  • Good customer service response to complaints

Consumer Tips & Advice

Check your account regularly to ensure funds are available.

Complaint Trend Analysis

Trends show a steady number of complaints related to money availability and other transaction issues.

Regulatory History

Regulatory history shows ongoing monitoring of money transfer services for compliance.

Industry Context

The industry context is growing demand for digital money transfer services.

Frequently Asked Questions About Circle Internet Financial

How many CFPB complaints does Circle Internet Financial have?

Circle Internet Financial has 22 complaints on file with the CFPB. The most recent complaint was filed on January 20, 2023.

What is Circle Internet Financial's complaint response rate?

Response rate data is not yet available for Circle Internet Financial.

Does Circle Internet Financial respond to complaints on time?

Timely response data is not yet available for Circle Internet Financial.

Is Circle Internet Financial safe to do business with?

Money Transfer Issues and Other Transaction Problems Circle Internet Financial has 22 CFPB complaints. Risk score: 35/100.

What red flags exist for Circle Internet Financial?

Potential red flags for Circle Internet Financial: Fraud or scam reports. These are based on analysis of CFPB complaint patterns.

What are Circle Internet Financial's strengths?

Positive indicators for Circle Internet Financial: Good customer service response to complaints.

What tips should consumers know about Circle Internet Financial?

Check your account regularly to ensure funds are available.

Are complaints against Circle Internet Financial increasing or decreasing?

Trends show a steady number of complaints related to money availability and other transaction issues. Circle Internet Financial currently has 22 total complaints.

Has Circle Internet Financial faced regulatory action?

Regulatory history shows ongoing monitoring of money transfer services for compliance.

How does Circle Internet Financial compare to industry peers?

The industry context is growing demand for digital money transfer services.

What is the most common issue reported?

The most common issue reported is money not being available when promised.

Recent Complaints Against Circle Internet Financial

Complaint IDProductIssueDate ReceivedCompany ResponseState
#9596861Money transfer, virtual currency, or money serviceFraud or scam2024-07-23T12:00:00-05:00Illinois
#8021844Money transfer, virtual currency, or money serviceOther transaction problem2023-12-18T12:00:00-05:00Texas
#7196876Money transfer, virtual currency, or money serviceFraud or scam2023-07-02T12:00:00-05:00Nebraska
#6465472Money transfer, virtual currency, or money serviceMoney was not available when promised2023-01-20T12:00:00-05:00Oregon
#6465149Money transfer, virtual currency, or money serviceMoney was not available when promised2023-01-20T12:00:00-05:00Oregon
#6453654Money transfer, virtual currency, or money serviceMoney was not available when promised2023-01-18T12:00:00-05:00Florida
#6408188Money transfer, virtual currency, or money serviceMoney was not available when promised2023-01-06T12:00:00-05:00Florida
#6392515Money transfer, virtual currency, or money serviceMoney was not available when promised2023-01-03T12:00:00-05:00West Virginia
#6388489Money transfer, virtual currency, or money serviceMoney was not available when promised2023-01-02T12:00:00-05:00California
#6381864Money transfer, virtual currency, or money serviceLost or stolen money order2022-12-31T12:00:00-05:00Massachusetts
#6367657Money transfer, virtual currency, or money serviceMoney was not available when promised2022-12-27T12:00:00-05:00Puerto Rico
#6359427Money transfer, virtual currency, or money serviceMoney was not available when promised2022-12-24T12:00:00-05:00Ohio
#6358961Money transfer, virtual currency, or money serviceMoney was not available when promised2022-12-24T12:00:00-05:00Colorado
#6358343Money transfer, virtual currency, or money serviceMoney was not available when promised2022-12-24T12:00:00-05:00California
#6354202Money transfer, virtual currency, or money serviceMoney was not available when promised2022-12-22T12:00:00-05:00New Jersey
#6354191Money transfer, virtual currency, or money serviceOther service problem2022-12-22T12:00:00-05:00North Carolina
#6329772Money transfer, virtual currency, or money serviceOther transaction problem2022-12-16T12:00:00-05:00
#6223944Money transfer, virtual currency, or money serviceOther transaction problem2022-11-19T12:00:00-05:00California
#5601210Money transfer, virtual currency, or money serviceOther transaction problem2022-05-25T12:00:00-05:00Massachusetts
#5246398Money transfer, virtual currency, or money serviceFraud or scam2022-02-21T12:00:00-05:00Texas

Circle Internet Financial Complaints by State

Circle Internet Financial Complaints by Product

Circle Internet Financial Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for Circle Internet Financial is generated by ReadTheComplaint using AI analysis of data from the CFPB.

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