Carvant Financial LLC -- Consumer Complaint Report & Risk Analysis
Issues with Credit Reporting and Repair Services
Complaint Summary
Carvant Financial LLC has received 22 consumer complaints filed with the CFPB across 4 products. The most common issues reported are incorrect information on your report, improper use of your report, problem with a credit reporting company's investigation into an existing problem. Complaints span 9 states, with New York and Pennsylvania leading in complaint volume.
Company Overview
Company: Carvant Financial LLC
Total CFPB Complaints: 22
AI Risk Score: 45/100
Most Recent Complaint: 2021-09-16T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
CARVANT FINANCIAL LLC has 22 consumer complaints on file with the CFPB. Incorrect information on credit reports Improper use of credit reports
Response Quality Assessment
fair
Top Consumer Issues
Incorrect information on credit reports -- Severity: medium
Red Flags
- Multiple complaints about improper use of credit reports
Green Flags
- Some consumers received timely responses
Consumer Tips & Advice
Consumers should verify the accuracy of their credit reports regularly.
Complaint Trend Analysis
There is a trend of increasing complaints about credit reporting companies.
Regulatory History
Regulatory actions have been taken against companies for improper handling of consumer reports.
Industry Context
The credit reporting industry is regulated to ensure accuracy and fairness in consumer reports.
Frequently Asked Questions About Carvant Financial LLC
How many CFPB complaints does CARVANT FINANCIAL LLC have?
CARVANT FINANCIAL LLC has 22 complaints on file with the CFPB. The most recent complaint was filed on September 16, 2021.
What is CARVANT FINANCIAL LLC's complaint response rate?
Response rate data is not yet available for CARVANT FINANCIAL LLC.
Does CARVANT FINANCIAL LLC respond to complaints on time?
Timely response data is not yet available for CARVANT FINANCIAL LLC.
Is CARVANT FINANCIAL LLC safe to do business with?
Issues with Credit Reporting and Repair Services CARVANT FINANCIAL LLC has 22 CFPB complaints. Risk score: 45/100.
What red flags exist for CARVANT FINANCIAL LLC?
Potential red flags for CARVANT FINANCIAL LLC: Multiple complaints about improper use of credit reports. These are based on analysis of CFPB complaint patterns.
What are CARVANT FINANCIAL LLC's strengths?
Positive indicators for CARVANT FINANCIAL LLC: Some consumers received timely responses.
What tips should consumers know about CARVANT FINANCIAL LLC?
Consumers should verify the accuracy of their credit reports regularly.
Are complaints against CARVANT FINANCIAL LLC increasing or decreasing?
There is a trend of increasing complaints about credit reporting companies. CARVANT FINANCIAL LLC currently has 22 total complaints.
Has CARVANT FINANCIAL LLC faced regulatory action?
Regulatory actions have been taken against companies for improper handling of consumer reports.
How does CARVANT FINANCIAL LLC compare to industry peers?
The credit reporting industry is regulated to ensure accuracy and fairness in consumer reports.
What is the most common issue reported by consumers regarding CARVANT FINANCIAL LLC?
The most common issue is incorrect information on credit reports.
Recent Complaints Against Carvant Financial LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #20185592 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-11T12:00:00-05:00 | Virgin Islands | |
| #18222325 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2025-12-20T12:00:00-05:00 | Florida | |
| #19033918 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-12-04T12:00:00-05:00 | New York | |
| #17314257 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-11-17T12:00:00-05:00 | New Jersey | |
| #12734019 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-03-30T12:00:00-05:00 | North Carolina | |
| #11076888 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-12-08T12:00:00-05:00 | New York | |
| #9067819 | Debt collection | Written notification about debt | 2024-05-21T12:00:00-05:00 | Connecticut | |
| #8574954 | Debt collection | False statements or representation | 2024-03-18T12:00:00-05:00 | New York | |
| #6895127 | Vehicle loan or lease | Improper use of your report | 2023-04-26T12:00:00-05:00 | New York | |
| #6810370 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-04-07T12:00:00-05:00 | New York | |
| #6525928 | Vehicle loan or lease | Struggling to pay your loan | 2023-02-04T12:00:00-05:00 | New Jersey | |
| #5833010 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-08-01T12:00:00-05:00 | Pennsylvania | |
| #5582517 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-05-19T12:00:00-05:00 | District of Columbia | |
| #5327969 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-03-15T12:00:00-05:00 | Pennsylvania | |
| #4994590 | Vehicle loan or lease | Incorrect information on your report | 2021-12-09T12:00:00-05:00 | Connecticut | |
| #4974122 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-12-04T12:00:00-05:00 | Pennsylvania | |
| #4957122 | Vehicle loan or lease | Problem with a credit reporting company's investigation into an existing problem | 2021-11-29T12:00:00-05:00 | Connecticut | |
| #4903034 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2021-11-11T12:00:00-05:00 | Georgia | |
| #4899433 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2021-11-10T12:00:00-05:00 | New York | |
| #4726216 | Debt collection | Attempts to collect debt not owed | 2021-09-16T12:00:00-05:00 | New York |
Carvant Financial LLC Complaints by State
- Carvant Financial LLC Complaints in New York -- 8 complaints
- Carvant Financial LLC Complaints in Pennsylvania -- 4 complaints
- Carvant Financial LLC Complaints in Connecticut -- 3 complaints
- Carvant Financial LLC Complaints in New Jersey -- 2 complaints
- Carvant Financial LLC Complaints in Virgin Islands -- 1 complaints
- Carvant Financial LLC Complaints in Florida -- 1 complaints
- Carvant Financial LLC Complaints in North Carolina -- 1 complaints
- Carvant Financial LLC Complaints in District of Columbia -- 1 complaints
- Carvant Financial LLC Complaints in Georgia -- 1 complaints
Carvant Financial LLC Complaints by Product
- Carvant Financial LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 9 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Carvant Financial LLC Credit reporting or other personal consumer reports Complaints -- 6 complaints | All Credit reporting or other personal consumer reports Complaints
- Carvant Financial LLC Vehicle loan or lease Complaints -- 4 complaints | All Vehicle loan or lease Complaints
- Carvant Financial LLC Debt collection Complaints -- 3 complaints | All Debt collection Complaints
Carvant Financial LLC Complaints by Issue
- Carvant Financial LLC -- Incorrect information on your report -- 7 complaints | All Incorrect information on your report Complaints
- Carvant Financial LLC -- Improper use of your report -- 6 complaints | All Improper use of your report Complaints
- Carvant Financial LLC -- Problem with a credit reporting company's investigation into an existing problem -- 4 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Carvant Financial LLC -- Problem with a company's investigation into an existing problem -- 1 complaints | All Problem with a company's investigation into an existing problem Complaints
- Carvant Financial LLC -- Written notification about debt -- 1 complaints | All Written notification about debt Complaints
- Carvant Financial LLC -- False statements or representation -- 1 complaints | All False statements or representation Complaints
- Carvant Financial LLC -- Struggling to pay your loan -- 1 complaints | All Struggling to pay your loan Complaints
- Carvant Financial LLC -- Attempts to collect debt not owed -- 1 complaints | All Attempts to collect debt not owed Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Carvant Financial LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.