Debt collection -- Attempts to collect debt not owed -- Complaint #4726216

Complaint Overview

Complaint ID: 4726216

Company: Carvant Financial LLC

Product: Debt collection

Sub-Product: Auto debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: New York

ZIP Code: 11413

Date Received: 2021-09-16T12:00:00-05:00

Date Sent to Company: 2021-09-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I asked ask Carvant financial to validate the debt which they were not able to in XX/XX/2021. I asked them to send over the contract in XX/XX/2021 which has so many violations. I sent in my affidavit XX/XX/2021 and still have not received a response.

Frequently Asked Questions

What is Complaint #4726216 about?

Complaint #4726216 was filed against Carvant Financial LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-09-16T12:00:00-05:00.

How did Carvant Financial LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Carvant Financial LLC?

Yes, visit the Carvant Financial LLC company profile at readthecomplaint.com/company/carvant-financial-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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