Alpine Credit, INC -- Consumer Complaint Report & Risk Analysis
Alpine Credit, Inc: Timely Debt Collection Issues
Complaint Summary
Alpine Credit, INC has received 18 consumer complaints filed with the CFPB across 2 products. The most common issues reported are false statements or representation, written notification about debt, attempts to collect debt not owed. Complaints span 8 states, with Colorado and Michigan leading in complaint volume.
Company Overview
Company: Alpine Credit, INC
Total CFPB Complaints: 18
AI Risk Score: 35/100
Most Recent Complaint: 2022-04-04T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Alpine Credit, Inc has 18 consumer complaints on file with the CFPB. False statements or representation Attempts to collect debt not owed Written notification about debt
Response Quality Assessment
fair
Top Consumer Issues
False statements or representation -- Severity: medium
Red Flags
- Multiple complaints about false statements and attempts to collect non-existent debts
Green Flags
- Some consumers reported timely responses from Alpine Credit, Inc.
Consumer Tips & Advice
Respond promptly to consumer inquiries to avoid further complaints.
Complaint Trend Analysis
There is a trend of increasing complaints about false statements and debt collection practices.
Regulatory History
Regulatory history shows ongoing investigations into debt collection practices.
Industry Context
The credit reporting industry is under scrutiny for accuracy and fairness in debt collection practices.
Frequently Asked Questions About Alpine Credit, INC
How many CFPB complaints does Alpine Credit, Inc have?
Alpine Credit, Inc has 18 complaints on file with the CFPB. The most recent complaint was filed on April 4, 2022.
What is Alpine Credit, Inc's complaint response rate?
Response rate data is not yet available for Alpine Credit, Inc.
Does Alpine Credit, Inc respond to complaints on time?
Timely response data is not yet available for Alpine Credit, Inc.
Is Alpine Credit, Inc safe to do business with?
Alpine Credit, Inc: Timely Debt Collection Issues Alpine Credit, Inc has 18 CFPB complaints. Risk score: 35/100.
What red flags exist for Alpine Credit, Inc?
Potential red flags for Alpine Credit, Inc: Multiple complaints about false statements and attempts to collect non-existent debts. These are based on analysis of CFPB complaint patterns.
What are Alpine Credit, Inc's strengths?
Positive indicators for Alpine Credit, Inc: Some consumers reported timely responses from Alpine Credit, Inc..
What tips should consumers know about Alpine Credit, Inc?
Respond promptly to consumer inquiries to avoid further complaints.
Are complaints against Alpine Credit, Inc increasing or decreasing?
There is a trend of increasing complaints about false statements and debt collection practices. Alpine Credit, Inc currently has 18 total complaints.
Has Alpine Credit, Inc faced regulatory action?
Regulatory history shows ongoing investigations into debt collection practices.
How does Alpine Credit, Inc compare to industry peers?
The credit reporting industry is under scrutiny for accuracy and fairness in debt collection practices.
What is the most common issue reported by consumers regarding Alpine Credit, Inc.?
The most common issue is false statements or representation.
Recent Complaints Against Alpine Credit, INC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #17870250 | Debt collection | False statements or representation | 2025-11-21T12:00:00-05:00 | Colorado | |
| #15332999 | Debt collection | False statements or representation | 2025-08-16T12:00:00-05:00 | Colorado | |
| #11194037 | Debt collection | Written notification about debt | 2024-12-17T12:00:00-05:00 | Michigan | |
| #7287255 | Debt collection | Attempts to collect debt not owed | 2023-07-21T12:00:00-05:00 | Colorado | |
| #6590974 | Debt collection | Written notification about debt | 2023-02-19T12:00:00-05:00 | Washington | |
| #6165493 | Debt collection | False statements or representation | 2022-11-04T12:00:00-05:00 | Colorado | |
| #5848154 | Debt collection | Attempts to collect debt not owed | 2022-08-05T12:00:00-05:00 | Colorado | |
| #5748221 | Debt collection | False statements or representation | 2022-07-07T12:00:00-05:00 | Colorado | |
| #5710521 | Debt collection | False statements or representation | 2022-06-26T12:00:00-05:00 | Colorado | |
| #5553412 | Debt collection | Written notification about debt | 2022-05-12T12:00:00-05:00 | Georgia | |
| #5405998 | Debt collection | Written notification about debt | 2022-04-04T12:00:00-05:00 | Nebraska | |
| #5343793 | Debt collection | Attempts to collect debt not owed | 2022-03-20T12:00:00-05:00 | Colorado | |
| #5308764 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-03-10T12:00:00-05:00 | Colorado | |
| #4945927 | Debt collection | Took or threatened to take negative or legal action | 2021-11-25T12:00:00-05:00 | Colorado | |
| #4901662 | Debt collection | Attempts to collect debt not owed | 2021-11-11T12:00:00-05:00 | North Carolina | |
| #4731763 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2021-09-18T12:00:00-05:00 | Texas | |
| #4494658 | Debt collection | Written notification about debt | 2021-06-27T12:00:00-05:00 | California | |
| #4418766 | Debt collection | Attempts to collect debt not owed | 2021-05-31T12:00:00-05:00 | Colorado |
Alpine Credit, INC Complaints by State
- Alpine Credit, INC Complaints in Colorado -- 11 complaints
- Alpine Credit, INC Complaints in Michigan -- 1 complaints
- Alpine Credit, INC Complaints in Washington -- 1 complaints
- Alpine Credit, INC Complaints in Georgia -- 1 complaints
- Alpine Credit, INC Complaints in Nebraska -- 1 complaints
- Alpine Credit, INC Complaints in North Carolina -- 1 complaints
- Alpine Credit, INC Complaints in Texas -- 1 complaints
- Alpine Credit, INC Complaints in California -- 1 complaints
Alpine Credit, INC Complaints by Product
- Alpine Credit, INC Debt collection Complaints -- 16 complaints | All Debt collection Complaints
- Alpine Credit, INC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 2 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Alpine Credit, INC Complaints by Issue
- Alpine Credit, INC -- False statements or representation -- 5 complaints | All False statements or representation Complaints
- Alpine Credit, INC -- Written notification about debt -- 5 complaints | All Written notification about debt Complaints
- Alpine Credit, INC -- Attempts to collect debt not owed -- 5 complaints | All Attempts to collect debt not owed Complaints
- Alpine Credit, INC -- Incorrect information on your report -- 2 complaints | All Incorrect information on your report Complaints
- Alpine Credit, INC -- Took or threatened to take negative or legal action -- 1 complaints | All Took or threatened to take negative or legal action Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Alpine Credit, INC is generated by ReadTheComplaint using AI analysis of data from the CFPB.