Debt collection -- Attempts to collect debt not owed -- Complaint #7287255

Complaint Overview

Complaint ID: 7287255

Company: Alpine Credit, INC

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Colorado

ZIP Code: 80526

Date Received: 2023-07-21T12:00:00-05:00

Date Sent to Company: 2023-07-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My father died in XXXX. Just before he died, he was given a final radiology scan to view his XXXX ( I think, I have NO evidence of this ). The " XXXX XXXX XXXX '' sent a bill after my dad 's insurance 's window for payment. Insurance needed 30 days. Dad died XX/XX/XXXX. The first bill was sent to me XX/XX/XXXX, but was not sent to his insurance. The bill was sent to the wrong address, and didn't get to me for several weeks. I worked with my dad 's insurance to have the bills paid because I was his representative. They eventually agreed to pay the bill. In the meantime, I assume that XXXX XXXX XXXX sold the " debt '' to Alpine Credit , Inc., a debt collector. I worked with XXXX to have the debt paid, and was told it was, in fact, paid. I have a letter from XXXX stating this. The debt collector letters stopped coming to me. However, they have sense resumed sending debt collection letters to my dad 's partner. They married as a symbolic gesture just before he died. They put her name on the letters, as if it was her debt. She has zero connection to this case, and I think this is illegal harassment. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX Alpine Credit , Inc.XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, CO XXXX XXXX from XXXX to XXXX XXXX, Monday to Friday

Frequently Asked Questions

What is Complaint #7287255 about?

Complaint #7287255 was filed against Alpine Credit, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-07-21T12:00:00-05:00.

How did Alpine Credit, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Alpine Credit, INC?

Yes, visit the Alpine Credit, INC company profile at readthecomplaint.com/company/alpine-credit-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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