Action Collection Agencies, INC. -- Consumer Complaint Report & Risk Analysis
Debt Collection Issues and Misleading Notifications
Complaint Summary
Action Collection Agencies, INC. has received 9 consumer complaints filed with the CFPB across 2 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, communication tactics. Complaints span 7 states, with Massachusetts and Tennessee leading in complaint volume.
Company Overview
Company: Action Collection Agencies, INC.
Total CFPB Complaints: 9
AI Risk Score: 53/100
Most Recent Complaint: 2021-12-21T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
Action Collection Agencies, Inc. has 9 consumer complaints on file with the CFPB. Attempts to collect debt not owed Written notification about debt Communication tactics Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about attempts to collect debts not owed
Green Flags
- Some customers reported positive experiences with communication
Consumer Tips & Advice
Be cautious and verify the debt before responding to collection notices.
Complaint Trend Analysis
There is a consistent trend of complaints regarding debt collection practices.
Regulatory History
Regulatory history shows ongoing scrutiny of collection agencies for fair practices.
Industry Context
Action Collection Agencies, Inc. is involved in debt collection and credit reporting services.
Frequently Asked Questions About Action Collection Agencies, INC.
How many CFPB complaints does Action Collection Agencies, Inc. have?
Action Collection Agencies, Inc. has 9 complaints on file with the CFPB. The most recent complaint was filed on December 21, 2021.
What is Action Collection Agencies, Inc.'s complaint response rate?
Response rate data is not yet available for Action Collection Agencies, Inc..
Does Action Collection Agencies, Inc. respond to complaints on time?
Timely response data is not yet available for Action Collection Agencies, Inc..
Is Action Collection Agencies, Inc. safe to do business with?
Debt Collection Issues and Misleading Notifications Action Collection Agencies, Inc. has 9 CFPB complaints. Risk score: 53/100.
What red flags exist for Action Collection Agencies, Inc.?
Potential red flags for Action Collection Agencies, Inc.: Multiple complaints about attempts to collect debts not owed. These are based on analysis of CFPB complaint patterns.
What are Action Collection Agencies, Inc.'s strengths?
Positive indicators for Action Collection Agencies, Inc.: Some customers reported positive experiences with communication.
What tips should consumers know about Action Collection Agencies, Inc.?
Be cautious and verify the debt before responding to collection notices.
Are complaints against Action Collection Agencies, Inc. increasing or decreasing?
There is a consistent trend of complaints regarding debt collection practices. Action Collection Agencies, Inc. currently has 9 total complaints.
Has Action Collection Agencies, Inc. faced regulatory action?
Regulatory history shows ongoing scrutiny of collection agencies for fair practices.
How does Action Collection Agencies, Inc. compare to industry peers?
Action Collection Agencies, Inc. is involved in debt collection and credit reporting services.
What percentage of complaints were about attempts to collect debt not owed?
44% of the complaints were about attempts to collect debt not owed.
Recent Complaints Against Action Collection Agencies, INC.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #8278105 | Debt collection | Written notification about debt | 2024-02-03T12:00:00-05:00 | Tennessee | |
| #7355893 | Debt collection | Attempts to collect debt not owed | 2023-08-05T12:00:00-05:00 | Massachusetts | |
| #6340412 | Debt collection | Written notification about debt | 2022-12-19T12:00:00-05:00 | Florida | |
| #5684724 | Debt collection | Attempts to collect debt not owed | 2022-06-19T12:00:00-05:00 | New York | |
| #5587565 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-05-21T12:00:00-05:00 | California | |
| #5551979 | Debt collection | Communication tactics | 2022-05-10T12:00:00-05:00 | Maine | |
| #5518729 | Debt collection | Attempts to collect debt not owed | 2022-04-29T12:00:00-05:00 | Arizona | |
| #5032424 | Debt collection | Communication tactics | 2021-12-21T12:00:00-05:00 | Massachusetts | |
| #4342872 | Debt collection | Attempts to collect debt not owed | 2021-05-01T12:00:00-05:00 | Massachusetts |
Action Collection Agencies, INC. Complaints by State
- Action Collection Agencies, INC. Complaints in Massachusetts -- 3 complaints
- Action Collection Agencies, INC. Complaints in Tennessee -- 1 complaints
- Action Collection Agencies, INC. Complaints in Florida -- 1 complaints
- Action Collection Agencies, INC. Complaints in New York -- 1 complaints
- Action Collection Agencies, INC. Complaints in California -- 1 complaints
- Action Collection Agencies, INC. Complaints in Maine -- 1 complaints
- Action Collection Agencies, INC. Complaints in Arizona -- 1 complaints
Action Collection Agencies, INC. Complaints by Product
- Action Collection Agencies, INC. Debt collection Complaints -- 8 complaints | All Debt collection Complaints
- Action Collection Agencies, INC. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 1 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
Action Collection Agencies, INC. Complaints by Issue
- Action Collection Agencies, INC. -- Attempts to collect debt not owed -- 4 complaints | All Attempts to collect debt not owed Complaints
- Action Collection Agencies, INC. -- Written notification about debt -- 2 complaints | All Written notification about debt Complaints
- Action Collection Agencies, INC. -- Communication tactics -- 2 complaints | All Communication tactics Complaints
- Action Collection Agencies, INC. -- Incorrect information on your report -- 1 complaints | All Incorrect information on your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Action Collection Agencies, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.