Debt collection -- Attempts to collect debt not owed -- Complaint #7355893

Complaint Overview

Complaint ID: 7355893

Company: Action Collection Agencies, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Massachusetts

ZIP Code: 02472

Date Received: 2023-08-05T12:00:00-05:00

Date Sent to Company: 2023-08-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I paid my {$310.00} medical debt in full to the company that owned it at the time, Action Collection Agency of Boston. On XX/XX/23, they cashed my check. On XX/XX/23 and again on XX/XX/23 I was contacted in writing by XXXX XXXX XXXX, who attempted to collect the same debt, this time for {$330.00} but for the same procedure carried out by the same provider on the same day. My guess is that Action Collection Agency of Boston both cashed my check paying the debt and also sold the debt to another company.

Frequently Asked Questions

What is Complaint #7355893 about?

Complaint #7355893 was filed against Action Collection Agencies, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-08-05T12:00:00-05:00.

How did Action Collection Agencies, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Action Collection Agencies, INC.?

Yes, visit the Action Collection Agencies, INC. company profile at readthecomplaint.com/company/action-collection-agencies-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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