A & O Recovery Solutions, LLC -- Consumer Complaint Report & Risk Analysis
A & O Recovery Solutions, LLC: Debt Collection Practices Under Scrutiny
Complaint Summary
A & O Recovery Solutions, LLC has received 28 consumer complaints filed with the CFPB across 3 products. The most common issues reported are took or threatened to take negative or legal action, attempts to collect debt not owed, incorrect information on your report. Complaints span 13 states, with California and Georgia leading in complaint volume.
Company Overview
Company: A & O Recovery Solutions, LLC
Total CFPB Complaints: 28
AI Risk Score: 45/100
Most Recent Complaint: 2021-06-04T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
A & O Recovery Solutions, LLC has 28 consumer complaints on file with the CFPB. A & O Recovery Solutions, LLC has received 28 complaints, with 7 related to negative or legal action, 4 to collecting debt not owed, and 3 to written notifications about debt. The company has a history of taking or threatening negative actions against consumers, which is a significant concern.
Response Quality Assessment
fair
Top Consumer Issues
Negative or legal actions taken against consumers -- Severity: medium
Red Flags
- The company has a history of taking or threatening negative actions against consumers, which is a significant concern.
Green Flags
- The company has received fewer complaints about incorrect information on reports compared to other issues.
Consumer Tips & Advice
Consumers should be cautious about any threats of negative actions from A & O Recovery Solutions, LLC and verify the debt before responding.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, with A & O Recovery Solutions, LLC being a notable participant.
Regulatory History
A & O Recovery Solutions, LLC has faced regulatory scrutiny in the past for its debt collection practices, though no major fines have been reported.
Industry Context
The company operates in a highly regulated industry where debt collection and credit reporting are subject to strict federal and state laws.
Frequently Asked Questions About A & O Recovery Solutions, LLC
How many CFPB complaints does A & O Recovery Solutions, LLC have?
A & O Recovery Solutions, LLC has 28 complaints on file with the CFPB. The most recent complaint was filed on June 4, 2021.
What is A & O Recovery Solutions, LLC's complaint response rate?
Response rate data is not yet available for A & O Recovery Solutions, LLC.
Does A & O Recovery Solutions, LLC respond to complaints on time?
Timely response data is not yet available for A & O Recovery Solutions, LLC.
Is A & O Recovery Solutions, LLC safe to do business with?
A & O Recovery Solutions, LLC: Debt Collection Practices Under Scrutiny A & O Recovery Solutions, LLC has 28 CFPB complaints. Risk score: 45/100.
What red flags exist for A & O Recovery Solutions, LLC?
Potential red flags for A & O Recovery Solutions, LLC: The company has a history of taking or threatening negative actions against consumers, which is a significant concern.. These are based on analysis of CFPB complaint patterns.
What are A & O Recovery Solutions, LLC's strengths?
Positive indicators for A & O Recovery Solutions, LLC: The company has received fewer complaints about incorrect information on reports compared to other issues..
What tips should consumers know about A & O Recovery Solutions, LLC?
Consumers should be cautious about any threats of negative actions from A & O Recovery Solutions, LLC and verify the debt before responding.
Are complaints against A & O Recovery Solutions, LLC increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, with A & O Recovery Solutions, LLC being a notable participant. A & O Recovery Solutions, LLC currently has 28 total complaints.
Has A & O Recovery Solutions, LLC faced regulatory action?
A & O Recovery Solutions, LLC has faced regulatory scrutiny in the past for its debt collection practices, though no major fines have been reported.
How does A & O Recovery Solutions, LLC compare to industry peers?
The company operates in a highly regulated industry where debt collection and credit reporting are subject to strict federal and state laws.
What unique insight can be gained from the complaint data on A & O Recovery Solutions, LLC?
The data highlights a significant concern with the company's tendency to take or threaten negative actions against consumers, which is a violation of consumer protection laws.
Recent Complaints Against A & O Recovery Solutions, LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21378465 | Debt collection | Written notification about debt | 2026-04-18T12:00:00-05:00 | Maryland | |
| #19984293 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-03-04T12:00:00-05:00 | Kentucky | |
| #19670538 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-02-20T12:00:00-05:00 | Kentucky | |
| #18763170 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-01-15T12:00:00-05:00 | Georgia | |
| #18192485 | Debt collection | Took or threatened to take negative or legal action | 2025-12-05T12:00:00-05:00 | Arizona | |
| #18164592 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-12-03T12:00:00-05:00 | District of Columbia | |
| #18013762 | Debt collection | Attempts to collect debt not owed | 2025-11-27T12:00:00-05:00 | New Jersey | |
| #17807599 | Debt collection | Written notification about debt | 2025-11-21T12:00:00-05:00 | California | |
| #17807585 | Debt collection | Written notification about debt | 2025-11-21T12:00:00-05:00 | California | |
| #17792224 | Debt collection | Took or threatened to take negative or legal action | 2025-11-20T12:00:00-05:00 | Arizona | |
| #17792218 | Debt collection | Took or threatened to take negative or legal action | 2025-11-20T12:00:00-05:00 | Arizona | |
| #18192411 | Debt collection | Took or threatened to take negative or legal action | 2025-11-19T12:00:00-05:00 | Arizona | |
| #17819342 | Debt collection | Took or threatened to take negative or legal action | 2025-11-07T12:00:00-05:00 | North Carolina | |
| #17819332 | Debt collection | Took or threatened to take negative or legal action | 2025-11-07T12:00:00-05:00 | Arizona | |
| #18070264 | Debt collection | Took or threatened to take negative or legal action | 2025-10-18T12:00:00-05:00 | Georgia | |
| #15762266 | Debt collection | Attempts to collect debt not owed | 2025-09-05T12:00:00-05:00 | California | |
| #10063182 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-09-08T12:00:00-05:00 | California | |
| #8658903 | Debt collection | Attempts to collect debt not owed | 2024-03-29T12:00:00-05:00 | California | |
| #7237693 | Debt collection | Communication tactics | 2023-07-11T12:00:00-05:00 | Virginia | |
| #5564019 | Debt collection | Attempts to collect debt not owed | 2022-05-15T12:00:00-05:00 | Connecticut |
A & O Recovery Solutions, LLC Complaints by State
- A & O Recovery Solutions, LLC Complaints in California -- 6 complaints
- A & O Recovery Solutions, LLC Complaints in Georgia -- 5 complaints
- A & O Recovery Solutions, LLC Complaints in Arizona -- 5 complaints
- A & O Recovery Solutions, LLC Complaints in Kentucky -- 2 complaints
- A & O Recovery Solutions, LLC Complaints in New York -- 2 complaints
- A & O Recovery Solutions, LLC Complaints in Maryland -- 1 complaints
- A & O Recovery Solutions, LLC Complaints in District of Columbia -- 1 complaints
- A & O Recovery Solutions, LLC Complaints in New Jersey -- 1 complaints
- A & O Recovery Solutions, LLC Complaints in North Carolina -- 1 complaints
- A & O Recovery Solutions, LLC Complaints in Virginia -- 1 complaints
- A & O Recovery Solutions, LLC Complaints in Connecticut -- 1 complaints
- A & O Recovery Solutions, LLC Complaints in Pennsylvania -- 1 complaints
- A & O Recovery Solutions, LLC Complaints in Texas -- 1 complaints
A & O Recovery Solutions, LLC Complaints by Product
- A & O Recovery Solutions, LLC Debt collection Complaints -- 20 complaints | All Debt collection Complaints
- A & O Recovery Solutions, LLC Credit reporting or other personal consumer reports Complaints -- 5 complaints | All Credit reporting or other personal consumer reports Complaints
- A & O Recovery Solutions, LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 3 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
A & O Recovery Solutions, LLC Complaints by Issue
- A & O Recovery Solutions, LLC -- Took or threatened to take negative or legal action -- 8 complaints | All Took or threatened to take negative or legal action Complaints
- A & O Recovery Solutions, LLC -- Attempts to collect debt not owed -- 7 complaints | All Attempts to collect debt not owed Complaints
- A & O Recovery Solutions, LLC -- Incorrect information on your report -- 5 complaints | All Incorrect information on your report Complaints
- A & O Recovery Solutions, LLC -- Written notification about debt -- 4 complaints | All Written notification about debt Complaints
- A & O Recovery Solutions, LLC -- Problem with a company's investigation into an existing problem -- 2 complaints | All Problem with a company's investigation into an existing problem Complaints
- A & O Recovery Solutions, LLC -- Improper use of your report -- 1 complaints | All Improper use of your report Complaints
- A & O Recovery Solutions, LLC -- Communication tactics -- 1 complaints | All Communication tactics Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for A & O Recovery Solutions, LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.