Debt collection -- Attempts to collect debt not owed -- Complaint #8658903

Complaint Overview

Complaint ID: 8658903

Company: A & O Recovery Solutions, LLC

Product: Debt collection

Sub-Product: Payday loan debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: California

ZIP Code: 92507

Date Received: 2024-03-29T12:00:00-05:00

Date Sent to Company: 2024-03-29T12:00:00-05:00

Company Response: Untimely response

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received a phone call from XXXX XXXX XXXX XXXX XXXX alleging they sent a letter to home for a debt. I called them back and the woman was able to verify my entire social and DOB. She stated that I got a loan online from a company called XXXX XXXX XXXX XXXX in XX/XX/XXXX. I know for a fact that I did not and mainly because I was in the processing of purchasing a house at the time, so trying to get any type of loan could be detrimental to the process. I lost my purse with all of my belongings on XX/XX/XXXX so it is quite possible my Identity had been stolen. I also filed a police report in XXXX XXXX, NV where I was living at the time.

Frequently Asked Questions

What is Complaint #8658903 about?

Complaint #8658903 was filed against A & O Recovery Solutions, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-03-29T12:00:00-05:00.

How did A & O Recovery Solutions, LLC respond to this complaint?

The company responded with: "Untimely response". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against A & O Recovery Solutions, LLC?

Yes, visit the A & O Recovery Solutions, LLC company profile at readthecomplaint.com/company/a-o-recovery-solutions-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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