Debt collection -- Took or threatened to take negative or legal action -- Complaint #18070264
Complaint Overview
Complaint ID: 18070264
Company: A & O Recovery Solutions, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Georgia
ZIP Code: 30106
Date Received: 2025-10-18T12:00:00-05:00
Date Sent to Company: 2025-12-01T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This company is violating my rights they have not provided validation Information Under 12 CFR 1000.34 ( b ) ( 5 ) yet they have placed a collection on my consumer report recently.
Frequently Asked Questions
What is Complaint #18070264 about?
Complaint #18070264 was filed against A & O Recovery Solutions, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2025-10-18T12:00:00-05:00.
How did A & O Recovery Solutions, LLC respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against A & O Recovery Solutions, LLC?
Yes, visit the A & O Recovery Solutions, LLC company profile at readthecomplaint.com/company/a-o-recovery-solutions-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.